Can I close the borrowing and reopening it, and can I close the borrowing service?

Hello, the answer is that it can be opened, but re-opening also needs to be evaluated by the system, and it generally takes a long time to accumulate good credit before it can be opened. Please refer to the following points for details:

1. Try to maintain a good and stable use of Alipay account, minimize the situation of logging in from other places, changing mobile phone logins, and do not frequently change mobile phone numbers and passwords.

2. Maintain a good credit situation For example, loans from other platforms such as credit cards, car loans, and housing loans must be repaid on time.

3. Transfers, cash withdrawals, payments, credit card repayments, and financial management on Alipay should also be used more.

At the same time, Xiaoyou also advises everyone to maintain a good credit record in daily life and repay the loan on time. If you have good credit, it will not be so difficult to get a loan, borrow money, and apply for a card.

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Early repayment is possible, and the recovery limit can be revolving after repayment. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

The system will evaluate whether the borrower can be opened according to the comprehensive situation of the account, which is subject to the display on the page.

If you are unable to use the service temporarily, we recommend that you maintain good usage habits and check whether you can use it in the future.

In this case, the borrowing can be closed, 1,Recurring prepayments. We know that borrowing is a consumer loan that can be borrowed and repaid at any time, and it itself supports early repayment, but borrowers cannot make frequent early repayments, every time you borrow, you will pay it back immediately, so that the borrower will think that you are not short of money, and it is easy to be blocked, so you can also close the loan.

Overdue closure. You can first withdraw the loan for a month, and if you don't repay it when it expires, then the loan will prompt you to repay it in full, and once it is all repaid, there is no limit for more than 90However, the price of this method is that it may affect credit reporting, there are overdue fees, and it is difficult to open it again in the future.

Alipay friends. If many of your friends are old friends, it may affect your personal credit, you can try this method to close the loan.

Frequent withdrawals and cash-outs. Although it is said that Huabei and borrow.

risk, if you often cash out Huabei,The system detects you.

's account is at risk, so the borrowing may also be closed.

1. Yes.

2. Alipay borrowing can be closed. If you want to turn it on again after it is disabled, the system needs to conduct a comprehensive evaluation again, and there is no guarantee that it can be successfully turned on again.

3. Scroll to the bottom of Alipay's "My" interface and click [My Customer Service].

5. Enter "How to close the loan", click the [Close the loan service] button, select the reason for the closure, and confirm the closure.

Alipay borrowing can be closed. For more information, please refer to **.

Yes, if there is a loan, you need to pay it off before you can close it. At the same time, it is reminded that it may not be possible to open it again after closing, and the system will evaluate it according to the comprehensive usage of the account, which shall be subject to the page display.

1. There will be fees for overdue borrowing. It will also have an impact on personal credit reporting and the use of borrowing, so it is recommended to repay the loan in a timely manner.

2. If it is overdue for a long time, there may be a collector to contact, and in serious cases, it may be prosecuted.

3. After the loan is overdue on the credit report, it may affect the subsequent mortgage and other loans.

If you want to close ant borrowing, you can do it according to the following path:

1. Open Alipay on your mobile phone [My] [Ant Borrow];

3. Click the [Close Loan Service] button, select the reason for closing, and confirm the closure of the loan service.

4. Once the borrowing service is closed and wants to be opened again, the system needs to conduct a comprehensive evaluation again, and there is no guarantee that it can be successfully opened again. In addition, if the ant loan has not yet been settled, it needs to be settled before closing.

When the user closes the loan independently, the system needs to check whether the user's loan arrears have been paid off, and if the amount to be repaid is detected, then the user is not allowed to close the loan service. After the user pays off all the arrears of the borrowing, and then chooses to close the borrowing, then the borrowing can be successfully closed. Once the borrowing is closed, users who want to open it again need to pass a new round of evaluation by the system.

Re-opening the loan service cannot ensure the success of the activation, so it is recommended that users operate cautiously and retain the borrowing service if they need to borrow money in the future.

It seems that I can't turn it off. Unless it's Alipay that turns it off for you. Actually, it's okay if it's not closed. It's okay not to use it yourself.

Yes, you can turn it off by opening the Alipay borrowing settings.

Alipay borrowed inside. If you don't want to use. Or after use. Once the repayment is complete. Yes, it can be turned off.

The closing process of borrowing is as follows:

1. Open Alipay on your mobile phone, click "My" - "Borrow" after entering;

2. Click "?" in the upper right corner”

3. Click "How to close the loan" on the My Customer Service page;

4. Click "Close Borrowing Service", then select the reason for closing it, and then confirm.

In addition, after the loan is closed, users will not be able to find the application portal, and it is impossible to determine the time of reopening.

You can turn it off in the settings.

Hello friends, first open Alipay on your mobile phone, and click "My" - "Borrow" after entering

Click on the "?" in the top right corner”

On the My Customer Service page, click "How to close the loan".

Click "Close the borrowing service", then select the reason for closing it, and then confirm.

Follow this step to turn it off. Thank you!

If there is no arrears, it can be closed.

Summary. Dear, hello, you can re-open it if you manually close it, but if you want to open it again after the borrowing service is closed autonomously, the system needs to re-evaluate it, and it is not guaranteed that it will be successfully opened again, so it is recommended that users operate with caution. During the use of the debit, the system will comprehensively evaluate whether it can continue to be used according to the user's account situation and the use of the debit from time to time, and there may be a <>

If it cannot be used now, the user needs to maintain a good credit history and wait for it to be opened again.

Can I turn it on again if I manually close it?

Dear, hello, borrowing can be opened again when manually closed, but once the borrowing service is closed independently, if you want to open it again, the system needs to re-conduct a comprehensive assessment, and it is not guaranteed that it will be successfully opened again, so it is recommended that users operate with caution. During the use of the debit, the system will comprehensively evaluate whether it can continue to be used according to the user's account situation and the use of the debit from time to time, and there may be a <>

If it cannot be used now, the user needs to maintain a good credit history and wait for it to be opened again.

If the borrower is closed by the system, or the user takes the initiative to apply for the closure of the borrower, it can be re-opened after the closure. However, the re-opening of the loan needs to pass the system evaluation, and if it does not pass the evaluation, the poor opening fails. Since there is no cost for borrowing if you don't use it, you don't need to borrow for a long time and don't need to close it.

Hope mine is helpful to you, thank you and have a great day!

Summary. Hello. Can I open it again after the borrowing is closed?

OK. You can open it again after you turn it off. After the borrowing is closed, the system will evaluate the user's Alipay account from time to time, and when the user meets the conditions for borrowing and passes the system evaluation, the system will take the initiative to open the borrowing for the user.

Therefore, users need to maintain a good credit history and Alipay activity for a long time in order to open a loan again. In addition, after the borrowing is turned off, users can continue to use Huabei and the reserve, and when using Huabei and the reserve, they must pay attention to repaying on time.

Can I open it again after the borrowing is closed?

Hello. Can I open it again after the borrowing is closed: Yes.

You can open it again after you turn it off. After the borrowing is closed, the system will evaluate the user's Alipay account from time to time, and when the user meets the conditions for borrowing and passes the system evaluation, the system will take the initiative to open the borrowing for the user. Therefore, users need to maintain a good credit history and Alipay activity for a long time in order to open a loan again.

In addition, after the borrowing is turned off, users can continue to use Huabei and the reserve, and when using Huabei and the reserve, they must pay attention to repaying on time.

"Borrow" is a loan service launched by Alipay, and the current application threshold is more than 600 sesame points. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

At present, the consumer loans launched by e-commerce giants are mainly for installments in the consumption scenarios of the e-commerce platform, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another. The following is the actual combat experience: 1. Deposit Yue Bao or Zhao Cai Bao (regular), deposit 15,000+ money, and you can basically withdraw it after 10 days, generally on the 1-10th limit; 2. Mobile phone **MYbank app, and then deposit money to Yu Libao, 10,000 + deposit a month can basically lend + MYbank consumer loan 10,000; But there are still netizens complaining about Uncle Ma Yun; One of the reasons why I am not optimistic about these Internet companies engaging in finance is that they do not have the experience of receiving users who can't even distinguish between interest and fees.

This part of the business will naturally have an impact on the bank's similar business, after all, the scale of several major Internet giants is there. But not every industry is suitable for the internet. The amount is too low, and the repayment of the principal in installments is a bit of a chicken rib, which is destined to be difficult to replace the position of traditional finance.