How is 360 IOU interest calculated?

At present, 360 IOUs are calculated on a daily basis, and the daily interest rates are between, because 360 IOUs determine the daily interest rate of borrowing according to the borrower's personal qualifications, so the interest rate of each borrower is different.

However, as long as you use the formula: principal daily interest rate and number of days borrowed, you can calculate your own interest. For example, if you borrow 10,000 yuan in 360 IOU, the borrowing cycle is 3 months, and the daily interest rate is, then the final interest that needs to be repaid is 10,000 days = 450 yuan.

It is worth mentioning that 360 IOUs support early repayment, but in the interest-first-principal borrowing mode, if the loan is made in advance, an additional prepayment penalty of 3% of the repayment principal will be required.

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Extended Information: Is the interest rate high for borrowing 10,000 a month on 360 IOUs?

Is the interest rate of 360 IOU 10,000 a month high, which needs to be judged from many aspects:

1. It depends on the interest rate of the loan, after the 360 loan is successful, the interest will be charged from the date of the loan to the account, and it will be charged on a daily basis until it is repaid. Because each person's qualifications are different, the interest rate is also different, the minimum annual interest rate, converted into a daily interest rate, the monthly interest rate is, and the minimum interest rate is 60 yuan for borrowing 10,000 yuan a month.

2. It depends on the object of comparison, the annual interest rate of bank loan products is generally not more than 5%, the monthly interest rate is about 5%, and the interest of borrowing 10,000 yuan a month is about more than 40 yuan, so compared with the minimum interest rate of bank products, the interest rate of 360 IOU is still slightly higher; The daily interest rate of other online loan products is about 5/10,000, and the monthly interest rate is high, and the interest rate of borrowing 10,000 yuan a month on 360 IOUs is not high.

Interest is the fee for the use of money for a certain period of time, and refers to the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital. This includes interest on deposits, loans, and interest on various bonds. Under capitalism, the source of interest is the surplus value created by wage workers.

The essence of interest is a special form of transformation of surplus value, which is part of the profit.

Interest (annual) = principal Annual interest rate (percentage) Deposit period.

or interest = principal interest rate time.

Deposit interest = principal number of days listing interest (daily interest rate) = number of interest-bearing days daily interest rate.

Interest tax = interest on deposits (amount of income tax payable) Applicable tax rate.

Generally speaking, it is calculated on a daily basis, because it involves early repayment.

Everyone's interest rate is different, and there may be high credit, and the average may be more.

The calculation method is that if it is calculated, then 10,000 yuan will be 3 yuan per day.

The method is calculated on a daily basis, which is the daily interest rate.

You need to know what your daily interest rate is before you can calculate it.

Principal * Daily Interest Rate * Number of Days = Interest.

You need to know what the daily interest rate is.

If the daily interest rate is, then 50,000* yuan, that is 15 yuan per day.

Then look at how many days you can get the final result.

If it is 30 days, then it is 15*30=450

It's a math problem.

There have to be known conditions.

Daily interest rate, time, amount.

This needs to be calculated according to your own situation, because the interest rate is different, the time is also different, and the amount is also different, and this information is only known to you.

Amount * Interest Rate * Time.

The calculation formula is: interest = loan, loan time, loan interest rate.

For example, if you borrow 10,000 yuan, the daily interest is 10,000 yuan.

Interest is calculated in the same way.

The daily rate is the key point.

Principal * Daily Interest Rate * Number of Days = Interest.

Is this a math problem?

Interest = Principal * Interest Rate.

Interest rates are divided into annual interest rates and daily interest rates, so you need to distinguish which one you have, and if it is a daily interest rate, you need to multiply it by the number of days.

Interest = Principal * Daily Interest Rate * Number of Days.

360 IOUs.

How to calculate the interest of 10,000, the interest on the 360 IOU is as follows:

Loan from 360 is 10,000 yuan, divided into 6 installments to repay the loan, with a monthly interest rate.

is 1% and the monthly rate is 1%. Then after equal principal and interest.

The calculator can calculate the total interest in dollars. In addition, the monthly handling fee is 10,000 1% = 100 yuan.

The daily interest rate of 360 IOUs is basically in between.

360 IOU Interest Calculation (Example).

Borrow 10,000 yuan from 360, repay the loan by borrowing and repaying at any time, borrow for 10 days, and the daily interest rate is. We can calculate the loan amount by the formula Number of days Daily interest rate = total interest to get 360 The interest of each day of borrowing is 3 yuan, and the total interest of 10 days is 30 yuan.

360 borrowing will charge different interest depending on the repayment method. If you use the method of repayment in installments, then you will use the same amount of principal and interest to collect interest, and a certain handling fee will also be charged. If you choose to borrow and repay as you go, then the daily interest rate is as low as.

When everyone is short of funds, I use no less than 10 loan products myself.

Formerly known as Finance. There is money to spend, and the reasons are as follows: 1. Compared to borrowing.

With the invitation system of micro loans, you can take the initiative to apply if you have money to spend. 2. The maximum amount is 200,000, the minimum annualized, and the account arrives in 3 minutes, which is already very useful; 3. Regular big platform, don't worry about routines;

4. The general formal product review is relatively strict, although it is easy to use, but it is difficult to apply, and it is the same if you have money to spend, but I am looking for an exclusive application channel for internal personnel, and the next payment rate is very high, so it is the most recommended product in the product, there is no one, since it is recommended to everyone, and the exclusive application channel is presented, and friends in need apply for it themselves, just remember to use it on the same day to get the quota, otherwise it may be withdrawn.

There is another one: 360 IOUs are actually anti-virus king Qihoo 360

The online loan platform mainly provides you with pure credit loans, with a limit of less than 200,000 yuan, a term of use between 1-12 months, and a daily interest rate that can be as low as. As network security.

The third:"A new loan"It's Ping An Bank.

Unsecured RMB loans to individuals who are owned or issued for legal consumption or business purposes other than the purchase of housing. The information is complete, and the loan will be disbursed within 1-3 working days.

Low application threshold: You can apply with an average monthly income of more than 4,000 yuan (car loan, housing loan, provident fund, insurance policy.

Preferable), appropriate amount and flexible repayment: loan amount of RMB 10,000 to RMB 500,000; The loan term is 12 months, 24 months, 36 months, and up to 48 months for good occupations.

The calculation formula is: interest = loan, loan time, loan interest rate.

For example, if you borrow 10,000 yuan, the daily interest is 10,000 yuan.

Usually this is remembered on a daily basis.

Principal Daily interest rate Number of days borrowed = Interest payable.

The method is calculated on a daily basis, which is the daily interest rate.

Calculation method: principal * daily interest rate * number of days.

360 IOUs adopt a daily interest calculation method, with the lowest daily interest, that is, borrowing 1,000 yuan, and the interest for 1 day is only yuan. The loan term can be 3 6 12 months. If converted according to the chain, the annual interest rate is as low as the celebration of things, and the daily interest rate of credit card cash withdrawal commonly in the market is equivalent to about 18% per annum.

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360 IOU is a personal and small and micro consumer credit product launched by 360 Finance. The interest situation of 360 IOUs is: three months is the annual interest rate, December is the annual interest rate, and the calculation method of the three-month borrowing:

The 360 IOU is one thousand a day, three cents and five, but this is the interest of three installments, and the repayment method is equal principal and interest, that is, the monthly repayment amount with principal and interest is the same. However, the principal repaid each month will continue to accrue interest until you have paid it all back. The exact interest depends on how much you borrow and how long you borrow.

Generally speaking, it is calculated on a daily basis, because it involves early repayment.

The interest rate of each noisy person is different, and the credit is high, and there may be some, and the average may be more.

The calculation method is that if it is calculated, Wang Jianchong will have an interest of 10,000 yuan and 3 yuan per day.

Term Interest: Interest = Principal Interest Rate Deposit Term.

Current interest: The method of calculating interest based on the actual number of days accumulated on the daily account balance, multiplied by the daily interest rate.

The formula for calculating interest is: interest, accumulated interest, and daily interest rate.

Cumulative Interest-bearing Accumulation The total number of daily balances.

The accumulation interest method calculates interest according to the actual number of days.

Principal bond Huai resistance * daily interest rate * number of days = interest.

These three numbers can be calculated.

The principal is the amount borrowed, and the number of days is the time, which is calculated by days, not months, for example, some months are 31 days, and some are 29 days.

You have to know some basic information about this before you can make a calculation.

The basic situation is the principal, the selling rate of the selling day, and the number of days.

The principal and number of days are determined by themselves, and the daily interest rate is determined by the platform.

Principal * Daily Interest Rate * Number of Days = Interest.

It's a math problem.

There have to be known conditions.

Daily interest rate, time, amount.

This needs to be calculated according to the situation of self-renting, because the interest rate is different, the time is different, and the amount is different, and this information is only known to you.

Amount * Interest Rate * Time.