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I think your problem is that you are asked to give 4,000 yuan to your family to pay off the mortgage at seven or eight thousand a month, and this life is too tiring. Although our parents have worked very hard to raise us, we should know how to be grateful to repay them, and we know that others don't say it, but the problem is that you are only 21 years old now, and you are under too much pressure at a young age, if you have to spend 4,000 yuan a month to give your parents, then it will be 4,000 yuan a month. In the larger cities, it is just enough to live in the small cities that are not so economically developed, and there is not much money left, because the consumption level of the big cities and small cities is not very different.
So I think you have to do what you can to help your parents.
I don't know very well here whether this house that needs to be repaid for the mortgage will be for you to live in later, or for your brothers and sisters. If it is a "heavy" gift from his parents, it is reasonable to use 4,000 yuan a month to pay off the mortgage, after all, his parents have reduced a lot of pressure on himself, and the rest should be faced independently. But if it is used to supplement other brothers and sisters, I don't think it is appropriate, even if the eldest brother and sister are like father and mother, but they are not obliged to make such a big sacrifice for the happiness of their brothers and sisters.
At the age of 21, he has a salary of about 8,000 per month, which can be said to be very good. After all, so young and with such a high income. As parents, they may feel that it must not be a problem for you to support themselves with such a high salary.
Moreover, the consumption level of the older generation is relatively low, one or two thousand a month, which is the expense of a large family. According to their own consumption level, they will instinctively feel that your salary of 8,000 is more than enough, and it is not too much to take out 4,000 yuan to pay off the mortgage or something for the family. More likely, you think that you are young and have no place to use your money, and you think this idea is too good.
At their age, their thinking will be somewhat solidified.
To sum up, I think that if this house is bought for you, then it is understandable to accept the kindness of your parents and take the mortgage of 4,000 in January. But if this house is not bought for you, then you had better do what you can and give your parents about one or two thousand a month to supplement the family, which is already very filial. After all, one or two thousand is enough for parents to live.
For example, our family is not rich, but parents do not regard their children as cash cows, and there is no such thing as monthly payment. Maybe in the future, they will give a thousand dollars for the New Year, and they will not think about how to squeeze their children, but will think about how to make their children live a better life and try not to disturb their children.
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The monthly salary is about 8000, because I just started working, this income is still good, as for how much money to give to my parents every month, it depends on your parents' family conditions, if the family conditions are not good, you should give more, about 2000 3000, if the family conditions are better, give about 500 1000 per month.
The main reason for giving money to parents is to show filial piety, this heart is a little more or a little less is not a big problem, but it is not right to give at all or hand it all over, if you don't give it at all, although your parents don't need this money, they will also feel shameless; If you give most of it, you will have to get married, have children, start a family, and it will be inconvenient to do anything if you don't have any money in hand, so it is not right to give it all.
People living in the world should know how to be grateful, especially it is not easy for our parents to give birth to us, it took them a lot of energy, we can make money now, we must honor our parents. If you earn 8,000 yuan a month and give 7,000 yuan to your parents, your parents will be happy, but when you start a family, you will find that you have nothing.
In fact, there are many ways to honor your parents, you can go home more during the New Year's holidays, usually giving money is just a way, under normal circumstances, it is more appropriate to give about 1 5 1 10 of the salary.
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With a monthly salary of about 8,000, how much money is appropriate to give to parents every month? If your parents have a stable pension, then in fact, you can give it or not, because after all, if your parents have a pension, his life can be guaranteed, what we need to do is to be able to accompany our parents as much as possible, see our parents more, this is what we need to do.
But not every parent will have a stable pension, or only one of their parents has a pension, for example, your father has a pension, but the pension is not very high, only one or two thousand yuan, but the mother does not have any income, then in this case, their living expenses are relatively low. Therefore, as children, we should appropriately give a certain amount of living expenses to compensate for the living needs of our parents.
If only one of the parents has a pension, then I think at least nearly 2,000 yuan should be paid to compensate the parents, although you may have a lot of pressure in your own life, but your parents have worked hard all their lives, and they still have to enjoy a happy old age when they are old. Therefore, I think that taking out 2,000 yuan a month is not a very high level, relatively speaking, people who work in first-tier cities or second-tier cities, so such an ability should still exist.
Of course, if your own conditions are really not ideal, then you should at least come up with 1,000 yuan to make up for the lack of life of your parents. There are more difficult, that is, both parents do not have pensions, so it depends on the parents, whether the two sides live in the city, or live in the countryside, relatively speaking, living in the countryside his expenses are relatively small, so the appropriate 1000 yuan can basically meet the life of the parents, because in the countryside, he can be self-sufficient in this agricultural product, only need to buy a certain amount of consumer goods, and its own consumption is very low, there is no so-called property fee, There is no such thing as internet bills, water bills, etc.
But parents who live in the city, if neither parent has a pension, then this situation is worse. So first of all, we need to think about whether we can pay a social security for our parents, if there is still this possibility to try to pay a pension insurance for urban and rural residents to our parents, and complete 15 years of payment, then it can reach an income of several hundred yuan in the future, if both parents have an income of hundreds of yuan, it may be close to 1000 yuan smaller, which will greatly relieve the pressure and burden on you as a child.
At the same time, even if both parents have a few hundred yuan of resident pension income, but they can't alleviate the retirement life, so I think that you, as a child, should at least take out at least 2,000 yuan a month to support your parents, which is the least you have to do, because after all, the cost of food, clothing, housing and transportation, including living in the city, will be relatively high, and it is almost difficult to live without two or three thousand yuan.
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Hello! This friend.
The monthly salary of 8,000 is suitable for the parents at home, everyone's family economic conditions are different, and everyone's ideas and practices are different. There is no uniform standard, and I feel that it suits the needs of the respective families. Just do what you can and what you can and what you want.
In the case you said, you earn 7,000 a month, and your parents ask you to take out 4,000 a month to pay off the mortgage. You feel a little tired. I don't know if you think you are tired of taking 4,000 yuan from your salary every month to pay off the mortgage, or if you think that such working conditions and such life pressures make you feel a little tired.
But the feeling you give me is that my parents are a little too stressed to let you repay the 4,000 mortgage, and I am dissatisfied with my parents' requirements and complain, so I will say that I feel tired. In fact, you have misunderstood your parents, and you will be wrong, so I will give you an analysis of the situation, and you can compare whether the situation of your family is as I said.
You didn't say what the situation was like in your family? So I'll make a guess about your question. Because you are 21 years old, you will reach the age of marriage and family in less than two years.
And your parents for your future plans, so you made a down payment on a house, and the down payment parents used all their savings to get together, so naturally the pressure of subsequent mortgage repayment parents is a little unbearable, so they proposed with you, and you will take out part of your salary to repay the mortgage together.
In fact, your parents are paving the way for you to get married and start a family in the future, if you don't have your own marriage house, you naturally lack the advantages in finding a partner, so your parents paid a down payment loan for you in advance to buy a house, I am afraid that when you are looking for a partner, you lack the hard conditions of the marriage house, and it is not easy to find a suitable object.
There is also a possibility that because you are relatively young, you don't know how to save money, and you belong to a similar moonshine clan with big spending. This parent is aware. That's why I deliberately came up with such a trick, asking you to pay 4,000 yuan a month from your salary on the grounds that the house you bought at home needs to repay the loan, so that you will have more than 3,000 pocket money left every month at most, and you can spend more than 3,000 yuan if you toss, so that you can save 4,000 yuan every month.
You are not young, and it will cost you money to start a family in the future, they are all working-class families, and it is obviously a bit difficult to rely on your parents to save money for your marriage, so you also need to save some of it. And you are young, good friends and fun, if your parents don't pull out 4,000 yuan from you under the pretext of asking you to pay off the mortgage, it is estimated that you will not have any money left every month. Therefore, the parents had to make this decision, in the name of letting you repay the mortgage, in fact, they were all preparing for you to save the bride price money for your marriage.
So no matter what the parents plan, they are actually worrying about their children, don't think about the parents adding pressure to you, in fact, the parents are making long-term considerations for your marriage, and the parents are not embarrassing you, but helping you, so that you can recognize the reality of the family situation, and also recognize your own reality to grow up as soon as possible. Parents are motivated by the perspective of loving you, not selfishly considering themselves.
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A month's monthly salary is 8000, how much money to give your parents a month, you will have your own plan, there are arrangements, in addition to your own living expenses every month, you can also communicate with your parents, you should not be back to salty now, if the economy is more tight, give 1000 yuan a month to your parents for pocket money, other money in addition to their own living expenses, you can save it, and so on in the future you want to buy a car and a house, you can also take the money out to buy, if you don't plan now, all the money is spent, If you want to do something in the future, it will be difficult to get together the money, and it will be difficult to do anything? So you must have a plan and know how to plan your money.
The correct answer is that it is not appropriate to give as much as you want!
How much to give to satisfy both parties is a very subjective thing.
It is more advisable for you to consult directly with one of your parents.
The family is very nervous at this stage, so do you need me to contribute some money to the family every month?
Then listen to your parents' reply, if your parents say you don't need to give, you save it yourself or keep flowers or don't want much, such as one or two thousand yuan, then you can do it, and wait for the family situation to improve, such as your brother is working again, or you are married, and then it depends on the situation.
If your parents open their mouths and ask for more than 5,000 at once, it is still up to you whether to give or not, after all, it is the money you earn.
But in either case, you must express it during the New Year's holidays, or when it comes to the birthday of your parents and brothers!
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I think it's no problem at all, because if you think about it, your monthly salary is 8,000 yuan, so stripping 1,000 from the 8,000 yuan will hardly have much impact on your own economic pressure, so I think it's okay, and as a child, it is also your responsibility and obligation to be filial to your parents, I don't think there is any problem, 1,000 yuan, and it's not a lot, in fact, you give your parents more money is also your right, Because after all, your parents gave you life, so you need to repay your parents now is also some filial piety that you need to do.
I think there is no problem at all, of course, you don't actually need to ask this question, because after all, you have said that what you give to your parents is pension money, pension money, he can only ensure the most basic life, in fact, it can't change our normal life. So 1000 yuan is actually not a lot, if you have good economic conditions, plus if your husband and wife say that the income level is relatively high, then you can even give more money, it is no problem at all.
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