Where can I borrow money to repay in installments with less interest installments of 2 to 3 years

If you have an urgent need for money, it is recommended that you must choose a reliable big brand formal channel, money to spend is a credit service brand under Du Xiaoman Finance (formerly Finance), which is safe and trustworthy, with the characteristics of simple application, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security. The application conditions for having money to spend are mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqian Hua, I hope it will be helpful to you. As a credit brand under Du Xiaoman Finance (formerly Finance), Youqian Hua brings users convenient, fast and reassuring Internet credit services, with a maximum borrowing limit of 200,000 yuan.

China Merchants Bank has a flash loan business, and at present, you can only apply through mobile banking, or check whether you are eligible to apply.

If you have a CMB savings card, you can log in to the mobile banking and go to the application page in My All My Loans My Flash Loan.

The maximum loan amount is 300,000 yuan, and the minimum loan amount is 1,000 yuan; Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.

Also 37,200 yuan.

Calculation process: Interest halves generally refer to the monthly interest rate.

According to the formula for calculating interest: interest = principal interest rate borrowing period.

then borrow 30,000 yuan, one year of interest = 30,000 2% 12,7200 yuan.

Therefore, the maturity principal and interest = 30,000 + 7,200 = 37,200 yuan.

Also 37,200 yuan.

Calculation process: Interest halves generally refer to the monthly interest rate.

According to the formula for calculating interest: interest = principal interest rate borrowing period.

then borrow 30,000 yuan, one year of interest = 30,000 2% 12,7200 yuan.

Therefore, the maturity principal and interest = 30,000 + 7,200 = 37,200 yuan.

Extended Materials. For an annual interest rate, one percent is one percent.

For a monthly interest rate, one percent is one thousandth.

For the daily interest rate, one centimeter is one ten-thousandth.

One percent is one-tenth of a cent, and interest is calculated on a monthly basis, and interest is calculated at one-thousandth of the amount changed by the borrower. If the borrower borrows $10,000, the interest for one month is $10.

In private lending, the borrower and the borrower often agree on the loan interest in the form of "a few cents" and "a few cents", which usually refers to the monthly interest.

For example, the annual interest rate of 1% is 1%, the monthly interest rate is 1%, and the daily interest rate is 1%. Banks generally use annual interest rates to convert into monthly and daily interest rates according to the specific use of seepage cracks.

Also 37,200 yuan.

Calculation process: Interest halves generally refer to the monthly interest rate.

According to the formula for calculating interest: interest = principal interest rate borrowing period.

then borrow 30,000 yuan, one year of interest = 30,000 2% 12,7200 yuan.

Therefore, the maturity principal and interest = 30,000 + 7,200 = 37,200 yuan.

30,060 yuan should be repaid a year.

According to the title, the principal of the loan is 30,000 yuan, that is, 30,000 yuan, which is expressed in a few ten-thousandths of the principal, and the daily interest is usually called a few cents. For example, the daily interest rate is 1%, that is, the principal is 1 yuan, and the daily interest is 1 cent.

Then the interest halving is, according to the formula, interest = principal * interest rate.

Substituting the data in the question, interest = 30,000*

Then the sum of principal and interest for a year = 30,000 + 60 = 30,060 so borrow 30,000 yuan, and the interest is divided into two, and 30,060 yuan should be repaid in a year.

You can try to calculate it through the loan calculator of our bank, and log in to the official website of China Merchants Bank to find the "financial calculator" - personal loan calculator at the bottom right of the official website of China Merchants Bank. (You can view the monthly payment, monthly principal, monthly interest, principal balance, total interest and total repayment).

I don't know if the two cents you are talking about, is it two cents per month or two cents per year?

If it is two cents per annum, it is calculated according to the following formula:

30,000 yuan.

plus the principal, a total of 30,600 yuan should be repaid.

If it is monthly, multiply it by 12 on top of the annual interest.

Lending 33,000 yuan to others, I didn't say how much the interest was? I want to ask how much interest is required by law to be legal?

The interest rate of the two points is 2% annual interest rate, the interest rate of one year = 2% x1, and the interest rate of Ritchie Zen scattering = principal interest rate = 100,000 * 2% x1 = 2,000 yuan.

The monthly interest rate of 3 cents, that is, 36% annual interest rate (on the high side), if you choose the repayment method of equal principal and interest, you will repay the yuan every month.

Calculated according to equal principal and interest as follows:

Monthly repayment: RMB.

Pay interest million.

The total amount of repayment is 10,000.