My parents gave me 200,000 yuan, is it better to buy a house or start a business?

Updated on Car 2024-06-19
13 answers
  1. Anonymous users2024-02-12

    This depends on what type of person you are, if you like to live a step-by-step life and are not willing to bear pressure, then use the money to buy a house; If you are a person with a flexible brain, have ideas and courage to do things, then use the money to start a business. Because a person who doesn't like risks, entrepreneurship is definitely not so easy to succeed, and the current economic environment is not good, and without the enthusiasm for entrepreneurship, it is bound to fail. But a person with a lively mind, this money should be used to start a business, instead of smashing money in a house, and when you succeed in starting a business, you can buy any kind of house you want.

    Here's why:1. People with different personalities have different ability to resist risks.

    If you are risk-averse, afraid of failure, and fragile in life, then buying a home is definitely the first choice. The requirements for starting a business are very high, and you have to bear the blows, and you must be very strong and assertive, so as not to be defeated in the face of difficulties. Not everyone can be an entrepreneur in this society, so you need to analyze what type of person you belong to before making a decision.

    Second, if you don't have a house and don't have a good entrepreneurial project, then you should buy a house.

    Although the house is not a good investment tool now, if you don't buy a house, you must buy a house first. Money in hand, without a suitable entrepreneurial project, it is easy to spend it all, just spend it on the house, which is equivalent to saving money. It doesn't matter if the house doesn't rise, you have an independent private space.

    With pressure comes motivation and the desire to make money is even stronger.

    3. If you have a very strong desire to start a business and want to give it a go, then start a business.

    Sometimes, we don't know what kind of person we belong to, but there is a small flame in our hearts that wants to start a business has been burning, and if you have money, you can consider starting a business. If you try it while you're young, you might be able to succeed. Even if you fail, you can accumulate some lessons from failure, and it all depends on what you want.

    Therefore, the 200,000 yuan given by your parents, whether you want to buy a house or start a business, you have to ask yourself what you want most. If you want to buy a house, go for it; If you don't want to work part-time and just want to start a business, then look at a good project and start a business. The road is walked, not thought out.

  2. Anonymous users2024-02-11

    My parents gave me 200,000 yuan, and I thought it would be better to buy a house, first have a place to live, and then slowly learn experience, and then start a business.

  3. Anonymous users2024-02-10

    If you have the ability to buy a house, you must buy a house, at least you can avoid the pressure of many houses, and you can start a business after doing research and capital storage.

  4. Anonymous users2024-02-09

    If it were me, I would choose to start a business, after all, young people always have to go out and work hard, as long as they work hard, then there will be a house and a car. Starting a business is much better than if you were guarding a house.

  5. Anonymous users2024-02-08

    If you use it to buy a house, a down payment of 200,000 yuan in a first- or second-tier city is not enough, if you choose to buy a house in the county, you can make up some more to make a down payment, and then work by yourself to pay off the mortgage. You can also start a business, but the risk is greater, but the profits will be very good after success.

  6. Anonymous users2024-02-07

    1.If it is to buy a house for investment, then there is no need for this, after all, with the ** of housing prices, 200,000 yuan is not even enough for the down payment of a house. If you take a loan from a bank for investment, it will be worth the loss, after all, no one can say what the future of this house will become.

    2. If you are going to buy a house to live in, then there are more problems to consider. First of all, according to the different levels of local urban development, the average price of housing area is also different, and it is unrealistic to buy a house for 200,000 yuan in first-tier cities.

    3.So, if you live in a city with lower housing prices, you can make a down payment on your home and then repay the loan later. But if we live in a big city, it's better to save money for a while.

  7. Anonymous users2024-02-06

    It is recommended that you should have a nest first, and you don't even have a place to live, how to work.

  8. Anonymous users2024-02-05

    The latter is more promising, and the former crosses the river by feeling the stones.

  9. Anonymous users2024-02-04

    Of course, it's good to start a business, what kind of house can you buy in Shanghai with 200,000 yuan? Young people must venture out while they are young, and the matter of buying a house should wait until their career is successful, and they can pay the full amount at one time, and they must be tired of paying a down payment as a house slave. . . I'm also about to graduate.

  10. Anonymous users2024-02-03

    If you have more funds, you can buy a house, and the appreciation of the house will be faster. You can also start a business, you need to pay personal income tax or start a business in the early stage to register a company, you can consult me. I have it in my profile.

  11. Anonymous users2024-02-02

    The current form should be to start a business, and buying a house should not even be enough for a down payment.

  12. Anonymous users2024-02-01

    There is no doubt that you must be a businessman.

  13. Anonymous users2024-01-31

    What kind of house to buy in Shanghai for 200,000.

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