Can I withdraw cash in installments, and can I repay my credit card in installments?

Consumption can be done in installments, but cash withdrawals cannot be done in installments. Cash withdrawals need to be repaid before the due date, at which time the minimum payment will be shown on the bill, and if the full payment is not made, the minimum payment in the bill can be repaid.

When the single consumption amount is greater than or equal to 1,000 yuan, you can apply for consumption installment from the time of consumption to three days before the bill date. It is easy to apply through CCB online banking, credit card service hall, customer service**, etc. You can choose 3 installments, 6 installments, 12 installments, 18 installments, and 24 installments (one installment per month), and the corresponding handling fees are .

6%。(Monthly handling fee = total installment amount * handling fee rate) Take 2000 as an example, apply for 12 installments, and the repayment payable for each installment is: 2000 12 + 2000 * yuan.

If you have made multiple small purchases, or you have not been able to apply for the Spending Instalment Instalment, you can also apply for the Bill Instalment from the time the bill is settled to the due date. The minimum amount of bill instalment application is RMB 500, and the maximum amount of RMB consumption in the issued bill (excluding cash withdrawals, installment payments and other transactions stipulated by the bank) shall not exceed 90% of the total amount of RMB consumption in the issued bill. The number of instalments of the bill can be selected as periods, and the corresponding base rates are ., respectively

62% (Note: Monthly handling fee = total instalment amount * handling fee rate, which will be credited and charged on each statement date after instalment.) During the period from 2014-04-01 to 2014-06-30, you can enjoy 9% off, 20% off the handling fee (new) benchmark rate for installments of 50,000 yuan (inclusive), 50,000 to 80,000 yuan, and 80,000 yuan (inclusive) respectively.

Taking 2000 as an example, that is, 2000*90%=1800 yuan can apply for bill installment, and the unpaid 200 yuan will be repaid before the current bill is due. The instalment amount will be repaid monthly from the next bill. Repayment due in each instalment:

1800 12+1800*yuan.

If you need cash and want to repay the loan by instalments, you can apply for cash instalments.

Log in to the homepage of CCB Credit Card, click "Dragon Card**", and select "Dragon Card Cash Installment" on the left side to apply. The application amount must be an integer multiple of RMB 100, with a minimum of RMB 500, and a maximum of no more than the cardholder's available credit limit (excluding overpayment and temporary quota) and no more than RMB 50,000 in aggregate. The number of instalments can be selected as instalments, and the handling fee is % respectively, and the handling fee will be credited and charged in a lump sum on the first statement day after the instalment.

When applying, you need to fill in a RMB settlement account such as debit card, quasi-credit card, passbook and other RMB settlement account opened by you in CCB, and the cash installment will be reviewed in real time and the audit result will be issued.

Assuming that the application amount is 20,000 yuan, and the cash installment is handled in 12 installments, the handling fee is: 20,000 * yuan, and the principal payable in each installment is: 20,000 12 = yuan.

No, the amount withdrawn will be counted as the minimum repayment and will be repaid in full according to the bill.

Ping An Bank Credit Card Minimum Repayment Calculation Method:

1.Minimum repayment amount = 100% of the unpaid part of the minimum repayment amount in the previous period + 100% of the cash withdrawal transaction (including principal, fees, and interest) + 100% annual fee + 100% of the account principal, handling fee and the resulting interest under each installment business + 10% consumption principal + 10% fee (except annual fee and cash withdrawal fee) (fees: including liquidated damages, interest, loss reporting fees, destruction fees, overlimit fees, etc.).

2.If the minimum repayment amount has been repaid in one period, the minimum repayment amount = 100% of the unpaid part of the minimum repayment amount in the previous period + 100% annual fee + +100% cash withdrawal transaction (including principal, fee and interest) + 100% of the principal and handling fee of each installment business and the interest arising therefrom + 5% consumption principal + 5% fee (except annual fee and cash withdrawal fee) (fees: including liquidated damages, interest, loss reporting fees, destruction fees, overlimit fees, etc.).

Cash withdrawals cannot be repaid in instalments, but you can choose to repay the minimum payment. Of course, interest will continue to accrue on the remaining arrears until it is paid off. Your minimum payment will be shown on each instalment.

The formula for calculating the minimum repayment after cash withdrawal:

The outstanding part of the minimum repayment amount of the previous period + the amount of the installment that has been recorded + the outstanding fees and interest + the outstanding cash withdrawal) * 10% + the amount outside the credit limit (including fees and interest) - (the consumption and cash withdrawal principal that has been submitted for error processing) * 10%.

If the minimum repayment amount calculated by the above formula is less than $200, the minimum repayment amount will be calculated as $200.

If the repayment amount is less than $200, then the minimum repayment amount = the full repayment amount.

There is no interest-free period for credit card cash withdrawals, and interest is charged at 5/10,000 of the amount per day (very expensive). Even if you pay in installments, interest will be charged on the full amount. It is recommended that it may be returned as soon as possible. If you don't understand, you can directly call your bank's credit card service** for consultation (the back of the card is usually available).

Yes, but in this case, you can only pay back your credit card more and more, because there is a handling fee for credit card withdrawals, and at the same time, there is also interest for overdraft withdrawals, and there is no interest-free period. It's okay to do this all at once, but it's not good to make the same payments every time, and you'll be overwhelmed by the interest caused by credit card overdrafts and withdrawals.

Credit card repayment is only available for installment repayment, and the repayment methods are divided into: full repayment, installment repayment, and minimum repayment. Choose a repayment method based on your ability to repay.

Credit card installment business is not the same type of business as loans, and it charges a handling fee, not loan interest. With the popularity of credit cards, credit card installments have taken up a lot of bank funds, and considering the rising cost of funds, banks have raised installment fees.

Credit card installment business is mainly divided into three categories: bill installment, single consumption installment and cash installment. Although it is "interest-free", the handling fee of installments should not be underestimated, and some are even very high. Some of the handling fees are charged in advance in a lump sum, and some are repaid monthly with the principal.

If the user repays the loan in advance, the handling fee will not be refunded.

1.Yes, but you have to call ** to apply for manual customer service, and you have to pay a handling fee of 2If I return the money I withdrew today, can I withdraw it again tomorrow? Yes, and it will allow you to recur your repayments, but you will have to pay an expensive withdrawal fee.

3.The cash withdrawal money is to be repaid in full, only the consumption can be repaid according to the minimum (10%) above is the standard answer, I am the staff of the credit card center to tell you a best way to withdraw cash without handling fees, there are two Alipay numbers, recharge the money to an Alipay number, use the recharged money to buy something in another Alipay, and then apply for withdrawal, so that there is no handling fee. And there is also a minimum payment (10%).

If you want to withdraw cash, do not withdraw cash first, but apply for cash installment, and then withdraw cash through the debit card after the application is successful. After that, make monthly payments to your credit card on time.

Cash withdrawal cannot be handled in installments.

No, credit card cash withdrawals cannot be repaid in installments, but you can choose the minimum payment, and the unpaid part will continue to accrue interest until the arrears are paid in full. The formula for calculating the minimum repayment amount after the credit card cash withdrawal is as follows: (the outstanding part of the minimum repayment amount of the previous period + the amount of the installment that has been recorded + the outstanding fees and interest + the outstanding cash withdrawal) * 10% + the amount outside the credit limit (including fees and interest) - (the consumption and cash withdrawal principal that has been submitted for error processing) * 10%.

Credit cards stipulated in the relevant laws of the People's Republic of China (the Interpretation of the Standing Committee of the National People's Congress on the Provisions of the Criminal Law of the People's Republic of China on Credit Cards) refer to electronic payment cards issued by commercial banks or other financial institutions with all or part of the functions such as consumer payment, credit loans, transfer and settlement, and cash deposits and withdrawals.

Credit card purchases are a non-cash payment method that requires no cash payment and will be repaid on the billing date.

Credit cards are divided into credit cards and quasi-credit cards, and credit cards refer to credit cards that have a certain credit limit and can spend first and repay later within the credit limit; A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required, and can overdraw within the prescribed credit limit when the balance of the reserve account is insufficient to pay. By credit card, it generally refers only to credit cards.

Amortization – This means that there will be multiple repayments, and the principal and interest repaid are spread over each instalment. When the customer is unable to repay the credit card overdraft amount at once, the bank's installment repayment business is launched in order to avoid penalty interest according to the full consumption limit.

Compared with the installment business, the installment repayment is different in terms of application procedures and application scope. For example, if Xiao Li wants to use the installment business to buy a mobile phone, then he should go to a store that cooperates with credit cards. The installment repayment business does not need to specify the consumption place and consumption category, if the customer realizes that he cannot repay the full amount on time after swiping the card, he can call ** to apply.

However, it should be noted that the handling fee for instalment repayment is higher, which is generally higher than the interest rate of commercial loans in the same period.

Interest is the fee for the use of money for a certain period of time, and refers to the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital. This includes interest on deposits, loans, and interest on various bonds.

Yes, you can.

You can repay the loan in installments after withdrawing cash from your credit card. You can withdraw cash from the credit card in installments after the bill is issued, but you have to call ** to find manual customer service to apply, and you have to pay a certain handling fee.

Credit card cash withdrawals are calculated on a daily basis, and the interest charged on the cash withdrawal amount every day before the repayment is paid off cannot be paid in installments, and if you want to repay, you can only make a lump sum payment or use the minimum payment.

After withdrawing cash, the interest will be calculated until the day of repayment, and after using the minimum payment, the remaining unpaid amount will still be charged interest, and the longer the term, the higher the interest. So, if you use a credit card to withdraw cash, it's best to repay it as soon as possible and try not to use the minimum payment. Nowadays, many banks stipulate that credit card cash withdrawals cannot be used for minimum repayment, depending on the bank's regulations.

Credit card cash withdrawal is one of the functions of credit card, this cash withdrawal method is different from credit card cash, cardholders can withdraw cash from the bank through credit card, which is a normal legal behavior. You cannot repay the loan in installments after the credit card is withdrawn, and the amount withdrawn after the credit card is withdrawn will be directly included in the minimum repayment amount of the next period. In addition, when the cardholder makes a credit card repayment, the minimum repayment amount must be paid off before the credit card repayment date in order to repay normally so that it will not be overdue.

After withdrawing cash through a credit card, the cardholder needs to pay off the cash withdrawal amount in full on the repayment date of the next bill, and cannot repay in installments, and the minimum repayment is not supported. It should be noted that the temporary quota is the same as this, and it is also included in the minimum repayment amount of the next bill, so after the temporary quota is used, a full minimum payment is required.

In addition, the credit card cannot enjoy the interest-free period benefits of the credit card after withdrawing cash, and from the day the cardholder withdraws cash, the credit card will start to charge interest at 5/10,000 every day. Interest on credit cards is compounded on a monthly basis until it is fully repaid.

After the credit card is withdrawn, the cash withdrawal limit will generally be restored in about 2 working days, and the cardholder can continue to withdraw cash after the credit card is restored. However, there is a fixed order of repayment for credit card repayment, and annual fees, interest, handling fees, etc. take precedence over principal repayment, so it is said that the cardholder's limit will not be fully restored after withdrawing cash.

After withdrawing cash from your credit card, if you have more money, you can apply for early repayment, which will allow you to pay less interest.

In the case of China Merchants Bank credit card, cash advance is also known as cash withdrawal. Cash advances (including ATM cash withdrawals) are not eligible for bill instalments.

It is recommended that if you need to use funds in the future, you can try to apply for cash installment, after applying for cash installment, the system will review it immediately, and the payment will be issued within 18 hours after the successful processing, transferred to your designated debit card, and will be credited to the account at one time. （Cash instalmentsIt is a business that provides cardholders with cash withdrawal and repayment in installments, and the payment will be transferred from the credit card to the debit card in the cardholder's name after the transaction is successful. Real-time review and fast disbursement. ）

If you are a credit card of our bank, we cannot apply for installment payment by applying for cash installment.

There are special cash instalments for cash withdrawals. Therefore, you need to apply for cash installment, and you cannot apply for installment after withdrawing cash.

1. Yes, but you have to call ** to apply to the manual customer service, and you have to pay a handling fee.

2. The cash withdrawn money must be repaid in full, and only those who consume can be repaid according to the minimum (10%).

Credit card cash withdrawal is different from credit card cash, credit card cash withdrawal is one of the inherent functions of the credit card itself, cardholders can use the credit card to withdraw cash from the bank, credit card cash withdrawal mainly includes overdraft cash withdrawal and overpayment cash withdrawal.

Overdraft cash withdrawals are subject to interest and are calculated from the day you withdraw cash, while overpayment cash withdrawals do not require interest and only need to pay part of the handling fee, depending on the regulations of each bank.