What do you think of NCMS now?

NCMS is a national policy, with the ultimate goal of solving the problem of "poverty due to illness and return to poverty due to illness" of participating farmers. All of them can be insured for medical treatment, but the reimbursement rate of medical insurance is up to 80 percent, while the maximum reimbursement rate of NCMS is only 40 to 50 percent.

At present, the people in rural areas are all NCMS and have not yet been transferred to social security, which is also a type of medical insurance. The new rural cooperative medical system, referred to as the New Rural Cooperative Medical System, is a system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly coordinated for serious diseases. Therefore, NCMS is a kind of medical insurance, while residents' medical insurance focuses more on mutual aid, that is, the scattered small money is concentrated to treat major diseases.

In 17 years, the merger of NCMS and urban residents' medical insurance into urban and rural residents' medical insurance was basically completed, and it will no longer be called NCMS, but urban and rural residents' medical insurance. At present, the annual payment standard for individuals is 180 yuan per person, and the state subsidy is 480 yuan per person per year. This is a very affordable policy, so that farmers can enjoy the basic medical system and enjoy the fruits of reform and economic development on an equal footing with urban residents.

With the increase in the list of drugs used in medical insurance, the scope of reimbursement for farmers to buy drugs has increased, and they can better enjoy medical reimbursement treatment. Farmers are engaged in manual work, young but fine, old will inevitably have physical problems, the increase in the scope of reimbursement for buying medicine provides farmers with better medical security!

NCMS is to help farmers through economic means, so that farmers have enough economic strength to resist diseases, so as to solve the problem of rural medical security, NCMS is not a part of social insurance.

Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of protection in case of illness. The basic medical insurance consists of a co-ordination plan and an individual account. The basic medical insurance premiums paid by individual employees are all included in personal accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is transferred to the personal account, and the other part is used to establish the overall plan**.

I don't like the multiple politics of one country, and I don't like the duality of urban and rural areas, in short, they are not unified.

Agricultural cooperative system cannot be accumulated, it is ** every year, is it for the benefit of the people, or is it increasing the burden on the people?

It's just a big hole. I spent more than 1,700 dollars on my last hospitalization. As a result, 216 yuan was reimbursed. This is called NCMS. It's all tears.

NCMS means that the new farmers pay money to treat those who are sick and are fully reimbursed. Farmers notwithout.

Didn't save money, and multiplied.

"New Rural Cooperative Medical System" is the abbreviation of the new type of rural cooperative medical care, which refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly based on the overall planning of serious diseases. Funds are raised by means of individual payment, collective support and funding.

If they can't afford it, they won't buy it, and they still shout to reduce the burden on the peasants, and only the peasants will bear it.

Xinnong Hefei Hospital, rich medical insurance, pit farmers, originally a gallstone surgery was more than 3,000, but after ten days of hospitalization, various instruments have passed down to more than 170o0.

My mother has a bad heart since she was young, and she will be hospitalized almost every year**, when there was no agricultural cooperative cooperative system before, she was hospitalized once and paid 1500-1800 for a course of treatment, and since there was a rural cooperative cooperative hospital, the reimbursement was basically 2000-2500

NCMS is a type of social insurance. Although it is also part of the social medical insurance, it is rarely called "medical insurance".

Anyone who has participated in the medical insurance for urban employees, the basic medical insurance for urban residents, or the NCMS in other areas is not allowed to participate in the NCMS.

Can the combined therapy not be cleared and cumulative. from ensuring the enthusiasm of the payment.

The new agricultural cooperative system is the operation of the old farmer, which cost 34,000! Later, I will be reimbursed 6000! Less than 20%!!

NCMS should not be cleared every year, and personal accounts should be accumulated.

Don't be afraid of 10,000, just in case, NCMS can solve the problem of serious illness, this policy is really good!

NCMS must implement a nationwide joint guarantee, otherwise we will never use it for so many years like we work outside.

Hair, from the beginning of the purchase to last year, this year is no longer in the pit.

It's been three years! Life and death are life, wealth is in the sky!

Drugs that can cure the disease are not reimbursed, and drugs that can be reimbursed cannot cure the disease.

I am very dissatisfied with NCMS, my mother spent 140,000 yuan in Jida to reimburse more than 30,000 yuan, please ask about the reimbursement of tens of percent, only more than 20 percent, and they all say that the reimbursement is now 780% more, what is going on.........

If you are really sick, you can reduce the burden, but the reimbursement ratio is low, the procedures are complicated, and the time to pay for it is long!

Local policies are really harmful, so ** has become an ornament.

I haven't bought it for two years, and I'm not ready to buy it again, vote with my feet.

When there was no NCMS, the illness of dozens of yuan was good. Now the illness of dozens of dollars is not as good as a few thousand. It costs a few hundred yuan to apply for the agricultural cooperative system. Do you think it's good?

To know what is important to people, people will find ways to implement it. But more and more people don't plan to hand in NCMS anymore.

It is also enough to see that NCMS does not play an important role in people's lives. The reason why they chose not to pay NCMS is because the annual fee for NCMS is still very expensive. For some people at the bottom of society, it may not be able to pay.

And if you keep exercising in your life, your body will be very healthy. Then after handing over the NCMS, I can't use it at all. Even if you go to the hospital, the expenses that NCMS can reimburse are very few.

At the beginning of the implementation, when the NCMS was implemented, citizens only needed to pay a small amount of money every year, but with the extension of the years, the number of contributions was slowly increasing. It has risen from a dozen yuan to a few hundred yuan a year, so if you are in a rural family, the income itself is not particularly high, and no matter how large the population is, the burden on the family is still relatively heavy. So after weighing the pros and cons, people decided not to pay it again.

And many young people, now the awareness of health is getting stronger and stronger. You may pay the NCMS fee every year, and after you pay it as agreed, you won't need it at all. Even if you have some colds and flu, you can go to some small clinics and be cured, and there is no need to go to a big hospital at all.

Therefore, the annual payment of NCMS is equivalent to a waste. And even after handing over the NCMS, if you have a serious illness or disaster, there are many restrictions when you go to the hospital for reimbursement. <>

It may be that for some more expensive medicines, NCMS will not be reimbursed at all, and all of them need to be paid for out of pocket. So many people will carefully calculate the total amount of money spent. In fact, in comparison, it did not save much money for itself.

In this way, you will not be able to make a profit, so there is no need to continue to pay. Therefore, when it is time to hand over the NCMS, many people will not pay it again.

I think NCMS is still more important for farmers, the existence of NCMS can solve the problem of farmers having difficulty in seeing a doctor and having no money to see a doctor, and it can allow farmers to enjoy a lot of benefits, and only need to pay a small amount of money every year, so I suggest that every farmer should pay this kind of insurance.

If one person has no medical insurance or social security, then NCMS becomes very important, otherwise, it is not very important.

NCMS is actually very important, it can play a particularly good effect, and it can also give everyone a particularly good guarantee.

In rural areas, NCMS is a system of mutual medical assistance and mutual aid for farmers that we farmers voluntarily participate in, focusing on the overall planning of major illnesses and the settlement of minor illness claims. The role is to ensure that farmers have access to basic health services, and to prevent farmers from falling into poverty due to illness and returning to poverty due to illness.

What we farmers need to pay attention to is that most local areas have now merged the "New Rural Cooperative Medical System" with the "Residents' Medical Insurance" and implemented the "Basic Medical Insurance for Urban and Rural Residents" system, so that medical treatment can no longer distinguish between urban and rural areas. Therefore, what we often call the New Rural Cooperative Medical System today actually corresponds to the basic medical insurance system for urban and rural residents.

Compared with the NCMS before the rural merger, today's medical insurance guarantee for urban and rural residents is more comprehensive, not to mention the increase in the types of drugs, and the reimbursement ratio has also been improved, which is also very beneficial to our farmers. From the past to the present, the problem of difficult and expensive medical treatment in our rural areas has been disturbing most farmers, and even the new agricultural cooperative cooperative policy, which has been implemented for a long time, has not been able to completely deal with this problem. Not only that, with the progress of today's price level, the payment norms of NCMS are also improving year by year, from dozens of yuan per person per year to hundreds of yuan today, a gap of more than ten times, the increase in the cost of NCMS has seriously eliminated the enthusiasm of farmers to pay, so that the habit of "abandoning" NCMS has also spread from time to time.

Some old farmers thought that he had been paid every year by the agricultural cooperative system, but he didn't use it every year, and the money was in vain, and he was distressed, and said that even if he was sick, he couldn't use it, last year his wife had an illness, and the doctor said that he had to be hospitalized to be reimbursed, and he only bought medicine and didn't report it, and when he was discharged from the hospital for reimbursement, you have to take the book, bring all kinds of information to the agricultural cooperative office, and nothing less is not good, he simply didn't go to the reimbursement, it was a loss to buy a forgetfulness, he said that he paid so much money every year. simply cut off the payment. The world is lucky.

Personally, I think that the NCMS has dealt with the problem of many farmers seeing a doctor at a certain level, but there may still be a slight lack of NCMS and the need for improvement.

I think that if you participate in NCMS, you can reduce the medical expenses incurred during your own medical treatment, and also reduce the burden on your family, because the payment amount of NCMS is scattered every year, from the initial 10 yuan per person per year to more than 200 yuan per person per year, which has increased 25 times in the past 10 years, and the reimbursement ratio of NCMS has not yet reached expectations, so now many people do not want to pay NCMS.

NCMS refers to the medical security system of mutual assistance and mutual aid created by the people of China's agricultural and rural cooperative medical insurance, because the new rural cooperative medical insurance system is paid once a year, even if you are not hospitalized, you will not be reimbursed.

NCMS is a very good national insurance policy that can play a very good role in protecting ordinary people. Because now Xinnong Zhichanghe is ** every year, ** is getting higher and higher, and it is simply unaffordable for ordinary farmers, so many people don't want to pay it.

This is very beneficial to farmers, farmers can be reimbursed when they see a doctor, and it can also reduce the burden on farmers. Some families of 4 need to bear a lot of expenses, which makes many people very stressed, and they are cautious and reluctant to pay NCMS.

1. NCMS and NCMS are different. The new rural insurance refers to the new type of rural endowment insurance, and the new rural cooperative medical system refers to the new type of rural cooperative medical care, that is, one is endowment insurance and the other is medical insurance.

2. The reason why the new rural social endowment insurance is called the new rural endowment insurance is that compared with the rural endowment insurance carried out in various places before, the old generation of the collapse of the agricultural insurance in the past is mainly the farmers' own payment, in fact, the mode of self-saving, and the biggest feature of the new rural insurance is to adopt a combination of individual payment, collective subsidy and subsidy, and there are three financing channels.

3. "In particular, the first financial subsidy to the local government, this subsidy is directly subsidized to the head of the peasants. I believe that it is another major policy to benefit farmers, following a series of policies to benefit farmers, such as the abolition of agricultural taxes, direct subsidies for agriculture, and new rural cooperative medical care. "Different from the old rural insurance model, which mainly establishes farmers' personal accounts, the new rural insurance draws on the current model of combining the unified accounts of urban workers.

4. The new rural insurance is divided into two parts in the payment structure: basic pension and personal account pension, and the basic pension is fully guaranteed by the state finance, which means that Chinese farmers will enjoy the national inclusive pension after the age of 60. However, Hu Xiaoyi stressed that the new rural insurance policy that is about to be launched is still in the pilot stage, "The new rural insurance policy should be gradually rolled out after the pilot is improved, not that everyone will be able to receive money from tomorrow."

According to the plan, all farmers will enjoy the new rural insurance by 2020.

5. The new rural cooperative medical system (referred to as the new rural cooperative medical system) is a system of mutual medical assistance and mutual aid for farmers that is organized, guided, supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly based on the overall planning of serious diseases. The new agricultural cooperative system is the concern of the party and the first for the health of farmers, and is an important measure to solve the problem of "difficult and expensive medical treatment" for farmers, and to alleviate the problem of "poverty caused by illness and return to poverty due to illness", and it is an important part of the coordinated development of urban and rural areas, the comprehensive realization of a well-off society, the construction of a new socialist countryside, and the construction of a harmonious society.