What is an insurer and what is an insurer?

The insurer, also known as the "insurer", refers to the insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money, and its specific forms include insurance shares, mutual insurance companies, insurance cooperatives, etc. Therefore, the insurer can only be a legal person, and an individual citizen cannot be an insurer.

1. The right to inspect and suggest the subject matter of insurance.

2. The policyholder or the insured has the right to increase the insurance premium or terminate the contract when the insured breaches the contract.

3. The right to take safety precautions with the consent of the insured.

4. The risk increases and the insurance premium or the right to terminate the contract.

5. The right to claim subrogation.

6. Unless otherwise agreed in the contract, the insurer has the right to terminate the contract when part of the insured object is lost. If the insurer terminates the contract, it shall notify the policyholder 15 days in advance and refund the corresponding insurance premium.

The obligations of the insurer include:

1. Explain the obligation to inform the contents of the contract, exemption clauses, etc.

2. Obligation to compensate and give insurance money.

3. The obligation to sign the bill in a timely manner.

4. Confidentiality obligations for any information of the insured and related agreements related to insurance clauses.

According to the Insurance Law of the People's Republic of China, an insurer, also known as an "insurer", refers to an insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money. In China, there are two forms: joint-stock **** and wholly state-owned company.

1. What is an insurer?

The insurer is a party to the insurance contract, and it bears the obligation to provide insurance commitments to the other party, that is, to bear the obligation to pay the insurance money, that is, the insurer is the party that pays the insurance money to the insurance beneficiary.

2. The role of the insurer.

The insurer plays an important role in the insurance contract, as it is responsible for the payment of insurance premiums, and is responsible for managing the execution of the insurance contract and providing support for insurance services.

3. Insurer's Liability.

The insurer's responsibility is to pay the insurance money to the insurance beneficiary in accordance with the provisions of the insurance contract and in accordance with the provisions of the insured amount when the insured event occurs. In addition, the insurer is also obliged to supervise the execution of the insurance contract and pursue responsibility for the breach of the insurance contract.

4. Qualifications of the insurer.

The insurer must have certain qualifications in order to be able to assume the obligations under the insurance contract. Generally speaking, the insurer must have the following qualifications: have legal business qualifications, have sufficient financial capacity, have insurance knowledge and experience, have a good credit history, etc.

5. Types of insurers.

Generally speaking, insurers can be divided into two categories: one is corporate insurers and the other is individual insurers. Corporate insurers refer to insurance companies with legal business qualifications, which are responsible for providing insurance services and undertaking the obligation to pay insurance benefits; Individual insurers refer to individuals, who can also assume obligations under the insurance contract, but generally do not have the qualifications and capabilities of corporate insurers.

6. Selection of insurers.

When choosing an insurer, the first thing to consider is the insurer's qualifications and reputation, that is, whether the insurer's qualifications comply with the law, whether it has sufficient financial capacity, whether it has a good credit history, etc. Secondly, it is necessary to consider the service ability of the insurer, that is, whether the insurer's service level can meet the needs of customers, whether it provides comprehensive insurance services, and whether it has professional insurance knowledge and experience.

Insurance is an important financial service, the insurer is the simplified party in the insurance contract, it is responsible for the payment of insurance benefits, and is responsible for managing the execution of the insurance contract, as well as providing support for insurance services. The insurer must have certain qualifications to be able to assume the obligations in the insurance contract, including having legal business qualifications, having sufficient financial capacity, having insurance knowledge and experience, and having a good credit history. When selecting an insurer, the qualifications and credibility of the insurer, as well as the service ability of the insurer, should be considered, so that the right insurer can be selected and better insurance services can be obtained.

The insurer, referred to as the insurer, refers to the insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money.

The insurer, also known as the "insurer", is one of the parties to the insurance contract, and is an insurance company that signs an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money. Therefore, the insurer can only be a legal person, and an individual citizen cannot be an insurer.

Insurers, also known as insurers, refer to organizations and legal persons that engage in insurance business. Once we have signed an insurance contract with the insurer, the insurer assumes the liabilities stipulated in the insurance contract. In addition to the insurer in the insurance contract, there is more than one called the insured, the insured, that is, the person who obtains the insurance protection, after the insurance accident occurs, enjoys the right to claim the insurance money, Hui Xian Zai can also be said to be the person responsible for the insurer, he can be a specific person.

An insurer is actually what we usually call an insurance company, a legal person who can provide us with protection. It has the obligation to explain the contents of the contract, the disclaimer clause, etc.; the obligation to sign the bill in a timely manner; the obligation to indemnify and give insurance benefits; Confidentiality obligations for any information of the insured and related to the terms and conditions of the insurance. When buying insurance, there will be both an insurer and an insured.

The insurer is different from the insurer in that he is the one who has the right to insur.

The insurer refers to the insurer, that is, the insurance company that enters into an insurance contract with the policyholder and bears the responsibility of settling claims or paying insurance money. Generally speaking, the insurer is a legal person, and cannot be an individual citizen as the insurer, and the specific forms of the insurer include insurance shares, mutual insurance companies, insurance cooperatives, professional captive insurance companies, and state-owned insurance companies.

The insurer's rights include the right to inspect and suggest the subject matter of the insurance, and the right to increase the premium or terminate the contract when the policyholder and the insured breach the contract. The obligations of the insurer include the obligation to indemnify and give insurance money, the obligation to sign the policy in a timely manner, and the obligation to keep the information of the insured and the relevant content of the insurance clause confidential.