Can a state official buy a mortgaged car to drive?

Cannot be bought and sold normally. Because the mortgage car cannot be transferred after purchase, the mortgage car still belongs to the lending institution or bank in essence, and does not belong to the purchaser. The purchaser does not have ownership of the mortgaged car.

1. Why can't the transfer of ownership According to the provisions of China's security law, ownership cannot be mortgaged, and only the right to use can apply for mortgage. This is also the fundamental reason why the mortgage car cannot be transferred, even if the bank applies for the auction of the mortgaged car, then it cannot apply for transfer, which is stipulated by law.

2. How to handle the transfer As long as the mortgage agreement is not dissolved, the transfer procedures cannot be handled, but as long as the mortgage is released, then the mortgaged car can be transferred normally. If the buyer can negotiate with the car owner, and the car owner and the bank or lending institution sign a release of the mortgage, then the mortgaged car will be able to transfer the ownership normally, but according to the actual situation, the probability of this phenomenon is relatively low. Additional Information:

Precautions for mortgage car trading: 1. Most car mortgages are implemented as a mortgage without a mortgage, that is, as long as you mortgage the relevant documents of your car to the lending institution, you can get a loan, and the car will be used as usual after installing GPS. Therefore, before applying for a mortgage, you should first understand whether the car mortgage is a car mortgage, and you can try to avoid the institution that wants to charge the car; 2. The funds of car mortgage loans are often used for short-term turnover.

If a long-term loan is required, it is not applicable to use the car as collateral to take out a loan; 3. Since the cost of car mortgage loan is often quite high, if you choose a vehicle mortgage loan with a longer period, you can try to repay it in advance if you have early repayment. 4. In the choice of institutions, borrowers should try to choose formal lending institutions. Such as banks, industrial and commercial registered microfinance companies.

Yes, state officials can buy a mortgage car to drive, the court auction of the bank mortgage car ** is all according to the formal channels, the bank and the court can show valid procedures and various mortgage loan agreements, etc., the way is regular at the same time the creditor's rights are also very clear, of course public servants can participate in the auction.

The bank mortgage car auctioned by the court is all according to the formal channels, the bank and the court can show valid procedures and a variety of mortgage loan agreements, etc., the way is formal and the creditor's rights are also very clear, of course, public servants can also participate in the auction.

Originally, it could be bought and used, but in order to avoid suspicion, it is better not to buy this type of car.

It's better not to buy it, so as not to be suspected.