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Selection of a room Field trip.
A deposit is required to sign the subscription form.
Sign the purchase contract Remember to put the developer's verbal commitment into the contract.
Payment After payment, the home is inspected.
Renovation Remember to pay the strata fee.
Apply for the title certificate to the real estate management department.
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The process of buying a house is as follows:
First, the key is to inspect the house and verify the property rights. Buying a house must depend on whether the relationship between land and house property rights is clear, whether there are any remaining disputes, and prevent one house from being sold twice; Verify the integrity, authenticity and reliability of the property rights of the house.
2. Sign the contract. Confirm the legal identity of the buyer and the seller, and check their qualifications before signing the real estate agency contract.
3. Go through the formalities. Specifically: house area surveying and mapping, house value appraisal, house mortgage, house title transfer, and obtaining receipt. The transfer of property rights must be reported to the property rights department before the transfer procedures can be completed.
Fourth, the delivery of the house. After completing all the formalities in accordance with the contract, the buyer and seller will hand over the house according to the terms of the contract.
Legal basis] Article 208 of the Civil Code stipulates that the establishment, alteration, transfer and extinction of immovable property rights shall be registered in accordance with the provisions of law. The creation and transfer of movable property rights shall be delivered in accordance with the provisions of law.
Article 221 of the Civil Code stipulates that the parties sign an agreement for the sale and purchase of a house or an agreement on other real estate rights to protect the realization of real rights in the future;
According to the agreement, an application for advance notice registration may be made to the registration authority. If, after the advance notice is registered, the immovable property is disposed of without the consent of the right holder of the advance notice registration, the real right shall not take effect.
After the advance notice is registered, if the creditor's right is extinguished or the application for registration is not made within 90 days from the date on which the immovable property can be registered, the advance notice registration shall become invalid.
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The general process of buying a house is as follows:
1. Select a house to see the house;
2. Property rights investigation;
3. Sign the contract and pay the deposit;
4. The buyer and the guarantee company go to the notary office for notarization, and then entrust the guarantee company to handle the relevant affairs;
5. Fund supervision and loan application;
Sixth, the delivery of the house. The materials that need to be provided to buy a house are: original and copy of ID card, original and copy of household registration book, house ownership certificate, marriage certificate, economic certification materials, etc.
Article 209 of the Civil Code stipulates that the establishment, alteration, transfer and extinction of immovable property rights shall take effect upon registration in accordance with law; Without registration, it shall not take effect, unless otherwise provided by law.
The ownership of natural resources that belong to the State in accordance with the law may not be registered.
Article 214 of the Civil Code stipulates that if the creation, alteration, transfer and extinction of real estate rights shall be registered in accordance with the provisions of law, they shall take effect when they are recorded in the real estate register.
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The process of buying a house is divided into several steps, firstly, the developer needs to propose a mortgage loan cooperation intention to the lending bank; Secondly, the lending bank conducts a detailed investigation of the developer's development project, construction qualifications and credit rating, and also signs a mortgage loan cooperation agreement with the qualified developer. Then the buyer signs the "Commercial Housing Sales Contract" with the developer, and also pays the down payment according to the requirements in the contract. If one of the parties to a commercial housing sales contract with a secured loan as the payment method requests confirmation that the commercial housing sales contract is invalid or that the contract is revoked or terminated, if the guarantor files a litigation claim as a third party with independent claims, it shall be heard together with the dispute over the commercial housing guarantee loan contract; If no litigation claim is filed, only the dispute over the commercial housing sales contract shall be handled.
If the guarantor files a separate lawsuit for a dispute over a loan contract secured by a commercial house, it may be tried together with a dispute over a contract for the sale and purchase of a commercial house.
Article 209 of the Civil Code of the People's Republic of China.
The creation, alteration, transfer and extinction of immovable property rights shall take effect upon registration in accordance with law; Without registration, it shall not take effect, unless otherwise provided by law. The ownership of natural resources that belong to the State in accordance with the law may not be registered.
Article 210.
The registration of immovable property shall be handled by the registration authority where the immovable property is located. The State implements a unified registration system for immovable property. The scope of unified registration, registration bodies, and registration methods shall be prescribed by laws and administrative regulations.
Article 211.
When applying for registration, the parties shall provide necessary materials such as proof of ownership and the boundary address and area of the immovable property according to different registration items.
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At present, the process of buying a house first needs to determine the ** purchased, and when choosing a house, you should screen the location, **, school district and other factors according to your own needs. Then pay a deposit and make a down payment. When signing a purchase contract with the developer, you need to pay the house price when you sign the purchase contract, and you can choose to take out a loan or buy it in full.
Then you can apply for a housing loan, but if you buy a house in full, you can ignore this step and finally inspect the house. You can move in after the inspection, but if it is a rough house, it needs to be renovated. It should be noted that when buying a home for your own use, you need to estimate your purchasing power based on factors such as your family's savings, obtaining various types of loans, and borrowing from friends.
Specific process: 1. Determine the purchase**;
2. Pay the deposit and make the down payment;
3. Sign the purchase contract;
4. Apply for housing loans;
5. Inspection and delivery;
6. Check-in.
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The normal process of buying a house is: 1. Select a house and see a house; 2. Property rights investigation; 3. Sign the contract and pay the deposit; 4. The seller and the guarantee company go to the notary office for notarization, and the seller entrusts the guarantee company to handle the relevant affairs; 5. Fund supervision and loan application; 6. Delivery.
[Legal basis].
Article 209 of the Civil Code The establishment, alteration, transfer and extinction of real estate rights shall take effect upon registration in accordance with law; Without registration, it shall not take effect, unless otherwise provided by law. The ownership of natural resources that belong to the State in accordance with the law may not be registered. Article 214:Where the creation, alteration, transfer, or extinction of real estate rights shall be registered in accordance with the provisions of law, they shall take effect when they are recorded in the real estate register.
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1. Start preparing to buy a house: When buying a house, you must first estimate your actual purchasing power according to your financial strength and repayment ability, and determine the location, area, floor, and orientation of the house according to the needs of work and life.
2. Selection: This link is a continuation of the preparatory work, which can be queried from newspapers, television, the Internet or related real estate, and buyers need to integrate the benefits of the three types of information and examine the information in a comprehensive and detailed manner.
3. On-site viewing: Choosing a house is a highly technical job. Before choosing a house, you should have an understanding of the basic knowledge of floor area ratio, greening rate, common area, and house type.
If you buy an existing house, you can intuitively see the structure and type of the house, but if it is an off-plan house, you can only use the floor plan as the basis for selecting the house. At this time, buyers must learn to read the floor plan.
4. Negotiate and sign the contract: After the target is determined, it enters the negotiation stage of substantive contact with the seller. The negotiation and signing of the sales contract is an important part of the process of buying a house, and the buyer and seller must put their rights and obligations into words, especially the key terms related to the area of the house, the payment method, the property status and so on.
5. Applying for loans: according to their own financial resources and the various conditions of the house purchased, the amount and term of the loan will be comprehensively considered. The intermediary company will assist in handling the loan procedures in accordance with the relevant regulations of the bank.
6. Handle the transfer of property rights: the original seller's name should be replaced with the name of the new buyer. Under the guidance of the intermediary company, all relevant materials should be prepared, and then the warrant officer will assist in the transfer of property rights.
7. Housing inspection and occupancy: From now on, you will live the days of monthly mortgage repayment. The water, electricity, gas, cable TV fees, heating fees, property fees and other expenses of the purchased house must be settled for inspection, and the buyer and seller and the intermediary company must sign the property delivery form for filing.
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