Can you still open it if you close it yourself?

You can open it again after you turn it off. After the borrowing is closed, the system will evaluate the user's Alipay account from time to time, and when the user meets the conditions for borrowing and passes the system evaluation, the system will take the initiative to open the borrowing for the user. Therefore, users need to maintain a good credit history and Alipay activity for a long time in order to open a loan again.

In addition, after the borrowing is turned off, users can continue to use Huabei and the reserve, and when using Huabei and the reserve, they must pay attention to repaying on time.

Summary. Dear, hello, you can re-open it if you manually close it, but if you want to open it again after the borrowing service is closed autonomously, the system needs to re-evaluate it, and it is not guaranteed that it will be successfully opened again, so it is recommended that users operate with caution. During the use of the debit, the system will comprehensively evaluate whether it can continue to be used according to the user's account situation and the use of the debit from time to time, and there may be a <>

If it cannot be used now, the user needs to maintain a good credit history and wait for it to be opened again.

Can I turn it on again if I manually close it?

Dear, hello, borrowing can be opened again when manually closed, but once the borrowing service is closed independently, if you want to open it again, the system needs to re-conduct a comprehensive assessment, and it is not guaranteed that it will be successfully opened again, so it is recommended that users operate with caution. During the use of the debit, the system will comprehensively evaluate whether it can continue to be used according to the user's account situation and the use of the debit from time to time, and there may be a <>

If it cannot be used now, the user needs to maintain a good credit history and wait for it to be opened again.

If the borrower is closed by the system, or the user takes the initiative to apply for the closure of the borrower, it can be re-opened after the closure. However, the re-opening of the loan needs to pass the system evaluation, and if it does not pass the evaluation, the poor opening fails. Since there is no cost for borrowing if you don't use it, you don't need to borrow for a long time and don't need to close it.

Hope mine is helpful to you, thank you and have a great day!

"Borrowing", now known as Credit Loan, is a loan service launched by Alipay, and users can apply for different loan amounts according to different sesame scores. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

On January 9, 2018, due to excessive leverage and violation of relevant regulatory regulations of the central bank, some user accounts were voluntarily closed to control the loan balance.

On November 8, 2021, it was reported that the name of Alipay's "borrowing" has been changed to "credit loan". In response, Alipay's customer service said that in order to make it easier for you to have a clearer understanding of the actual consumer credit service provider, the consumer credit service provided by the financial institutions that cooperate with Ant has been updated to "credit loan", and the name of the financial institution is displayed on the credit loan page. After this adjustment, the original borrowing, auditing, repayment and other services will not be affected.

Second, the service introduction