What is the relationship between the insurer and the insured

The insurer, also known as the underwriter, is generally an insurance company that operates insurance business, and its main business mode is to collect the insurance premium of the insured according to the contract, and bear the corresponding responsibility for the insured accident or pay the agreed insurance compensation within the validity period of the contract. The insured, also known as the direct beneficiary, is generally a natural person covered by the insurance contract. Mainly for their own property, life or other valuables as the object of insurance, once the occurrence of an insured accident in accordance with the contract, the insured can apply to the insurer for insurance compensation or other liabilities.

Immediate family members or husband and wife relationships, such as father and daughter, father and son, mother and daughter, mother and son, or husband and wife!

What does it mean to be insured and insured.

An insurer, also known as an underwriter, is a person who operates an insurance business to collect insurance premiums and is responsible for paying insurance benefits after the occurrence of an insured event.

The policyholder is a person who has an insurable interest in the insurable subject matter, applies to the insurer to conclude an insurance contract, and has the obligation to pay the insurance premium. The insured person can be a natural person or a legal person. When the policyholder is insured for his own benefit and the insurer accepts the insurance, the policyholder becomes the insured.

The insured person is the person covered by the insurance contract. They have their property, life or body as the subject matter of insurance, and they have the right to claim insurance money after the occurrence of an insured event. The insured person can be the same person as the policyholder.

To put it simply, the insurer is generally an insurance company, and whoever buys the insurance is the insured, and the policyholder is the person who pays the insurance premium. There is also a beneficiary, who is the one who receives the insurance money paid by the insurance company.

Answer, support me.

The relationship between the policyholder and the insured includes:

1.The policyholder and the insured can be the same person;

2.The relationship between the pitcher and the insured person can be a spouse, child, or parent;

3.The policyholder and the insured may be other family members or close relatives who have a relationship of support, support or support other than those mentioned in the preceding paragraph.

Relationship; 4.The policyholder and the insured can have an employment relationship.

of employers and employees.

To put it simply, there must be an insurance interest between the policyholder and the insured.

If there is no insurance interest, the insurance contract is invalid.

Test your anti-risk index, and experts will interpret it for you for free!

Insurance is a kind of protection mechanism, is a tool used to plan the finances of life, usually we mean commercial insurance by insurance. With the development of social economy and the improvement of people's living standards, more and more citizens have begun to pay attention to insurance and begin to hope to add a little protection to their lives, so more and more people choose to buy insurance.

However, many citizens are not very clear about the relationship between the insurer and the insured in the insurance contract, and today we will tell you what the insurer means, what the insured means, and what is the difference between the insurer and the insured.

Insurers, also known as insurers, refer to organizations and legal persons that engage in insurance business. Generally, it refers to an insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money. Individual citizens in general cannot act as insurers.

The specific forms of insurers include insurance shares, mutual insurance companies, mutual insurance cooperatives, insurance cooperatives, state-owned insurance companies and professional captive insurance companies.

What does it mean to be insured.

An insured person is a person whose property or person is protected by an insurance contract and who has the right to claim insurance money.

The insured in the life insurance contract refers to the insured whose life or body is the subject of insurance, so the insured can only be a self-exalted person or a child, but if it is a child, it must be insured by his parents or guardians. The insured must be specific to the following two conditions:

1. Its property or life is protected by the insurance contract;

2. Have the right to claim compensation.

"Insurer" is the organization and legal person that protects the "insured"; And the "insured" is the person who is insured by the "insured". That is, the person who pays the money is the insurer, and whoever he buys insurance for is the insured. Sometimes the two are the same person.

The relationship between the policyholder, the insured and the insurer is the main body, while the policyholder and the insured have the relationship of insurance interests.

The insurer, also known as the "insurer's group letter", refers to the insurance company in which the policyholder enters into an insurance contract and bears the responsibility of compensation or payment of insurance money.

When it comes to insurance companies, many friends don't know how to see an insurance company well, if you are the same, then it is recommended to take a look at this article:When we look at insurance companies, what exactly do we look at?

The policyholder refers to the person who enters into an insurance contract with the insurer and pays the insurance premium in accordance with the contract, simply put, the person who pays the money.

As for the insured's attack, it means that the person protected by the insurance contract can enjoy the right to obtain insurance money or reimbursement when the insured has an insured accident agreed in the contract and meets the relevant conditions.

If you buy insurance for someone else, then the policyholder is yourself, and the insured is who you bought the insurance for.

In addition, the policyholder and the insured can be the same person, that is, you can pay for your own insurance, of course, in addition to buying insurance for yourself, you can also buy insurance for your immediate family members, such as parents, spouses, children, etc. Hope!

Summary. What is an insurer and an insuredWhat is an insurer and an insured refers to the underwriter. Insurer:

It refers to the insurer, that is, the insurance company that has signed an insurance contract with the insured and has assumed the responsibility of compensation or insurance payment. According to relevant laws and regulations, the insurer is the legal representative, China. Insured:

It refers to a person whose assets or personal safety have been protected by the insurance contract and have the right to claim the security payment.

What is the insurer and the insuredWhat is the insurer and the insured refers to the underwriter. Insurer: refers to the insurer, that is, the insurance company that has signed the insurance contract with the insured and has assumed the responsibility of compensation or insurance payment.

According to relevant laws and regulations, the insurer is the legal representative of Chun Liquid Smile, China. Insured: refers to the person whose assets or personal safety have received the protection of the insurance contract and have the right to claim the guarantee.

In the most concise terms, the insurer, the policyholder and the insured represent the insurer, the person who pays the premium, and the person who is covered by the insurance. This is the basic knowledge point that we need to know before buying insurance, if we don't understand, it is easy to be dizzy by the terms.