After ancient people borrowed money from others, would there be some formal procedures?

Now it is still in ancient times, no matter what you do, you need a voucher to do, borrowing money is even more so, you have a voucher, in order to be protected by the law when you ask for debt, otherwise it is likely to make your hard-earned money go down the drain, even between relatives, after all, we often say that a sentence is: "brothers, clear accounting", if the ancients had difficulties and needed to borrow money, they wanted to borrow money, or had to write an IOU as a voucher.

When the ancients were short of money, they first had to borrow money from relatives, because they were relatives, so they were easier to talk to, and they didn't have to charge any interest, but even if it was between relatives, borrowing money also had to write an IOU, sign and draw a pledge. Then the ancient pawnshop is also a good place to borrow money, some of their own valuable, temporarily unused things to pawn, in exchange for money to save the emergency, but the pawnshop is to sign pawn notes, these are certified by the government, that for people who want to borrow a lot of money, it is more convenient to go to the bank, but the money bank only lends money to the rich, and the ordinary people who have nothing to do with it generally can't borrow. Borrowing money from a bank is the hardest, but it's the most efficient.

There is also a kind of "usury" with a high interest rate, which is called "printing money" in ancient times, this kind of money is that rich people take out excess money, and then lend it to others, and charge high interest from it to make a profit.

However, no matter which method of borrowing money is above, when borrowing money, you need to sign and draw a pledge, or take something as collateral, which is the same as borrowing money now.

There are usually people behind this kind of borrowing money from others, and if you don't pay it back in time, then they have all kinds of means to torture you and your family until you pay back the money.

In ancient times, people generally wrote IOUs when they borrowed money, although there would not be any legal procedures like now, but IOUs were also good evidence.

In ancient times, people had formal procedures for borrowing money, which was similar to that of today's society, and they also wrote an IOU to sign and pledge, and they had to find another person to guarantee it.

The procedures are similar to those of modern travel, there will be IOUs between acquaintances, etc., and even a guarantor will sign on it, and there will be a money bank or pawn shop, which is considered to be approved by the government.

There must be, the ancients must have set up some procedures to borrow money, otherwise some things are difficult to explain clearly, so the ancients often had some IOU terms and the like.

Generally speaking, borrowing money in ancient times was to write IOUs with relatives and friends, and then sign each other's names, even if you go to the court to report the crime, it is also legally recognized.

In ancient times, when borrowing money from others, there would be IOUs and vouchers according to the procedure, and they also had to sign and draw a mortgage or take something as collateral.

Of course, there is a certain formality, and at that time, it should be to sign an IOU or something or press a fingerprint.

Of course, words alone cannot make it clear. There may be a signing session, or witnesses being present, etc.

There should be, after all, that dynasty has laws, and there may be a link to sign and draw a pledge, or find witnesses to be present to witness and so on.

In addition to handling deposits and loans, large-scale money banks can also issue bank bills, silver money bills, and exchange currency with tickets. The small bank, on the other hand, is only engaged in exchange business, which is simply understood as equivalent to today's bank.

For the problem of borrowing money, I have suffered a lot of slag silver, and I have accumulated some experience.

For the people who borrow money from you, they are basically acquaintances, but people are divided into three, six, nine and so on, not my power, I mean people's credit.

First of all, look at the use of his money, if it is an urgent matter, a life-saving matter, and you have money, I believe that anyone will borrow it, but you must find out whether it is true, some people will use this kind of excuse to deceive people. If it's a business, use money to make money, you have to think twice, if you have money, you can't do business?

Secondly, for people with bad credit, Gancui, in a word, don't borrow, don't be afraid of offending him, it's a good thing if this kind of person is offended, and he won't borrow money from you in the future.

In addition, people who don't know much about credit should borrow a part of it first, and if they can't pay it back when it expires, or deliberately don't repay it, don't borrow it again in the future, and spend money to buy lessons?

Or when someone borrows money from you, you directly say, what have I been doing lately, and I am about to borrow from you, and you speak before me, hehe, it seems that we all need money! (Deliberately emotional).