If you borrow money from Meituan, how much is 12 installments a month?

Group loan, also known as Meituan small loan, is a loan business launched by Meituan for individual merchants for capital turnover, which is divided into merchant version and personal version, and requires different apps to apply. At the same time, Meituan Microfinance cooperated with China Merchants Bank to open Zhaolian Financial, and you can apply for a loan by filling in the information.

How does Meituan Loan work?

At present, Meituan Loan is a loan project in cooperation with China Merchants Bank, and you can apply for a loan in My Wallet - Zhaolian Financial. Then jump to the China Merchants Bank Zhaolian Financial Loan page, and China Merchants Bank will evaluate the personal credit information to give a certain loan amount.

How much can Meituan Loan borrow.

The specific loan amount is mainly related to the personal credit line, and China Merchants Bank will judge it based on personal credit reports, ID card information, bank statements and other relevant information, and the general amount will be between 20 million and 50,000 yuan.

This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

6000 thousand amount Withdrawal 5,000 yuan in one minute Interest 500 yuan in 12 months Brother is not a dead end, don't borrow online.

$90. Meituan's interest calculation for borrowing money: calculated on a daily basis, the general daily interest rate is.

That is, if you borrow 6,000 yuan in Meituan, the interest for 1 day is (6000 * yuan, 1 month is calculated as 30 days, and the interest for 1 month is 90 yuan. However, this is the interest accrued in the case that the normal repayment is not overdue, and if it is overdue, there will be an additional default interest.

In addition, although Meituan Loan shows the lowest daily interest rate on the "Receiving Limit" page, not everyone can get such a low interest. In fact, most users apply for the daily interest rate. In terms of general interest rate comparison, Meituan's borrowing and spending are slightly higher than borrowing.

Basically, the same type of borrowing platform is calculated on a daily basis, and the interest rate is similar, and the specific interest rate depends on the applicant's qualifications.

For reference, Meituan's interest is not too high. However, Meituan's official side has explained that the interest rate of Meituan's loan is determined according to the borrower's credit level, and the applicant's qualifications determine the interest.

On the Internet, some users who have used Meituan to borrow money said that their borrowing daily interest rate has suddenly increased, from the original to the current one. This sudden interest rate hike is not an isolated case, and Meituan's official answer is that because the credit status of some users fluctuates, the interest on borrowing money will also fluctuate.

Phone model: Redmi Note 10Pro Meituan.

Extended Information:1Meituan's borrowing is very formal and reliable. At present, the online loan products on the market are basically very formal, because the informal online loan products have been rectified.

If we look at it from the perspective of capital security, Meituan is really reliable in borrowing money. There is loan information about Meituan Borrowing on the Internet, which is actually a loan supermarket, which can also be understood as a third-party lending platform. Many of these loan products have very high interest rates, some of which have reached 30%.

2.Meituan Loan is a credit product, and this type of credit product is generally applicable to consumer loans. For many users, some people's personal credit situation is not good, so there is no way to apply for a bank loan, so they have to choose to apply for this kind of online loan.

If we think about it the other way, if we apply for such online loans frequently, our personal credit situation will only get worse and worse, and our financial situation will also get worse.

How to calculate the interest on Meituan's loans:

Is the interest rate on Meituan borrowing money high, and is it legal for Meituan to borrow money at interest.

The daily interest rate of Meituan's borrowed money is around and will vary according to the user's comprehensive situation.

According to the daily interest rate, the monthly interest rate is, and the annualized interest rate is. The state stipulates that the annualized rate of protection is 24% or less, so it seems that the interest on Meituan's loan is still legal, and it is about the same as the usual interest on small loans.

Meituan Loan is a joint Meituan platform and Chongqing Sankuai small company loan platform, if you borrow money from Meituan and repay the loan one day overdue, then in addition to the normal loan interest, you also need to pay one day of overdue penalty interest. Penalty interest is generally much higher than normal loan interest.

When everyone is short of funds, I use no less than 10 loan products myself, and on the whole, it is still more recommended to have money to spend with Xiaoman (formerly known as finance), for reasons such as up and down: 1. Compared with the invitation system of borrowing and micro loans, you can take the initiative to apply if you have money to spend. 2. The maximum amount is 200,000, the minimum annualized, and the account arrives in 3 minutes, which is already very useful; 3. Regular big platform, don't worry about routines;

4. The general formal product review is relatively strict, although it is easy to use, but it is difficult to apply, and it is the same if you have money to spend, but I am looking for an exclusive application channel for internal personnel, and the next payment rate is very high, so it is the most recommended product in the product, there is no one, since it is recommended to everyone, and the exclusive application channel is presented, and friends in need apply for it themselves, just remember to use it on the same day to get the quota, otherwise it may be withdrawn.

There is another one: 360 IOU is actually the anti-virus king Qihoo 360 online loan platform, which mainly provides pure credit loans for everyone, with a limit of less than 200,000 yuan, a term of use between 1-12 months, and a daily interest rate that can be as low as. As a platform under the network security giant, 360 IOUs are still more reliable than general platforms.

360 IOUs can borrow up to 200,000!

The third:"A new loan"It is an unsecured RMB loan business owned or issued by Ping An Bank for personal legal consumption or business purposes other than the purchase of housing. The information is complete, and the loan will be disbursed within 1-3 working days.

Low application threshold: you can apply with an average monthly income of more than 4,000 yuan (car loan, housing loan, provident fund, insurance policy is preferred), the amount is appropriate, and the repayment is flexible: the loan amount is RMB 10,000 to RMB 500,000; The loan term is 12 months, 24 months, 36 months, and up to 48 months for good occupations.

The deposit rate is uniformly set by the state, and the People's Bank of China announces the announcement. Interest, also known as the interest rate, refers to the ratio of interest to principal in a day. There are usually three types: year, month, and day.

The three interest rates are convertible to each other: annual rate 12 = monthly interest rate. Month 30 = daily interest rate.

360 APR = Daily Interest Rate.

3000 yuan is divided into 12 installments, and 3000* yuan can be calculated. The total interest of the handling fee is 225 yuan, and the monthly repayment is equal to (3000 + 225) 12 = yuan.

Meituan Loan is a pure credit loan, which mainly meets the borrowing needs of Meituan users, as long as they are high-quality users of the Meituan platform, they can open Meituan Loan.

Generally speaking, each installment needs to be repaid about 5,585 yuan.

At present, the daily interest rate of Meituan's borrowing is , and the annualized interest rate is. The interest formula is the multiplication of the principal, interest rate and term, that is, 30,000*, plus the principal of 33,510, divided by six installments, then each installment needs to be repaid 5,585 yuan.

Meituan's official daily interest rate is currently being advertised, but many users have reported that the interest rate will become higher after applying for a loan. This kind of borrowing money is actually an online small loan, and it is recommended not to use it lightly, and it is more reliable to choose a professional banking institution.

Meituan borrowed 20,000 yuan for 12 months, and the interest was 3,650 yuan. The daily interest rate of Meituan's borrowing money is around, but it actually varies according to each person's situation. If your daily interest rate is that you borrow 20,000 yuan and use it for 12 months, then the interest you need to pay is 20,000* yuan.

Meituan is one of the most widely used lifestyle apps, with a lot of useful features. Its business mainly designs food delivery, in-store, hotel and tourism, new business and Meituan Bicycle.

Meituan Preferred, Maoyan, etc. At present, food delivery can be regarded as its biggest business, the penetration rate of users.

It has also reached the first place in the industry, and the growth rate has exceeded the average growth rate of the industry. In addition, its business segments such as hotel reservations, movie ticket reservations, tourism, and Meituan errands can be said to connect online and offline, and a mobile app can solve many problems, which makes Meituan's business form a closed loop.

And the correlation is particularly strong.

Meituan also does cloud computing.

Companies, gaming teams, and influential technologies** have more than 20,000 users settled here, which can be said to be huge.

In the face of the huge number of users, Meituan has gradually developed its own new business, and has now extended its tentacles to the micro-loan and Cha's loan business, that is, opened the Meituan loan function. If you need to apply, you can follow these steps:

2. On the Meituan loan interface, click "Borrow money";

3. Enter the loan amount, select the loan term and collection, and click Confirm;

4. According to the prompts on the page, enter the name and ** of the emergency contact, and click "OK".

5. On the identity verification page, enter the "Payment Password";

6. After the operation, wait for the review to arrive.

Although this is a product of Meituan, the essence is still an online loan, I advise you not to touch it, and cherish your credit.

Summary. According to the daily interest rate of the loan, borrow 24,000 yuan in 12 installments, and the annualized interest rate is 3,504 yuan.

Hello dear friends, it is a pleasure to serve you. I am a financial lawyer, good at finance, loans, insurance, law, etc., and have solved the doubts of the financial side for 10,000 users. I have received your question and am sorting out the reply for you.

Meituan borrows money to borrow 10,000, installments for 12 months, and repays 1,180 per month, the current interest rate of Meituan is five ten-thousandths a day, so 10,000 a day is 5 yuan of interest, a month is 150 yuan of interest, and 10,000 a month of principal is 833,833 + 150 = 983A total of 983*12=11799

How much does Du Xiaoman borrow 20,000 points for 12 installments of interest a year.

The current interest rate of the loan for one year is 1%, so the principal amount of 20,000 times 12 installments a year multiplied by the interest rate of 1% is equal to the interest of 2,400 yuan.

Meituan 24,000 is divided into 12 installments with one year interest.

According to the daily interest rate of the loan, the loan is 24,000 yuan in 12 installments, and the annualized interest rate is 3,504 yuan.