Borrowing money in rural areas is a common phenomenon, and borrowing money is often not repaid, why?

It is only natural to repay debts. However, in reality, it is not uncommon to owe money and not pay it back. What's even more puzzling is that most people have already seen through this phenomenon, but they still can't avoid repeating the mistakes of the past. Why is this so?

The most common understanding is "in the way of favors", that is, knowing that the other party may default or simply not repay, but still can't erase the affection and lend him money. This is of course a very reasonable explanation, after all, we are in a humane society, relatives and friends are not looking up and looking down, this time he asked you to borrow money and you didn't borrow, then the next time we meet, it will inevitably be very embarrassing. Embarrassment is probably one of the worst feelings in the world.

But in fact, "due to human feelings" is only superficial, there are two deep-seated reasons worth noting, and after figuring it out, you may be able to avoid borrowing money and not paying it back.

The first point is that you take yourself too seriously. Generally speaking, there are only two ways to borrow money: one is because you are poor; The second is because of urgency.

Everyone must have heard the saying "help the emergency does not help the poor", which is naturally the best experience, but now borrowing money is basically not because of poverty, but because of urgency. The most common, such as getting married to buy a house and a car to give a bride price, if a good friend comes to you to borrow tens of thousands, then even if you are a single person, you don't have a car or a house, and your heart is extremely unbalanced, and you know that the other party may not pay it back for a long time, I'm afraid most of them will lend it to him.

That's how you take yourself too seriously. After the process of getting married, it will cost tens of millions of yuan, and your tens of millions of dollars are really not that important to him. After many years, you finally can't help it, and when he asks him to give it back to you, if he says he forgot, he probably really forgot.

In fact, even if you don't borrow, he can get this money, and normal people won't always remember that you didn't lend him money for such a trivial matter, if he remembers, then is there still a need for this kind of friend to have a deep friendship? Besides, if he wants to borrow money, he must borrow a circle, and you must not be the only one who refuses to lend. Therefore, when faced with borrowing money, it is important not to take yourself too seriously.

Since borrowing money can't become a normal phenomenon, why must it be embarrassing to be borrowed?

Ordinary relatives have to look at their feelings, and if they can not borrow, they will not borrow. If you borrow it and can't get it out, it's easy to have conflicts. Refusal is just a momentary embarrassment, and begging for money becomes "grandpa".

There are many such examples in society, when you open your mouth to borrow, the seven aunts and eight aunts call you so that you can't refuse, take you pork today, send you vegetable oil tomorrow, and it is not easy to get out when you enter the house, and explain to them, explain to explain, your family living conditions are there, and they know that they are rich at a glance. If you reject them, you will turn around and scold you for having no conscience, being stingy, being a miser, and being a miser!

In fact, as early as in today's society, there was a sentence that when you borrow money, you are the master, he (she) is the grandson, and his (her) family turns to come to you to ask for money to borrow, and even do everything possible to please you. After the money is borrowed, when you need money to ask him (her) for an account, you are a grandson, and if you offend people, you will become enemies because of money. It is an almost universally accepted fact that this is the case with the current situation of private loans, regardless of the amount of money.

Is there a trustworthy person in this society? There is still something, but the proportion is too small and too small, this is a person's character. Hardships see the truth, everyone has difficulties, and there are times when there are hurdles, but we must know how to be grateful and understand each other.

When you are in trouble, others help you, that is love, human affection, and righteousness. Borrowers should know etiquette, righteousness, honesty and shame, and repay kindness. Instead of going his own way, he turned against each other.

Money, who has been satisfied, who has excess, as the saying goes, people die for money, birds die for food. Who wants to see through the world and treat money as dung.

When relatives come to borrow money, what they can't let go of is face and affection. Some people do have difficulties, and they have no ability to repay, whether they can combine their own strength, consider friendship with others, and give free of charge, not only not to offend relatives, but also to let the family have a sense of kindness and understanding, without hurting family affection. If it is a notorious old man, then refuse directly, and do not hesitate to hurt the peace, because there is no reason to associate with this person, and maintain a long-term friendly relationship.

Because of selfishness, because of low patterns, because of ignorance and ignorance. He never thought that when he was as anxious as a headless fly and had no money to borrow, you were the only one who treated them as brothers and sisters, and lent him money directly. He didn't know that it was a favor that contained love.

Instead, I take it for granted and feel good about myself. After spending it, they say that they don't have any money, and sometimes they won't pay you back first when they earn money, but do what they think is the most important thing.

But you don't have to be too angry, human nature is like this, everyone has a little bit of a cheap factor in their bones. You bullied him a few times, and then you showed him kindness, and he felt that you were as gracious as a mountain!

After I was injured, someone asked me to borrow money again, and did I borrow it or not? Borrow, of course! Why? Do you want to give up your love, demeanor, and pattern and stop your growth because of a few ignorant and ignorant people? That's stupid.

Buddhism says that things can be changed instead of things being transferred. Every time you are easily affected by the outside world, you are declaring your weakness like the universe! And the universe can hear everything, so it only transmits a small amount of energy to you. In turn, you are declaring your strength like the universe!

Then how to borrow, of course, not stupid borrowing, there must be a fixed principle, one is to borrow without affecting their own economy, people, first of all, take care of themselves, love themselves, so that more people love you. Second, type an IOU, clearly write down the amount, time, and borrower information. Many people can't pull down their faces and are embarrassed, so when you ask for money, you can pull down your face, and people don't care about you.

Over the years, although life in the countryside has been getting better and better, most people at least don't have to worry about clothing and food every day. However, it is not possible for everyone to be free of economic difficulties, and the phenomenon of borrowing money still occurs from time to time, but borrowing money in rural areas is very particular, and the old people often chant: "Borrow three not borrow two," what is the meaning of this sentence?

Although the mention of money in these years has suddenly changed the relationship between many people, after all, people in a village still have to take care of each other, who can guarantee that their family will not suffer? However, when borrowing money from others, you must understand the motive of the other party to borrow money from you, there are three situations where you can borrow money, and there are two situations where it is best not to borrow, which is the so-called borrowing three and not borrowing two.

First, let's take a look at the three situations in which you can borrow money.

First, life-saving money has to be borrowed.

If someone in the village is seriously ill and does not have enough money in urgent need of money, please borrow money if you are able to borrow, I believe that the other party will thank you for a lifetime, and your money is likely to save a person's life, how lucky it is to be able to save someone's life.

Second, the money to build a new house.

Building a house is a major life event for farmers, and if the other party decides to build a house, it has been considered for a long time, and there may be temporary financial difficulties and need help. The money borrowed is also used to do serious business, so the farmers who borrowed the money can rest assured.

The third is that there is money that needs urgently in the event of a sudden change.

If someone in the village suddenly has an accident and cannot turn over for a while, as long as the person who borrowed money is not out of money because of doing something unserious, the peasant friends should still work hard to help, which can be regarded as accumulating favor and character.

So these two situations are best not to borrow money, farmers should be extra careful, these money is likely to be difficult to get back after lending, in fact, these two situations are also closely related to the character of the borrower. The first kind of people who can't borrow is lazy and lazy, people who like to gamble, such people are not unable to make money, but they are not motivated to work hard at all, not only that, they also like to drink and gamble, if you have such people around you to borrow money from you, you must find a way to refuse, otherwise your money will become other people's gambling money, and it is difficult to get it back.

The second type is a person who is reckless and impulsive, full of confidence in business, but it is easy to lose money because of lack of experience, and after losing money, he also raises money from the people in the village, threatening that he wants to make a comeback, and he will not treat the people in the village at that time, but in fact, this kind of person is not suitable for business, and the money lent out will still become a loss-making business, and the gains outweigh the losses.

Rural areas pay attention to family and neighborhood relations, so it is relatively easy to borrow money, and most of them can be repaid in time. The reason why you don't repay the money you borrow may be because of the failure of the business, and of course there are second-rate people, of course, you generally won't and dare not lend money to second-rate people.

Because interpersonal relationships in rural areas are relatively simple.

Almost everyone visits the door often, and the parents are very clear.

So, I will borrow money for some things, unlike in the city, even if you live on the same floor, you may not know each other.

Many people who borrow money are not wealthy, so it is normal that sometimes they can't pay it.

Borrowing money is a common phenomenon in rural areas, and it is not uncommon for borrowed money to be repaid. The main reason is that every family has some difficult things, so sometimes the money in the family will not be able to keep up, so it is also a normal phenomenon to borrow money from the neighbors next to them.

The phenomenon of non-repayment of borrowed money is not only in rural areas, but also very common around us.

This is because the person who lends money is often considered to be very rich and not bad, so even if they do not pay it back, it will not affect their lives, while the person who borrows the money thinks that he is a vulnerable group and should not pay it back.

Of course, this is a very undesirable thought, and it is not difficult to borrow and borrow again, because this is not only a transaction between people, but also involves the issue of integrity.

The phenomenon of borrowing money in rural areas is relatively common. If you live in the countryside and need to build a house, or if your son marries a daughter-in-law, you have to borrow money from relatives and friends. Due to a weak sense of the law, there are often no IOUs. In addition, there are limited channels to make money, and it is common for borrowing money not to pay it back or not to repay it.

The first reason is that because he has no money, he wants to spend it, but he has no money himself, and he has no choice, which is more helpless.

The second type of word is the kind of person who is more greedy for small gains, he obviously has, but he just doesn't want to use your money just to covet some small cheap, and why he may be the person he borrowed money from has owed him money before, so he wants to compare his money, he doesn't like it, in the final analysis, these are the reasons.

Borrowing money is a common phenomenon in rural areas, and it is not uncommon for borrowed money to be repaid. This is because the countryside attaches more importance to the relationship between relatives and friends. When a family is in trouble, they naturally want to ask relatives to help.

Borrow money from relatives. But after borrowing money, the ability to repay is not strong. Therefore, there will be a phenomenon of borrowing money and not repaying it.

Borrowing money in rural areas is not a common phenomenon, and now the rural economic development is very good, everyone has a little money in their hands, and if there is something at home, they don't need to borrow money. If you don't repay the borrowed money, it is even more unlikely to happen from time to time, because the relatives in the countryside are very simple, and if they owe money to others, they are always uneasy in their hearts, and they will hurry up to pay back the money.

Borrowing money in rural areas is a very common phenomenon, borrowing money does not happen from time to time, because some people will be greedy for some small gains, thinking that borrowing money will not be forgotten by others, but this kind of people generally do not have any friends and relatives to borrow money, there is no overall situation, only local interests can not be interacted with. The project should be standardized as much as possible and borrow money to leave an IOU for the other party, so that they can suffer economic losses.

This is not a universal phenomenon. Most people will pay back, unless there are some people who can't afford to pay it back, they will also talk to him clearly. Borrowing money and not paying it back is a phenomenon that is rare in rural areas, after all, you have to live in rural areas.

In rural areas, if the borrowed money is not returned, the creditor should keep the specific evidence, such as the loan IOU, the loan contract, the bank's transfer receipt, etc., and if the other party fails to repay the loan after repeated normal demands, the creditor should file a lawsuit with the court within the statute of limitations. Creditors should pay attention to the fact that they must not dispose of the debtor's legal property without authorization, let alone beat or illegally detain the debtor. Article 119 of the Civil Procedure Law stipulates that the following conditions must be met for a lawsuit:

1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons for the collapse; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

Article 6 of the Full Text of the Statute of Limitations for Judicial Dismemberment and Interpretation of the Full Text of the Statute of Limitations for Litigation Where the time limit for performance is not stipulated, the period for performance may be determined in accordance with the provisions of Articles 61 and 62 of the Contract Law, and the limitation period shall be calculated from the date on which the time limit for performance expires; If the time limit for performance cannot be determined, the limitation period shall be calculated from the date on which the creditor requires the debtor to perform its obligations, but if the debtor clearly indicates that it will not perform its obligations when the creditor first claims its rights against it, the limitation period shall be calculated from the date on which the debtor clearly states that it will not perform its obligations.