I owe more than 200,000 online loans, can I crowdfund to repay the money?

Updated on society 2024-04-03
6 answers
  1. Anonymous users2024-02-07

    Yes, crowdfunding is not what you think, I'm in it, they will record your online loans, how much money you owe, all the money you owe to those platforms, and you have to take screenshots. And then come up with a plan, and it's okay, and now there are 3 groups for crowdfunding, about 1,000 people.

    Extended Materials. 1. What should I do if I owe more than 20 online loans of 40,000 or 50,000 yuan and can't afford to pay it back and don't want my family to know.

    1. Confess. I believe that this is the most reluctant method for many friends to choose ashore, for fear of losing face. Know that if you confess to your family, they may be angry and sad, but in the end, they are the only ones who can help you get through it. Who hasn't done something wrong?

    2. Negotiation. When the online loan is not repaid, it is possible to cooperate with the online loan platform.

    If you are negotiating, you should be clear about the principal and interest of your loan before negotiating, and whether you can extend the repayment period with them, and even the interest can be negotiated. And the collector must answer the ** call, and explain that he has the willingness to repay, but there is no money to repay at present, and negotiate the specific repayment time and so on.

    3. Work. Don't think that you owe a lot of online loans and will collapse before you can go to the sky, and you will be in a slump from then on, this is a big mistake. It is precisely because of the money owed that it is even more important to cheer up, work hard, and earn money well.

    You should save what you should save, get rid of your own problem of spending lavishly, how much you can pay off, and one day you will pay off all your debts.

    4. Pay off reasonable arrears.

    With the development of social science and technology, personal credit.

    It has also become closely related to our lives, as long as we still need loans in the future, we must maintain good credit, because banks have requirements for credit information, so remember not to leave some bad records on personal credit, you can understand your current credit situation through Mi Weicha, and find this public platform. You should lower your spending level, try to increase your income, pay off the arrears as soon as possible, or borrow money from relatives and friends to pay off the money on the loan platform first, and then slowly pay off the money of your family and friends.

  2. Anonymous users2024-02-06

    No. Because you have to take responsibility. If you fall into a routine online loan, you must call the police in time!

  3. Anonymous users2024-02-05

    Crowdfunding, in what name do you call it? Is someone else's money blown by the wind? Whatever you spend, the money you owe, of course, is you paying it back yourself, and you still want others to pay it back, do you have a big face? Not disabled.

  4. Anonymous users2024-02-04

    There will be no consequences for the loan money:

    1. If there is really no ability to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;

    2. If the lending institution fails to perform the court judgment within the performance period after winning the lawsuit, it will apply to the court for enforcement;

    3. When the court accepts the compulsory enforcement, it will inquire about the real estate, vehicles, ** and deposits in the name of the lender in accordance with the law;

    4. If the lender has no property in his name that can be enforced and refuses to perform the effective judgment of the court, there will be negative information such as overdue repayment recorded in the individual's credit report and will be restricted from high consumption and entry and exit, and may even be subject to judicial detention.

  5. Anonymous users2024-02-03

    I borrowed 120,000 yuan in addition to the bank's repayment, and I can't afford to repay the rest of the online loans, and I don't pay it back anyway, it's every day**, it's a little annoying, I asked them to urge the people to come over, I just have a life, and they don't come to take it, no way, tell you directly, if you can't pay it back, you won't pay it back, don't die together.

  6. Anonymous users2024-02-02

    Online loans are loan sharks! The more you roll, the more you roll.

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