Is it possible to display Huabei without face to face flowers?

According to Alipay's regulations, the amount of Huabei face-to-face spending is not the same as the amount of Huabei, and the amount of Huabei face-to-face spending cannot exceed 500 yuan per month. However, the amount of Huabei spent in person will be deducted from the Huabei quota. In other words, although the amount of Huabei face-to-face flowers comes from the Huabei quota, the consumption quota is restricted.

Only for friends with a credit line of no more than 500 yuan in Huabei, the amount of Huabei face-to-face flowers is the same as the amount of Huabei. However, this can only be considered a special case. With the improvement of the borrower's comprehensive credit, the Huabei limit will gradually increase to 500 yuan, and at that time, the amount of Huabei face-to-face and the Huabei amount will become different.

In addition to the different credit lines, there is a huge difference between Huabei face-to-face flowers and Huabei in terms of the scope of use, and the two cannot be used at the same time.

Huabei face-to-face flowers can only be consumed in stores that do not support Huabei payment. If the store supports Huabei payment, the system will automatically use Huabei to pay by default, instead of using the amount of Huabei face-to-face flowers.

In general, the amount of Huabei face-to-face flowers is different from the amount of Huabei, the amount of Huabei face-to-face flowers will not exceed 500 yuan, while the amount of Huabei can be very high. In fact, Huabei face-to-face flower is an auxiliary payment tool of Huabei, so that borrowers can overdraft and spend normally in certain circumstances.

This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

The amount of face-to-face spending means how much credit your Huabei can use in person, not an additional amount. If you don't have a quota in Huabei, even if you have a quota in person, it's useless. Spending your credit in person is like the payment limit of your bank card.

The service of Huabei face-to-face flower is Alipay's purpose to expand the scope of offline use of Huabei, and the service is mainly to allow users to use Huabei for consumption in offline stores that are not Huabei to collect money. However, there are still many netizens who said that Huabei can't be used in person, and they can only use Huabei to consume at the store where Huabei collects money. So, what's going on with Huabei's face-to-face flowers?

Let's see if it's one of these reasons.

There are four reasons why Huabei can't be used in person:

1. The available balance is insufficient

This available balance is not the Huabei balance, but the balance of Huabei's face-to-face flowers. After all, there is a limit to the use of Huabei face-to-face flowers, and only 500 yuan per month can be paid in offline stores that have not been upgraded to Huabei to collect money, and when 500 yuan is used up, it can only be consumed in stores that open Huabei to collect money.

2. The consumption amount is more than 500 yuan

Huabei face-to-face spending only has a monthly limit of 500 yuan to spend in offline stores that do not collect money in Huabei, if your consumption amount is greater than 500 yuan, it cannot be used, it is recommended to split the payment, do not pay at once.

3. Huabei is frozen:

If your Huabei is frozen by Alipay due to overdue repayment, cash-out and other behaviors, even if your Huabei has a limit of 500 yuan in person, you can no longer use Huabei to pay.

4. Online consumption:

Huabei face-to-face flower is a service that uses Huabei offline, and it cannot be paid on **, so if the store you pay online still does not support Huabei payment, you will not be able to use Huabei face-to-face flower service.

The above are the four reasons why Huabei face-to-face flowers cannot be used, and you can check why you can't use Huabei face-to-face flowers according to the above reasons. Finally, I want to remind you that the essence of Huabei face-to-face flowers is actually to use Huabei to pay, so it is best to repay the loan on time after consumption.

From the analysis of Huabei's advantages, diversified payment scenarios can increase the sense of experience and usage rate.

From the analysis of Huabei's shortcomings, there is an upper limit on expenditures and restrictions on scenarios. The spending limit is related to individual ratings, and the scenario limit is related to the open function. For this reason, Huabei has added face-to-face flower services to the original function.

What is a face-to-face flower

As the name suggests, face-to-face flowers refer to the fact that when individuals are paying with Huabei, the merchant does not yet support Huabei, and they can still pay for Huabei in small amounts. However, there are certain restrictions on face-to-face spending, and it is not that you can spend as much as you have in the total account, and according to the rules, the amount of money that can be spent per person varies.

If there is no quota, can I use face-to-face flowers?

No, the available quota is deducted from the total quotaOnce the total amount of spending is exhausted, even if there is still a remaining amount in the face-to-face flower, it cannot be used.

For example, if there is 2,000 in the total quota, 500 can be used for face-to-face spending, and 2,000 in the total quota is spent, and there is 20 yuan left. If you encounter a merchant who has not opened Huabei, you can only use face-to-face flowers to pay for goods within 20 yuan, and you can't use it if you exceed it.

What are the reasons why Huabei can't be used in person

1. The lack of aggregate quota mentioned above is also one of them.

2. The available spending limit has reached the upper limit.

3. Huabei has violations or overdue behaviors and is restricted from use.

Face-to-face flowers don't need to be solved

Once it is found that it cannot be used, it should be found out what is the cause, and in the above three cases, find a solution according to the reason.

If you are unable to use it due to insufficient total quota, you can use it after repayment.

Due to the overrun of face-to-face spending, I can only wait until the 1st of the next month to start using it.

If you can't use it due to overdue, you should pay off the overdue bill before trying.

The reason why Huabei face-to-face flowers can't be used:

1. The daily limit is 100 yuan, and if it is exceeded, you cannot use face-to-face flowers;

2. The maximum monthly limit is 1,000 yuan, and if it is used up, you need to wait for the quota to be restored on the 1st of the next month;

2. If Huabei is frozen, the available quota is insufficient, and the overdue default will lead to the in-person flower being unusable.

Huabei face-to-face flower is an activity launched by Alipay, which allows us to use Huabei to consume in offline merchants that have not opened Huabei to collect money, and each account has a monthly consumption limit of 500 yuan.

Huabei face-to-face flowers do not need to be opened separately, as long as the friends who have opened Huabei payment can use Huabei face-to-face flowers, and choose Huabei to pay when paying. Let's talk about how to set Huabei as the preferred payment method, so that we can automatically use this feature when making payments.

1. First of all, we enter the interface of [Huabei], find [Settings] in the lower right corner of the interface, and click to enter.

2. Find [Set Payment Order] in [Settings] and click to enter.

4. Then click [Huabei], click the upward arrow on the right side of the microphone to bring [Huabei] to the top.

There is a daily and monthly cap on face-to-face spending, which is automatically adjusted according to the user's usage.

The upper limit range: 100 yuan 1000 yuan, most people are 500 yuan.

Some users reported that last month's 500 yuan has become 1,000 yuan this month, and some people have dropped from 1,000 yuan to 500 yuan.

Therefore, if you want to increase the amount of face-to-face spending, you can only increase the amount by spending more and using more.

With the development of society, most people are accustomed to advanced consumption, credit cards, Huabei and other credit products can meet this kind of demand, compared with credit cards, the average amount of Huabei is much lower, after all, the threshold for opening is low and convenient. In 2019, Huabei also launched a new function called face-to-face flowers, allowing Huabei to expand to more offline channels, so can Huabei still use face-to-face flowers when the quota is used up? Is face-to-face spending an extra credit?

1. Correct several misunderstandings

1. The face-to-face spending quota is not the extra Huabei quota, but within the scope of Huabei's available quota, a part of the quota is converted for offline, with a maximum of 500 yuan per month.

2. If the Huabei quota is used up, you can no longer continue to use the quota spent in person, even if the quota for face-to-face spending has not been used up.

3. You must enjoy face-to-face flowers on the basis of Huabei, and Huabei cannot be used if it is frozen, suspended, and the quota is cleared.

2. What can be done?

1. Increase the quota of Huabei. There is no quick fix, you can only slowly increase the Huabei limit through daily consumption, credit card repayment, investment and financial management, etc.

3. Early repayment. Enter the Huabei page, and in [My Bill] - [X Months to be Repaid], click [Early Repayment].

3. Invite a friend to repay. If you don't have enough money, you can also ask a friend to help you save the emergency, enter the Huabei repayment page, and at the bottom of the page, [Find a friend to help you repay] will appear - after entering the corresponding amount to be repaid - click [Generate Invitation] - click on the bottom of the page - [Invite friends to help you repay], and select the corresponding method to send the link to your friends.