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You have to be principled! You can't borrow money from friends unless it's a real good brother! You can find some reasonable reason to take those so-called friends away.
For example, my wife is in charge of money, and she has just overdrawn or something.
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True friends are not something that can be redeemed by borrowing money.
Generally speaking, if she has a good relationship with you, borrow her.
Pay back the money and continue to lend to her.
Don't pay back If the amount is small, forget it, but don't lend her money again in the future, if the amount is large, ask for it yourself.
Money can't make real friends.
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I feel like you still feel a little sorry for the loss of that friend?
A man does not stand without faith!
Losing them is actually a gain!
Friends are rare, friends are rare.
Friends are not in quantity, but in quality.
Are you right?
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That's a good question! There are a lot of friends who are lost because of money!
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A friend like this doesn't need to borrow him!
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If you still want someone to pay you back, then don't borrow it.
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Specifics, specific treatments!
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If you can pay it back, you will lend it to him if you have a good reputation.
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If you repay it, you will borrow it, and if you don't pay it back, you will say that you don't have it.
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Look at the degree of good relationship between the two of you, as well as the credibility of your friends, do you have the ability to repay? Do I have to write an IOU? You must think about it before you can borrow him to avoid debt disputes in the future. Even friends can't do it.
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When I mentioned the word borrowed money, I hurt my friends if I didn't borrow it, and I borrowed some dogs and packets without returning. As the saying goes, borrowing money is a benefactor, and repaying money is an enemy, but that is also individual, you see that friends borrow money to repair houses and buy houses, and families need to be treated and saved by others, so you can borrow, if you take it to eat, drink, prostitute and gamble, don't borrow it.
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It is better not to borrow unless two conditions are met. First, the other party does have substantial difficulties. Second, even if the other party does not repay you, you will not cause trouble and affect the quality of life.
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Small or other money can be borrowed, especially credit can be borrowed, others really can't be borrowed, asking for money will hurt peace, so not borrowing is the best way to deal with it, unless you have special money and don't care.
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It depends on what kind of friend borrowed money from you, and under what circumstances borrowed money from you, and I did do it out of urgency, and this can be considered.
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Should a friend borrow money? If a good friend borrows money, you can help your friend when you are in trouble.
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Does a friend borrow money or not?
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For adults, in daily life, the most headache and embarrassment is to meet their colleagues and friends to borrow money from themselves, then, in the face of their own at the same time, and friends reach out to borrow money from themselves, whether they should lend to each other For me, I still have to combine the following situations to make my own decisions and choices.
First of all, for colleagues and friends who borrow money from me, if I do know better, and the relationship between the two people is better, the other party does encounter difficulties and emergencies, within the scope of their own ability, moderately help each other, and lend money to each other, it is not impossible, after all, everyone will have difficulties when they have helped others today, then when they encounter difficulties, others will also help themselves.
But if I don't know each other very well, and the relationship between two people is not very good, then in this case, I will still politely reject the other party, find a reason to explain the reason to the other party, and express my apologies, but if I really love the face factor, then even if I lend money to the other party, I will make a consideration before borrowing money again, and think about how much money I lend to the other party, which I can afford, and do a good job of lending this part of the money to the other party. If the other party is prepared not to repay the money in the future, if he hastily lends the money to the other party, and the other party does not repay the money, and he negotiates with the other party for this reason, it will not only be difficult to get back the money that belongs to him in the end, but also make the two people get along more awkwardly, which is very unwise.
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In life, people who will ask us to borrow money will definitely be classified into a certain level according to their relatives.
The first type of person is the type that can be borrowed without any worries, this kind of person who makes you absolutely trust, one is that the relationship between the two is strong, the other party is reliable, and the third is that when you are in trouble, the other party has not hesitated to lend a helping hand.
The second type of person is the category that you resolutely do not want to borrow, this kind of person may not have a good character, shouting and fighting is not a word, there has been a lesson from the past, lending out is basically equivalent to a bamboo basket to draw water, at this time it is definitely best not to jump into the fire pit - but there may be exceptions, sometimes due to the relationship, in the case of not much money, when borrowing has been ready to not get it back.
I have a cousin who used to ask me to borrow money, and that's the case, and he never repaid me. I knew his character before I borrowed it, and he wouldn't pay it back, but I grew up with my cousin, so I wouldn't definitely not borrow it at first, but after he borrowed it twice and didn't pay it back, I definitely won't borrow it a third time. None of anyone's money is blown by the wind.
The third type of person, you may hesitate to think that you can borrow it by observation, but you will also have some worries in your heart, in this case, it depends on your own choice whether to borrow or not. However, for the sake of insurance, most people do not find guilt for themselves, and still choose not to borrow.
That's what I'm going to talk about today.
If you've already made up your mind that you don't want to borrow, it's a lot easier, but there are a few caveats to remember:
When a friend asks you to borrow money, maintain 3 attitudes, not only can you keep your money bag, but you will not offend anyone.
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1. If there is no difficulty, you will not borrow money, and if you are generous, you can help.
In the spirit of helping friends, after all, who can save face and borrow money from someone in a difficult situation? I believe that many people have the experience of borrowing money, when considering who to borrow money from, in fact, it is a process of measurement, the other party will consider borrowing money according to the intimacy of their relationship, at least when the other party borrows money from me, I should occupy a more important position in the other party's mind, so it is not appropriate to disappoint the other party for this attention, of course, the premise is that you can't borrow money to mess around.
2. Look at character.
Since it is a friend, there is a past that can be traced, if this person has a good character before, and has a good reputation, you can consider, the other chain can not be knocked on the side to understand what this person is borrowing money for, if it is indeed a lack of money and urgency, it should be to help people. That's historical credit.
3. To borrow a friend's words, they have already borrowed from you, depending on where you are in line, try not to borrow at the bottom.
My friend said that there is a background to this sentence, that is, he thinks that people generally give priority to relatives and friends when they borrow money, and relatives and friends will only come to you after borrowing, and you still need so much to get here, and you may not be able to control the cost of helping him.
4. As the old saying goes, emergency is not poor.
There is a situation that is resolutely opposed to borrowing money, and one is borrowing money for investment, this kind of money is simply maliciously transferring risks, which is a very dangerous behavior. On the other hand, it is not recommended to borrow money to buy a house, and this kind of behavior is difficult to promise you anything, especially if you are all young people, you are at this embarrassing age, your friends are facing the situation of buying a house, don't you know that you are also facing the situation of buying a house Moreover, tell you with personal experience, it is very embarrassing to borrow money to buy a house, and when you repay the money, you may also want to buy a house, but the other party really has no money to pay you back, what else can you do? As a friend, don't you even have a friend?
In order for this friendship to last, it is better not to borrow money.
But the words are divided into two ends, if the attack on Wang is indeed in urgent need of money, at this time to help is life-saving money, should help a handful, for example, I have experienced, my colleague's friend's wife gave birth to a child after first aid, the cost is very large, emergency borrowing money, at that time many friends have helped, although misfortune happened, but the colleague's friend with a child on his own, a pat boy is trying to repay the money every month, many people told him that he is not in a hurry to pay back, but people still try to repay the money according to the agreement. So many times, it's not a matter of borrowing money or not, it's a person's ethics that is worth lending money to him.
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