How to cancel a 360 IOU account, can a 360 IOU cancel an account

>2) One click.

3) Click on 360 IOU Privacy Policy.

4) Go to 360 IOU Privacy Policy.

5) Find out how to get in touch.

> can apply for account cancellation by calling the 360 IOU customer service ** published on the 360 IOU platform, and once the account is cancelled, the service will be stopped. The personal information provided before the account closure will continue to be stored or disclosed in accordance with applicable laws and regulations and this Privacy Policy.

target="_blank"title="360 IOU - 360 IOU Privacy Policy"360 IOU - 360 IOU Privacy Policy

It should be noted that all arrears must be paid off before cancellation, otherwise it will not be possible to write off. It is best to unbind the bank card as well, and other personal information will be erased with the cancellation.

Once the cancellation cannot be restored, the cancelled user's ID card will not be able to re-register and apply for a loan on the platform, and the mobile phone number will not be able to re-register and apply for a loan. To cancel the 360 IOU account, you can apply for cancellation on WeChat*** or call manual customer service**; You can also log in to the app and go to--[My]--Logout] to operate.

It should be noted that all arrears must be paid off before cancellation, otherwise it will not be possible to write off. It is best to unbind the bank card as well, and other personal information will be erased with the cancellation.

Once the cancellation cannot be restored, the cancelled user's ID card will not be able to re-register and apply for a loan on the platform, and the mobile phone number will not be able to re-register and apply for a loan.

IOU is a small and micro credit platform under 360 Finance, some netizens want to cancel the information registered in 360 IOU for information protection reasons after registering 360 IOU, so how to cancel the account of 360 IOU?

Can an IOU cancel an account?

3. If you decide that you don't want to use 360 IOUs, you can choose to cancel your account. However, the 360 IOU cannot be manually operated by the user to cancel the account, and the loan can only be cancelled by consulting the APP customer service of the 360 IOU, and the loan can be cancelled by calling the 360 IOU customer service.

Can an IOU be restored after it is cancelled?

5. No, you can't. The 360 IOU cancellation business is irreversible, once the processing cannot be restored, and the replacement of the mobile phone number cannot be re-applied, the system will identify the borrower's ID number, once the name is cancelled, you can no longer register and apply for a loan.

IOUs are based on 360 Credit, an independent third-party credit evaluation and management agency under 360, and objectively present an individual's credit status through cloud computing, machine learning, 360 big data and other technologies. According to the comprehensive consideration of credit risk, payment habits, consumption situation, etc., users are granted different consumption limits.

360 IOUs can be cancelled.

Points to note: 1. The user cannot operate on the software to cancel the account.

3. Once cancelled, the same number cannot be applied again.

60. The IOU cannot be applied for after it has been cancelled. When the user cancels the 360 IOU account, the user's basic information retained by the 360 IOU will not be deleted by itself. Even if the user changes the mobile phone number, it is not possible to register a 360 IOU.

360 IOUs require users to provide real-name mobile phone numbers, and the user's identity information has been stored in the 360 IOU database.

If you are sure that you do not want to use the loan services provided by 360 IOU in the future, you can cancel the 360 IOU through 360 IOU customer service. Once the account cancellation is completed, it will take effect and cannot be restored.

If the user has a need for money after canceling the 360 IOU, he can apply for a loan in other loan software or go to the bank. If users like 360 IOUs, they can use their parents' or spouse's ID cards, mobile phone numbers, and bank card numbers to register 360 IOUs and borrow money using the 360 IOU app.

Using other people's information to register 360 IOUs, Zaoyuan will re-enter the system review stage, as for whether the loan can be successful, it depends on whether the user meets the latest comprehensive evaluation standards of 360 IOUs.

Through cloud computing, machine learning, 360 big data and other technologies, 360 IOUs grant loans to users based on their credit risk, payment habits, consumption, and loan records of other financial platforms.

360 IOUs cannot be re-applied after cancellation.

Users need to complete the account cancellation through the manual customer service of 360 IOU, and after the account is successfully cancelled, the account cannot be re-registered.

Since it is not possible to re-register after canceling the account, please carefully consider whether you want to cancel the account of 360 IOU.

There are no fees associated with 360 IOUs not applying for borrowing, so there are no negative consequences for users to keep their accounts.

After the 360 IOU is cancelled, the previous records will still be retained in the personal credit report, and the cancellation of the account will not delete the loan records.

If the user wants to delete the loan record, then there is no way to solve it.

The borrowing records of 360 IOUs will become part of the personal credit report, and the user with these loan records will not become a credit white account.

Users who do not have any credit history in the credit investigation will be called credit white households, and the review of financial institutions will be stricter when applying for loans.

Borrowers who apply for loans too often or carry out loan operations frequently will increase their personal credit risk. The higher the risk score, the more likely it is that the application will be rejected.

Extended Information: The 360 IOU system is busy, please try again laterHow to solve it?

The 360 IOU system is busy, please try again later, users can try to resubmit the loan application, if the page shows the same result, please apply for 360 IOU again at a longer interval.

If you apply for a loan again, the page will be displayed normally, indicating that the system will report an error when applying for a 360 IOU before due to the busy network, and the user can apply normally when the network is unblocked.

After the user applies for a 360 IOU, the system will conduct a comprehensive review of the user, and after the review result is passed, the system will arrange the loan as soon as possible.

1. Can the 360 IOU be restored after cancellation?

Can't be called. The 360 IOU cancellation business is irreversible, once the processing cannot be restored, and the replacement of the mobile phone number cannot be re-applied, the system will identify the borrower's ID number, once the name is cancelled, you can no longer register and apply for a loan.

2. Does the 360 IOU have any impact after cancellation?

Of course, there is a state tour, for a lending institution, once the borrower wants to choose to cancel it, then it means that he does not want to use this product after the registration is sold, so generally speaking, it can not be reused, and Jingdong Baitiao is the same, it cannot be restored after cancellation.

Even if you want to use it again in the future, you can't apply for a 360 IOU through your ID card, so it is recommended that you cancel it carefully to avoid adverse consequences.

Dear, hello, 360 IOU registration cancellation method; 360 IOU cancellation can choose different ways, such as 360 IOU APP or customer service**; When the user cancels through the 360 IOU APP, the user needs to click the [My] page, and then click the gear button in the upper right corner to cancel and submit. Users can also directly dial ** to log out, at which time the customer service needs to verify the relevant information. 360 IOUs can choose not to log out, as long as the user does not owe money in the 360 IOU.

Users need to repay on time when they use 360 IOUs on a daily basis. If the repayment is overdue, the platform will collect it. Moreover, overdue repayment will also affect personal credit reporting, and bad credit reporting will affect the handling of various loans.

When applying for a loan on 360 IOU, different users get different borrowing amounts and borrowing interest rates, and generally lower borrowing interest rates allow users to support less interest. In fact, there are many platforms for online borrowing, and users can compare them on different platforms and choose the one that suits them. In fact, there are many ways to borrow money online, users can choose different platforms when borrowing, and the borrowing interest rate and borrowing amount given by different platforms are different when borrowing.

Users can choose the right one for themselves according to their actual situation, but pay attention to the formality of the platform. Dear, <>

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How do I cancel my account with 360 Loan? 360 Borrowing is a personal and micro consumer credit product offered by 360 Finance. Based on 360 big data, the overall evaluation of customer credit is carried out, and on this basis, Yan's consumer loans that do not arrive immediately are provided.

If we don't want to use 360 to borrow books, we are worried that our account information will be leaked, how can we cancel our account?

How do I cancel my account with 360 Loan?

1. It is understood that I do not support cancellation on the software.

Note: After cancellation, the same number cannot be applied.