The down payment of 300,000 yuan for the car is 100,000 yuan, and the remaining 200,000 yuan will be

There is still a lack of an annualized interest rate, I don't know if you are interest-free? If not, let's calculate it according to the annualized rate on our side:

If you calculate it this way, you will get a monthly repayment of dollars.

Loan fee (down installment): $105922. The down payment amount is 100,000 yuan. The loan amount is 100,000 yuan. The loan term is 36 installments. LoansAnnual interest rate

Car Loan Type:There are three types of personal loan car purchase business: direct customer, intermittent customer, and credit card car loan. The direct customer type is generally a bank car loan for the customer to meet directly for the loan, and the indirect customer type is generally the car loan of the auto finance company that transfers the customer.

For direct customer bank car loans, the fees charged are deposits, principal and interest, 3% guarantee fees, etc., and the fees for high-quality customers of banks will also be discounted, but the preferential policies of each bank are different.

Detectives buy cars with low down payment and have many models for their own households.

The monthly repayment is about 2500. The down payment for the car is 20 50, the general bank requires 40 50, and some car dealers can find some financing companies to do 20, or even lower.

The People's Bank of China stipulates that the down payment ratio of personal car loans and car loans shall not be less than 20, and due to the impact of the credit crunch during the year, some banks in Shanghai have increased the down payment ratio of personal car loans from 20 to 30 40.

How to calculate the down payment on a car.

The down payment on a car is calculated as a percentage of the price of the naked car. For example, for a car of 100,000 yuan (naked car price), a down payment of 30% is 30,000 yuan, and a down payment of 40% is 40,000 yuan.

Now the down payment ratio when buying a car is generally 30%, and consumers can also choose a lower down payment of 20%, or higher%; These can be freely chosen based on the cash on hand.

The down payment is 10,000 yuan, and if there is no interest discount, it will be repaid about 10,000 yuan per month for 3 years and about 10,000 yuan per month for 5 years.

Kia medium allocation, 50% down payment for 36 months, monthly payment, approximate how much?

The full amount is taken as an example of 13w:

Purchase Tax: 13w

License: Vehicle and vessel use tax: calculated by displacement, according to national regulations).

Compulsory traffic insurance: six seats and less than this price).

Three: calculated based on 15w sum insured).

Robbery: 13w

Damage: 13W

Deductible: (damage + three) 20%=

Personnel: Total:

Staging takes 13w as an example:

30% down payment + insurance =

3-year interest rate of 12 points, monthly payment: installment service fee is amortized evenly to 36 months) total:

Overpayment :

It depends on how many years you have Autohome** has a way to calculate.

If the vehicle value of 400,000 yuan is used, the down payment is about 120,000 yuan plus the down payment of the loan, at least 167259 yuan, which will be repaid in three years, and 8,601 yuan per month, which will cost 29,636 yuan more than the full payment at one time. In the current market environment of car fans, installment payment is seen by many merchants as grabbing market share.

effective means.

Installment advantages.

Some time ago, merchants launched installment car sales activities, which generally require the balance to be paid within two years. Some merchants have extended the payment term to 40 months, and the monthly payment amount has been greatly reduced, and the monthly payment is only a few hundred yuan, which is more attractive to consumers. At the same time, the down payment is also appropriately reduced, and the Changan car of the military automobile trade.

The down payment is only 3,000 yuan, and you can drive the car home with the money of a mid-range color TV.

The installment payment formula is as follows:

Car price down payment = cash purchase of the car** (down payment ratio 30%-80%)Total down payment = down payment + insurance premium + license fee.

Loan amount = cash for car purchase** - down payment.

The average monthly payment is based on a five-year term.

The calculation formula is: the amount of principal repayment in each period = the principal amount of the loan and the number of repayment periods;

Interest payable in each period = the remaining principal of the previous month and the monthly interest rate of the loan.

The down payment of 300,000 yuan for the car is 200,000 yuan, and the monthly payment is divided into three years.

It should be 3194... The following subject can set the formula according to the situation, it is easy to calculate) After paying the down payment, the remaining money is paid in installments, and most people will choose to pay it off in 1 3 years, and the longest period is not more than five years.

If we calculate it on a three-year basis, you make a down payment of 200,000 and approve the annual interest rate.

If it is about 5%, it can be calculated as follows: the total interest for three years is 100,000 5% 3 = 10,000.

Three-year total principal and interest: 100,000 + 10,000 = 10,000, monthly payment: 10,000 36 = 10,000 = 31.94 million.

The minimum down payment for the purchase of a car is 30%, and the purchase tax is also required in addition to this.

The cost of insurance and licensing is at least 20,000 yuan. Noisy and blind.

Off topic: Borrowing can make you lose your financial freedom.

It is possible to pay as much as possible in full.