How to turn off Huabei borrowing, how to turn off Huabei borrowing function

1. The first step is to open Alipay in our mobile phone and click Ant Borrow.

2. Step 2: After entering the Ant Borrowing interface, click the question mark icon in the upper right corner.

3. After the third step is entered, click "How to close ant borrowing", if you don't find it, you can find it by changing it and re-entering

4. After the fourth step is entered, click to close the loan service, it should be noted that once it is closed, when it is opened again, the system will re-evaluate, and it may not be opened, and the amount and interest may change

5. Step 5: Select the reason for closing the ant borrowing, and click to confirm the closure to close it.

1.Open Ant Borrow, you can see the "FAQ" option in the bottom column, click in to see that there is an item "How to cancel Ant Borrow", click in to directly see the closure of the loan service, and click to confirm the problem.

2.Open Alipay, enter my page, open Huabei, click on mine in the lower right corner, pull the screen to the end, click Other, select Close Huabei, click I still want to close, select any reason for closing, click I still want to close, click Confirm to close. It should be noted that after Huabei is closed, it may not be able to be opened again, and the previous bill cannot be queried, if Huabei is not paid off, Huabei will not be closed, it is recommended to pay off Huabei before operating.

Extended Information] Huabei's full name is Ant Huabei, which is a consumer credit product launched by Ant Financial, and after applying for opening, you will get a consumption limit ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange. As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan. On May 18, Huabei announced that it would be open to banks and other financial institutions.

On September 22, 2021, Huabei has been connected to the central bank's credit information system, and users will not be able to use this function if they refuse to access it.

"Current Name Credit Loan" is a loan service launched by Alipay, and according to the different sesame scores, users can apply for different loan amounts. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

On January 9, 2018, perhaps due to excessive leverage and violation of relevant regulatory regulations of the central bank, some users were voluntarily closed to control the loan balance.

On November 8, 2021, it was reported that the name of Alipay's "borrowing" has been changed to "credit loan". In response, Alipay's customer service said that in order to make it easier for you to have a clearer understanding of the actual consumer credit service provider, the consumer credit service provided by the financial institutions that cooperate with Ant has been updated to "credit loan", and the name of the financial institution is displayed on the credit loan page. After this adjustment, the original borrowing, auditing, repayment and other services will not be affected.

Open Alipay, find the borrowing column to open, pull the page to the bottom to find and close the borrowing entrance and click it.

How do you turn it off if you don't want to use it? It's actually very simple, let's learn together.

Method 1: Open Alipay, click Ant Borrow on the home page, if not, the next step.

3. Click Huabei in wealth management.

4. Click Settings in Huabei.

5. In Settings, click Other.

6. Click to close Huabei.

7. Select the reason for closing and click OK to close.

8. OK to close.

9. Closure successful.

Enter the Huabei borrowing page, click Settings, and there is a close inside.

If you bloom and borrow, you can't close it yourself, and if you don't want to use it, don't use it. However, if you violate some of Alipay's bottom lines, Huabei and borrowing will be permanently closed, but it is not recommended to be permanently closed, the calculation rules of Huabei and borrowing are related to personal credit, and the closure will affect personal reputation.

Huabei and Borrowbei were permanently closed for two reasons:

1. If the borrowing and Huabei are overdue, these two functions will be closed after the burial of Tongwu, and the two functions will be reopened after the circumstances are minor, but the circumstances are serious, and legal responsibility will be investigated;

2. The second one that will be permanently shut down is the use of Huabei and borrowing to cash out, such users will have a fluke mentality, but once they find users with abnormal behavior, Alipay can be detected through big data.

If you want to turn off Huabei and Borrow, the path is as follows:

1.If there is a transaction that has not confirmed the receipt, you must wait for the confirmation of the receipt to run the repayment before you can turn it off again.

2.After Huabei is turned off, whether it can be opened again needs to be re-evaluated by the system, and the previous bills cannot be queried.

Second, borrow. Log in to the Alipay app on your mobile phone, enter the borrowing interface from the personal center, select more options on the personal account page, and then select Turn off the service to turn off the loan. Note:

1.If there is still an outstanding arrears in the loan, you need to pay off the arrears before you can run the shutdown operation.

2.Under normal circumstances, the borrowing and closing will take effect in real time, but there may be a delay, but even if it is sometimes extended, it will often take effect within 3 working days (the actual situation on the page shall prevail).

3.Once the borrowing service is turned off, if you want to turn it on again, you must run the comprehensive assessment again, and there is no guarantee that it will be successfully opened again.