Is the insurance brokerage company also pulling people everywhere to self insure?

Updated on Financial 2024-06-24
3 answers
  1. Anonymous users2024-02-12

    This is not, first of all, we must distinguish the difference between insurance brokers and insurance **, and the specific differences between the two are as follows:

    1. The interests of the representatives are different.

    Insurance brokers accept the entrustment of customers and represent the interests of customers;

    The insurance company is the business of the insurance company and represents the interests of the insurance company.

    2. The services provided are different.

    Insurance brokers provide customers with whole-process services such as risk management, insurance arrangement, assistance in claims and recovery, etc.;

    However, insurance companies generally only sell insurance products and collect insurance premiums on their behalf.

    3. The objects of service are different.

    The main customers of insurance brokers are mainly medium and high-end consumers with relatively stable incomes and large and medium-sized enterprises and projects;

    The customers of the insurance ** people are mainly individuals.

    4. The legal responsibilities are different.

    The relationship between the customer and the insurance broker is that of entrustment and fiduciary, and if the customer's loss is caused by the fault of the insurance broker, the insurance broker shall bear the corresponding economic compensation liability to the customer;

    The insurer and the insurance company are in a relationship of being the insurer, and the insurer is only responsible for the consequences of the insurer's actions within the scope of authorization.

    Generally, the service subjects of brokerage companies are companies or units, and they will not pull people everywhere to protect themselves.

  2. Anonymous users2024-02-11

    No, insurance brokerage companies rely mainly on professionalism to win.

  3. Anonymous users2024-02-10

    According to the "Notice of Duan Bilian on Standardizing the Management System of Insurance Salesmen" (hereinafter referred to as the "Notice") issued by the China Insurance Regulatory Commission, the insurance company and the insurance company signed a contract rather than a contract for the number of labor, and the insurance company is not an employee of the insurance company.

    The relationship between you and the insurance company is not a labor contract, and the relationship between the two parties is a ** contractual relationship, therefore, you are not an employee of the insurance company, and the insurance company does not need to apply for social insurance for you, and if you resign, you do not need to apply to the insurance company one month in advance.

    In this case, the purpose of the insurance company signing a contract with its employees who have an actual employment relationship may be to avoid employment risks, or it may be due to establishment considerations, in short, the company's illegal behavior makes the employees unable to enjoy the rights granted by the labor law, which is a serious infringement of the legitimate rights and interests of the employees.

    If you weigh that you still need the job, you can choose to be patient or negotiate with the company to change the contract, and if you have other plans, it is advisable to protect your interests through legal means. The insurance company lacks the necessary integrity for its employees, how to be responsible for the industry, and how to be responsible for the majority of insureds.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

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