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Everyone has dreams, some dreams are to travel the world, some hope that they can find someone to accompany them for a lifetime, and now people's dreams are to have a house that belongs to themselves and their lovers. Many people have saved enough for a down payment to buy a house.
The first point: before buying a house, in addition to the down payment, you also need to prepare the money for loan repayment, deed tax, value-added tax, personal income tax, house maintenance** and other expenses.
The second point: you are for self-occupation and not for investment, don't think about the housing price. If you can buy a house, you can live with peace of mind, don't always think that the house price has risen and the house price has fallen, otherwise life will not be at ease.
The third point: when buying a house, you must find out whether you are going to live in a family of three or three generations. The house of a family of three can choose about 90 square meters, and the area of the house must be larger if the three generations live together, otherwise it is more troublesome to live and change houses.
The fourth point: a good property is very important, and whether a community is safe or not and whether it is clean or not is related to the property. Formal property can not only change the living quality of the community, but also ensure the safety of residents, as well as the damage to the community's belongings, community health, privacy and other aspects.
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What are the misunderstandings that novices need to pay attention to when buying a house? Let's talk about it!
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The misunderstandings when buying a house are:
1. The contract of two sales of one house is valid, and the other contract is invalid;
2. The real estate sales contract without the consent of the co-owners is inevitably invalid;
3. The yang contract in the yin and yang contract is invalid;
4. The sales contract signed without using the official version is invalid;
5. The auction contract is invalid;
6. As long as the other party violates the contract, the contract can be terminated;
7. Failure to pay the deposit as agreed constitutes a breach of contract;
8. After purchasing a house, the original tenant can be cleared or unilaterally changed.
Civil Code of the People's Republic of China
Article 156:Where part of a civil juristic act is invalid, but it does not impact the effectiveness of the other parts, the other parts are still valid.
Article 577:Where one of the parties fails to perform its contractual obligations or the performance of its contractual obligations does not conform to the agreement, it shall bear the liability for breach of contract such as continuing to perform, taking remedial measures, or compensating for the loss of the source or bridge.
Article 595:A sales contract is a contract in which the seller transfers ownership of the subject matter to the buyer without splitting the state and the buyer pays the price.
Article 725 The change of ownership of the leased property during the period of possession by the lessee in accordance with the lease contract shall not affect the validity of the lease contract.
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Selection of a room Field trip.
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No share. Note that the new marriage law stipulates that even if it is bought after marriage, the other party whose parents pay for it will not have a share. Unless the other party also pays for the joint purchase.
The main risks of buying a house in a borrowed name are:
The first type can be called a subjective risk, that is, the nominal buyer regrets after signing the contract, resulting in the contract can not be performed, this kind of risk, especially in the case of the contract itself is defective, and the evidence is difficult to prove that the purchase price is actually paid by that party, because the two parties to this type of contract, often have a relationship of relatives and friends, do not pay attention to written materials, but in reality, not only friends, even siblings and brothers turn against each other, once involved in litigation, it is difficult for the actual buyer to prove that he is the actual payer, in such a caseIf the court finds that the contract is invalid, it becomes a problem for the actual buyer to even demand the return of the purchase price from the nominal buyer. >>>More