Can the borrowing be closed and still be opened, and when can the borrowing be closed?

Hello, the answer is that it can be opened, but re-opening also needs to be evaluated by the system, and it generally takes a long time to accumulate good credit before it can be opened. Please refer to the following points for details:

1. Try to maintain a good and stable use of Alipay account, minimize the situation of logging in from other places, changing mobile phone logins, and do not frequently change mobile phone numbers and passwords.

2. Maintain a good credit situation For example, loans from other platforms such as credit cards, car loans, and housing loans must be repaid on time.

3. Transfers, cash withdrawals, payments, credit card repayments, and financial management on Alipay should also be used more.

At the same time, Xiaoyou also advises everyone to maintain a good credit record in daily life and repay the loan on time. If you have good credit, it will not be so difficult to get a loan, borrow money, and apply for a card.

Finally, if you have urgent needs for money, it is recommended that you choose a big brand for loans, with transparent interest rates and to ensure your information security, "Rich Money" is the original financial credit service brand (formerly known as: Rich Flower, renamed "Rich Flower" in June 2018), positioned to provide personal consumer credit services for the public and create an innovative consumer credit model. Relying on the advantages of technology and scenarios, "Rich Money" uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services, with simple application materials, the fastest 30 seconds for approval, and the fastest 3 minutes for loan disbursement.

Early repayment is possible, and the recovery limit can be revolving after repayment. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

1. Whether the borrower is admitted is based on a comprehensive assessment of the account situation, and the quota and access will be changed in real time.

2. It is recommended not to believe the so-called manual forced opening on the Internet, which is to deceive people and cheat money.

With the increase in people's demand for borrowing, many loan platforms have been born on the market, among which Alipay's borrowing has a high popularity, and many friends will consider borrowing to apply for loans when they encounter financial difficulties. At the same time, many Alipay users find that they are not yet able to use the borrowing function. So, how to open a borrowing?

The activation of borrowing is the result of system review, and users cannot take the initiative to open it. To open Ant Borrow, the following conditions need to be met: (1) the Alipay account has completed real-name authentication; (2) The account status is normal and has not been appealed; (3) The account is bound to a mobile phone.

For accounts that meet the above conditions, the system will conduct a comprehensive assessment from time to time based on your account usage, and whether it can be used or not is subject to the system assessment, and manual intervention is not possible.

If you have an urgent need for money, you can choose Du Xiaoman Finance, which is also a big brand of BAT, to spend money. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee of the money is transparent, the big brands are more reliable, the interest rate is low, the daily interest rate is as low as (subject to the display on the loan page of the money flower app), the interest rate of borrowing 10,000 yuan a day is as low as 2 yuan, and the maximum amount can be borrowed is 200,000 yuan, which can meet the needs of most borrowers (click to enter the official money to learn more.)

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Alipay borrowing.

It can be reopened after about a month or two of closure. However, you must pay attention not to have a bad record during this period, if you have a loan that you have not repaid first, do not open other borrowing business, and keep Sesame Credit above 600 points.

We must ensure that we repay on time and do not overdue in our usual consumption.

Extended Materials

One. "Borrowing" is a loan service launched by Alipay, and the current application threshold is sesame points.

above 600. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

At present, the consumer loans launched by e-commerce giants.

It is mainly for the installment in the consumption scenario of the e-commerce platform, but with the continuous accumulation of personal credit data, it is aimed at personal credit loans in the non-consumption scenario.

It is also being rolled out one after another.

This part of the business will naturally have an impact on the bank's similar business, after all, the scale of several major Internet giants is there. But not every industry is suitable for the internet. The amount is too low, and the repayment of the principal in installments is a bit of a chicken rib, which is destined to be difficult to replace the position of traditional finance.

Two. How to use borrowing:

First of all, please open your Alipay wallet.

application software, and then log in to your Alipay to enter the main interface of the Alipay wallet application.

After entering the Alipay wallet application software, click on the "Wealth" tab at the bottom of the page to enter the Alipay personal center.

If you have been selected to experience the "borrowing" service first, after that, in Huabei.

The borrowing service will be displayed under the service tab, and if you haven't been invited to experience it, this menu will not be displayed, so it depends on your luck.

Even if you haven't been invited to experience the borrowing service, we can still find its product function entrance, click on "Sesame Credit."

If your Sesame Credit score has reached more than 600 points, then you can already experience many services, so here we click on the "Credit Life" at the bottom to view the menu items.

After entering the credit life menu item, click on the "Finance" menu item in the page to enter the finance page.

In the financial page, we can see the menu of "Borrow", which shows that you are looking forward to it, and indicates that you can participate in the experience with a Sesame Credit score of 600 or more, if your Sesame Credit score has reached 600 points, then congratulations, you will be able to experience the borrowing service in the near future.

You can open it again after you turn it off. After the borrowing is closed, the system will evaluate the user's Alipay account from time to time, and when the user meets the conditions for borrowing and passes the system evaluation, the system will take the initiative to open the borrowing for the user. Therefore, users need to maintain a good credit history and Alipay activity for a long time in order to open a loan again.

In addition, after the borrowing is turned off, users can continue to use Huabei and the reserve, and when using Huabei and the reserve, they must pay attention to repaying on time.

1. Whether the ant borrowing can be opened again after it is closed is comprehensively evaluated by the system.

2. There are two types of ant borrowing and closing: those who do not want to use active closure and those that are closed by the system due to overdue and other reasons.

1) If the system is closed due to overdue or other reasons, whether it can be opened again in the future will be re-evaluated by the system according to your account situation for a period of time.

2) If you don't want to use it and need to close it, it is recommended to operate with caution, because there is a possibility that it cannot be opened again after closing.

How it works: 1. Turn on your mobile phone, click to enter payment, click [My] on the Alipay homepage and enter.

2. After entering [My], find [Borrow] below and click to enter.

3. After entering, click [Agree to the agreement and re-open the loan], so that you need to complete the personal information, click [To improve].

4After clicking to enter, you need to have the front and back**, you can improve it according to the requirements, and after you complete, click [Confirm and Submit] below.

5. After clicking [Confirm and Submit], you will enter the page of [Submit Application] again, at this time, you can take a look at the [Personal Credit Report Inquiry Authorization Letter] and [Borrowing Regulations and Evidence Preservation Agreement], if you have any objections, you can not apply, if there is no problem, you can check it, click [Submit Application] below.

6. After clicking [Submit Application], Alipay's borrowing staff will review it, and the processing time is generally within 24 hours, so that you will receive a text message that has passed the review.