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Cancer insurance, medical insurance, and accident insurance are more suitable for parents. Cancer insurance mainly covers cancer, medical insurance can reimburse some anti-cancer drugs and targeted drugs that are not covered by medical insurance, and accident insurance mainly covers death or disability caused by accidents, and some products will also cover accidental medical treatment. For the specific matching scheme, please refer to this article:
What is the insurance for the elderly, what insurance is good for your parents, you need to know these things.
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It is more appropriate to buy cancer insurance and accident insurance for parents, because the health of parents is gradually declining due to their age. Therefore, parents will be subject to certain restrictions in the process of applying for insurance, and cancer insurance and accident insurance will be more relaxed than other types of insurance, whether from the perspective of insurance age, pure or health notice, and are more suitable for parents to insure.
What is the insurance for the elderly, what insurance is good for your parents, you need to know these things.
So next, the senior sister will introduce to you, why cancer insurance and accident insurance are more suitable for parents to insure? Don't talk nonsense, go straight to the dry goods!
1.Cancer insurance
First of all, we must know that the insurance threshold of cancer insurance is not as high as other health insurance such as critical illness insurance, and the maximum age limit of some cancer insurance products can reach Chaxiang to 70 years old, and even some products can reach 80 years old, and the insurance age range is still more humane for parents!
Secondly, the health notice of cancer prevention insurance will be relatively relaxed, such as three highs, diabetes, coronary heart disease, rheumatism and other diseases that cannot be insured by ordinary health insurance, most cancer insurance can be insured, which is very suitable for parents to purchase.
What is cancer insurance, how to buy it, which one is good, comprehensive analysis, comparative evaluation
2.Accident insurance
As we get older, our parents' bodies will also age day by day, and it will become more and more inconvenient to move.
Therefore, for the elderly group such as parents, it is relatively easy to have accidents to make sheds, and even some small accidents may have a huge impact on the parents' health.
Therefore, when choosing accident insurance for parents, it is best to give priority to choosing an accident insurance product that includes accidental medical liability, which can be used to reimburse outpatient and emergency expenses caused by accidents if conditions are met.
Accidental medical treatment includes reimbursement of outpatient and inpatient expenses, from small falls, burns, cuts, to fractures and brain fractures.
So what accident insurance products are currently available on the market that are suitable for parents to insure? Senior sister will tell you in one article:
In 2023, the most worthwhile accident insurance is hereHope.
The first thing to choose is a critical illness, then an insurance such as accidental death, and finally something like old-age insurance
Alipay has also been updating its products, and I may not be the same as you see when I am you. I'm talking about products here that look like advertisements. So I can share some insurance ideas with you as much as I can. >>>More
Local specialties, or tobacco and alcohol, preferably local specialties.
Generally speaking, if we want to buy insurance for our parents, then things like cancer insurance, million medical insurance and accident insurance are more suitable. In addition, these three types of insurance are relatively affordable and cheap, like accident insurance, the annual premium is generally tens to hundreds of yuan, while the annual premium of cancer prevention insurance and million medical insurance may be hundreds or thousands of yuan. >>>More
In fact, I am my own parents I don't think you need to buy something After all, parents only want their children to be safe, healthy and healthy is the best gift for parents If you really want to give it, send tea After all, health is the most important thing It's okay to go home often to see Parents will also worry about their children when they go out.