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Dude, don't try to be cheap, you have to look at the service, the cheap hundreds of dollars, the service will not give you a good job in the future, see if you are blindfolded, I am not saying that the earth car insurance is not good, now is not the era of the rebate point, now is the time to pay attention to service, I guess since you can drive the car, it will not be worse than the price difference of a few hundred yuan, right?
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I have been doing it for so many years, and I still only recommend the three major insurance companies, not that other companies do not pay, when making a claim, the relationship between you and the company is very important, but the general person's claim is still related to the insurance company's claim system and approval authority. The rates of each company are different, but the same type of insurance will not be too bad, don't save dozens of yuan, hundreds of yuan, and finally annoy you half to death, because you don't know the tricks and operation methods of claims.
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If you can't make a claim after the accident, I recommend a few companies to you: Huaan Insurance, PICC, and Ping An.
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It's not much cheaper, you see how much money is missing for each item is the most important, now the car insurance market, large companies and small companies are basically the same premiums, small companies for performance, many salesmen through the reduction of insurance premiums on the surface of the cheap, for people who do not understand insurance is less to pay, but once out of insurance, no one will listen to your reasoning, after all, when you pay the money is your own contract.
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BOC Insurance, Bohai, Volkswagen, Tianping Auto Insurance, Min'an, Meiya, Huaan, Ancheng, Anxin, Agriculture, Tokio Marine, Chang'an Liability. 90% of customers buy ...It's just that after buying it, for example, if it's going to be a car in the future, it's not.
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It must be Ping An Insurance. Dadi Insurance's popularity and service are not as good as Ping An's. The top five insurances are Chinese Life, Chinese Insurance, Ping An of China, China Pacific, and China Taiping.
And the earth is ranked tenth. It is better to buy Chinese Life Insurance or Renbao, because Chinese Baobao is national and subordinate to the Ministry of Finance. The Chinese People's Insurance is subordinate to the local **.
The earth is cheap and the Ping An rate is high, but the land cooperation outlets are less than Ping An, so buy according to your own needs If the technology is average, there are no land cooperation outlets near your home, buy Ping An, on the contrary, the land.
Ping An Auto Insurance and Dadi Auto Insurance have their own advantages, and there is no difference between good and bad**, but Ping An's coverage is much wider and the claim settlement speed is also very fast! Ping An car insurance is better, it is very convenient to check the policy, track the progress of the claim in real time, change the policy information, etc. Vehicle Insurance Claim Service7 24-hour vehicle insurance claim report**, nationwide claim, local claim can be made if the documents are complete.
Among them, Ping An Auto Insurance has the best service attitude among all insurance companies, and it is very professional in claims, and every year it continues to introduce new solutions to facilitate customer claims, with fast timeliness and fair and objective claims, and especially good customer experience; Dadi car insurance online insurance is convenient, and the claim service is good, generally less than 10,000 yuan, complete information, and one hour notice of compensation.
Which is better, Ping An car insurance or Dadi car insurance?
1. Service comparison.
1. Ping An car insurance.
The advantage of Ping An Auto Insurance is that there are many branches across the country, which can be compensated in various places, and after reporting the case, it can be compensated locally after review. And less than 10,000 yuan can be received in 3 days, and its biggest highlight is that the compensation is paid first, and then the car is repaired, which provides convenience for the owner to a certain extent. And the insurance company has a lot of additional benefits, such as VIP users, ** customers, and users who buy car insurance online can enjoy emergency water refill, tire replacement, free electricity connection, emergency fuel delivery and towing services.
2. Land car insurance.
Dadi car insurance is a traffic accident that does not involve injury to people under 10,000 yuan, that is, you can receive compensation on the same day. In addition, the national delivery of insurance policies and the collection of claims information, free national roadside assistance, users can enjoy one-stop service in outlets across the country.
Second, ** comparison.
1. Ping An car insurance.
Taking a 70,000 yuan Dongfeng Citroen as an example, if the insured amount of car damage insurance is 70,000 yuan, the three insurance is 200,000 yuan, the horizontal line is 2,000 yuan, and the other types of insurance are 10,000 yuan each, the channel ** in the business hall is 3,042 yuan, the ** channel purchase is 2,588 yuan, except for the 950 yuan of compulsory traffic insurance.
2. Land car insurance.
As above, it is also a 70,000 yuan Dongfeng Citroen, if the insurance method is the same, Dadi car insurance is 3,190 yuan in the business hall channel, and 2,435 yuan in the channel.
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The Ping An brand is bigger, but buying car insurance depends on the ** and service, the service is basically the same, Dadi is a second-class insurance company, but the claims service is also up to date. Let's look at the discounts, which one has the biggest discount.
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In fact, this depends on which point you focus on, because of earth insurance.
There are still some differences between it and Pacific Insurance, but generally speaking, the two insurances are still very good, if you want to focus on the day of the claim, then choose Dadi Insurance, if you want to focus on better service, that is, Pacific Insurance is still relatively good anyway. If you are confused about the comparison, you can understand it according to the following points.
First, look at the premium income
In fact, the premiums of the two companies are generally speaking, the income disparity is still relatively large, in fact, some people think so, think that an insurance company is good or not, mainly depends on his premium income ratio, in fact, this income ratio is also more important, but also the best standard to measure the quality of an insurance company, from the perspective of an income ratio in 19 years, the premium income of Dadi Insurance is more than 40 billion yuan, ranking 5th, and the premium income of Pacific Insurance is more than 100 billion yuan, It is also the third place in the company's ranking, and this disparity ratio may be slightly better than Pacific Insurance.
Second, the size of the company
To be honest, now Dadi Company has more than 2,100 stores since its establishment in Shanghai in 2003, and has a comprehensive solvency in major provinces and cities across the country, which has reached a ratio of 357%, so it is still a relatively large company, followed by Pacific Insurance Company.
Since its establishment in Shanghai in 1991, it has been established in major provinces, municipalities and autonomous regions across the country. 1,785 branches, the overall solvency reached 293% of the proportion of comprehensive capacity, both are still very good, if according to the size of the company, may be slightly better than the big insurance company.
3. The company's claims service
Judging from the situation of this claim service, in fact, the service rating of Dadi Insurance Company also belongs to the main compensation service of Class A, that is, fast compensation, that is, quick compensation in one minute, as well as national general compensation, unlimited free roadside assistance.
There are also on-site fixed people 0 documents to settle claims, as well as all services such as the following same-day compensation outside, and the service rating of Pacific Insurance Company is AA, that is, claims services, including quick and easy claim information, door-to-door compensation of less than 10,000 yuan for on-site repair, trailer towing within 30 kilometers, etc., all service industries are available.
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Personally, I feel that Pacific Insurance is better, because Pacific Insurance is now also a chain, and the service is also very in place, and it is also relatively reliable.
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Pacific insurance is better, because I have used this insurance, and it feels really good. And there have been no drawbacks.
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I think Pacific Insurance is better, because Pacific Insurance is relatively fast.
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Pacific Insurance. This insurance is relatively well-known, relatively safe, and the insurance direction is also large.
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