When can you operate Huabei bill installment

If you repay the loan on time every month, there is no handling fee and no interest. However, if the user wants to pay in installments, the user only has one chance to apply for installment repayment once a month, and the application cannot be canceled after the application. Select the number of installments, up to 12 installments, and the rate corresponding to the number of installments is temporarily the total amount of 3 installments.

This month can also be used in installments after the bill is issued at the beginning of the next month.

**The goods that support Huabei payment can be photographed at one time using Huabei;

Huabei can be returned in installments, it is a matter between you and Huabei, and it has nothing to do with the seller;

Huabei generally returns the agreed amount on the 10th of each month according to the agreement.

The steps for Huabei to handle the installment are as follows: 1. First find Alipay on the desktop of the mobile phone and click to open Alipay; 2. Click the search box in the home page to open the search box; 3. Enter Huabei in the search and click to open Huabei; 4. Click on the bill installment in the picture below in the open Huabei; 5. Click Apply for Installment to complete the installment repayment. Huabei, whose full name is Ant Huabei, is a consumer credit product launched by Ant Financial, and after applying for opening, you will receive a consumption quota ranging from 500 to 50,000 yuan.

When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later". Huabei installment is a consumer financial product launched by Ant Group, users use Huabei installment payment when paying in the mini program, and the full amount of the order is paid to the merchant's Alipay account in real time, and the user repays Huabei in installments. There are two situations in Huabei installment, one is Huabei installment, and the other is Huabei bill installment.

Huabei installment payment means that you directly choose installment when placing an order to pay, and repay the loan on time after the account is issued. The steps of Huabei bill installment are: go to the My Bill page, click [Bill Installment] below, select the amount and number of installments you want to install, and then click [Confirm Installment] below.

Precautions for using Huabei: Be sure to repay the loan on time, although Huabei does not charge any interest during the normal repayment period, but beyond the repayment period, the interest of Huabei is still quite high. In addition, not repaying on time will also affect your sesame credit score, Alipay will reduce your Huabei limit or close Huabei, and if you do so, it will affect your personal credit, and in serious cases, it will affect your future loans, buy a house, buy a car, and even travel by train or plane in the future.

In addition, there are too many online loan applications, or there is a bad loan record such as overdue online loans, which will also affect the amount of Ant Huabei. Have a clear understanding of your online loan credit data and overdue information, and if Huabei has a bad record, it will also be displayed in the data report. The online loan data report includes the number of overdue days, the overdue amount and the overdue platform.

First of all, after you use Alipay Huabei to shop, if you want to set up installment payment, you can go to Alipay to search and enter Huabei's homepage, and then click on the "Settings" function in the lower right corner.

Secondly, you need to find the "Auto-repayment setting" function from the settings list, and click into it to set up installments.

Finally, select the "Pay by bill minimum" option from the autopayment settings page, and the repayment will be made in monthly instalments.

The specific process of applying for Huabei installment payment is:

1. Open the Alipay wallet, enter the "Wealth" page, find and open "Huabei";

2. Click "Installment Repayment" to enter the installment repayment page.

3. When there is arrears in the current period, the page will display the amount of arrears in the current period, if the installment conditions are met, there will be installment repayment, such as the entrance, select the number of installments and click "Confirm Installment" to complete the installment.

Before the 1st to the 10th of the next month, enter Huabei and choose to pay in installments or choose installments in the service window, and now the installments are divided into 3, 6, 9, and 12 installments, which are similar to credit cards, and there is no need to make a down payment.

Huabei has installment and bill installment.

1. Huabei installment payment.

When you place an order to pay, you can choose to pay in installments, and repay the loan on time according to the number of installments you have selected before after the account is issued.

Generally speaking, if a single transaction is 100 yuan or more, and the merchant supports Huabei installments, you can choose to pay in installments, which is subject to the display on your page.

2. Huabei bill installment.

Bill installment is operated after the Huabei bill is generated. Users can repay the bill amount in installments between the date of monthly billing and the repayment date (subject to the display on your page), which is generally optional, and the specific number of optional periods and corresponding handling fees are subject to the display on your page. After the installment, the amount that has been paid in the current month does not need to be repaid, and the first installment will be repaid from the next month.

In addition to the past overdue fees, interest, installment handling fees, remaining principal, etc., the installment amount needs to be 10 yuan or more, which is subject to the display on your page.

Huabei installment payment is to directly select Huabei installment when you support installment payment of goods before the bill is issued, and the installment will display the number of available installments and the corresponding handling fee for each installment. Under normal circumstances, Huabei installment payment is in a single transaction, and you can choose to pay in installments only if it is more than 100 yuan.

1) Open the Alipay payment code and switch the payment method to Huabei installment.

2) Show the payment code to the merchant to scan the code.

3) Select the number of installments and confirm the payment.

Huabei chooses to pay in installments when repaying. Just follow the prompts.

2. At this time, you will enter the page of Huabei, then click "Total Bill" to enter the details of Huabei installment, and then you can see the repayment of Huabei and the number of installments.

When using Huabei to repay in installments, users can choose different installments, and the number of installments they can choose is period, and the installment rates are respectively. Consider your monthly income when choosing the number of installments.

Huabei's overdue repayment will affect personal credit reporting, and generally bad credit will affect the handling of various loans. Moreover, after the overdue arrears are returned, this record will be kept in the credit report for 5 years, and this record will disappear after 5 years. If the arrears have not been repaid, this record has been recorded in the credit report.

In addition to using installment repayment, users can also use deferred repayment, and fees will be charged according to the deferred amount when using the deferred repayment function.

Version information: Take the Alipay version, Apple 13 (system), and Huawei Mate40 (HarmonyOS2 system) as examples.

Nowadays, many people are using the Huabei function in Alipay, as long as they consume reasonably and repay on time, it is still more convenient. Some users may choose to use the Huabei bill installment function after using Huabei, so let's take a look at how to installment in Huabei? What are the conditions for bill installment?

Huabei bill installment needs to apply for installment before the repayment date after the Huabei bill is generated, click on the repayment option on the Huabei repayment page, and then select installment repayment, users can choose the number of installment periods according to their own situation, usually there are periods, and the installment handling fee rate corresponding to different installment periods is different, which is subject to the actual rate displayed on the installment page.

After Huabei users apply for bill installments, the amount that has been installmented in the current month does not need to be repaid, and the user will repay the first installment of the installment from the next month.

Note that the installment amount of Huabei bill must be 10 yuan or more before it can be installed, and the user's Huabei account is normal, if Huabei is overdue, then it is not supported to apply for installment repayment.

That is to say, after the user uses Huabei to consume, if he wants to apply for a bill installment, he must meet the following conditions at the same time:

1. The installment time is between the date of the Huabei bill and the date of repayment;

2. The amount of installment should reach 10 yuan and above; Scale.

3. The status of the user's Huabei account is normal.

In addition to bill installments, Huabei also supports installment payments. Generally speaking, when users consume, if the amount of a single transaction is 100 yuan or more, and the merchant supports Huabei installment, then you can directly choose to pay in installments when using Huabei to pay.