PICC car insurance has used glass breaking insurance, can it still be refunded?

As long as the cost you used last time did not exceed the amount of glass crushing insurance you bought, you can still apply to the insurance company, but it is recommended to repair it yourself without much problem, because the premium for the second year is going to fall because there are too many accidents.

No, for specific situations, you can consult the customer service of the insurance company.

Definitely not, but you communicate with customer service to see your character!!

Hello! It depends on what kind of glass it is, glass insurance only provides protection for the loss of windshield and window glass breakage, but does not include excluding headlights and mirror glass, so if the windshield and window glass are broken, you can take insurance. However, you must know that after the reform of commercial auto insurance, the next year's premium of the car owner is related to the number of accidents in the previous year, so if the glass is broken below 700, it is best not to report, because the number of accidents will affect the insurance cost of the second year, which is not cost-effective and unnecessary, but if it is a relatively large scratch, it is still necessary to report insurance.

In vehicle insurance, except for the stronger insurance without deductibles, commercial insurance has deductibles.

For example, the liability waiver of car damage insurance, the main liability is exempted from 15%, but most people keep the deductible, and the full compensation is paid after the accident (except for those who cannot find the culprit such as being hit by parking).

Glass insurance is a type of additional insurance, and general insurance companies do not cover additional insurance without deductible.

So you need to bear part of this problem yourself. How much you are responsible depends on the terms of the insurance policy.

No glass insurance does not compensate for glass, and other insured people can make claims.

Summary. Auto Glass Insurance Compensation Steps:1

If you find that the glass of your car is broken, report it to the insurance company. (1) You need to bring an insurance policy, driving license and driver's license; (2) Go to the claims department of the insurance company to fill in the vehicle insurance registration form. 2.

Fixed Loss Compensation AmountWhen determining the damage to the car glass, take the vehicle insurance registration form and hand it to the claims adjuster to determine the cost of replacing the glass. Once the vehicle damage assessment is completed, a damage assessment form will be given, followed by a damage assessment form. 3.

Replace the windshield (1) Take the damage assessment slip to the repair shop, and then hand over the car and the slip to the repair shop. The repair shop will repair the car according to the items on the damage assessment form, and will give the car bill of lading as a proof of pick-up. (2) After the glass is repaired, you can pick up the car after paying the repair fee with the bill of lading, and ask the repair shop for the repair invoice and repair order.

4.Issuance of accident certificates, submission of documents. 5.

Finally, receive the glass compensation.

Hello, dear. If you buy car damage insurance, you can report to the insurance company and go through the insurance procedures for claims. If there is no glass insurance company, there will be no compensation.

If the car's glass shatters due to a car accident and other parts are also damaged, this is covered by car damage insurance. If the glass is broken alone, it is not within the scope of car damage insurance at this time, but within the scope of Qiaochangxian glass insurance.

Auto Glass Insurance Compensation Steps:1If you find that the glass of your car is broken, report it to the insurance company.

(1) You need to bring an insurance policy, driving license and driver's license; (2) Go to the claims department of the insurance company to fill in the vehicle insurance registration form. 2.Fixed Loss Compensation AmountWhen determining the damage to the car glass, take the vehicle insurance registration form and hand it to the claims adjuster to determine the cost of replacing the glass.

Once the vehicle damage assessment is completed, a damage assessment form will be given, followed by a damage assessment form. 3.Replace the windshield (1) Take the damage assessment order to repair the factory, and then give the car and the bill to the repair shop.

The repair shop will repair the car according to the items on the damage assessment form, and will give the car bill of lading as a proof of pick-up. (2) After the glass is repaired, you can pick up the car after paying the repair fee with the bill of lading, and ask the repair shop for the repair invoice and repair order. 4.

Issuance of accident certificates, submission of documents. 5.Finally, receive the glass compensation.

Glass insurance is a kind of commercial insurance in which the insurance company is responsible for compensating for the loss of broken glass of the insured vehicle during the use of the insured vehicle. Broken glass refers to the situation that only the windshield and window glass (excluding the headlights and mirror glass) of the insured vehicle are damaged.

Glass insurance is separate, and if there is no on-site, the insurance company will treat it as if there was no on-site, but it will not pay in full.

Claim process for broken car glass:

1. When the car glass is broken or broken by fireworks, it is necessary to protect the scene as soon as possible to prevent the glass from being broken and damaged twice, and it is best to use a camera to take pictures of the damaged glass first.

2. Check your car with filial piety insurance policy, whether it is on the "car glass separate damage insurance", if it is, you can find the insurance company to claim. If not, the car glass is damaged, and the insurance company will not pay for it.

3. Drive the car to the Fuyao Auto Glass store for sales and installation, and ask the staff of Fuyao Glass to help you report to the insurance company and claim the damage to replace the auto glass.

It is important to note that you do not report the case to the insurance company alone, otherwise if you report the case with inappropriate information, the insurance company will not compensate 100% in full, or even not pay. Generally, the staff of Fuyao Glass are familiar with the process and skills of reporting to the insurance company when the car glass is broken, and can help you get the insurance company to compensate you in full for the loss of the car glass.

4. When the car glass is broken, you must not report it to the insurance company alone! If you are not familiar with the reporting process and skills, the insurance company will not be able to compensate in full or refuse to pay, remember.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Yes. The insurance company's glass breakage insurance alone covers the glass itself, not the automotive glass film. Therefore, the insurance company is not liable for the loss of the film.

The loss of sunroof glass is a partial loss of the car body and is not covered by this insurance. The Glass Breakage Separate policy stipulates that only the front and rear windshields and window glass are covered.

Yes, this is also a disguised reduction in insurance premiums. Like glass insurance, natural insurance, you don't need to sell them separately. His is included in the car damage insurance.

In other words, all you need is the money for car damage insurance, and all these things are in it. In this way, you can change the windshield to a more cost-effective insurance. And the premium won't go up once you apply for it.

Therefore, it is more cost-effective after the premium reform.

It is included in the car damage insurance and cannot be separated separately.

Integrated, inseparable, must be bought.

If the glass of the co-pilot window of the car is broken, you should decide what insurance should be reported according to the reason:

1. If the vehicle is damaged by a falling object or other reasons that cannot be found by a third party when parking, it can only report glass insurance;

2. If the glass is broken due to a traffic accident while the vehicle is driving, you can report the vehicle damage insurance.

If both types of insurance are complete, directly report to the insurance company, the insured only needs to get the result of repairing the vehicle, if only one of them is purchased, it is recommended to understand clearly before applying for insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"