I have 2005, 2006 Treasury bonds and want to sell them, please

If you need to cash out the 2005 certificate treasury bonds after purchasing them, investors can redeem them in advance at the original purchase outlets at any time. When redeeming in advance, a handling fee of 1 of the principal amount will be charged, and interest will be calculated and paid according to the actual holding time and the corresponding interest rate. From the date of purchase, no interest will be paid on 3-year and 5-year certificate treasury bonds held for less than half a year; Interest will be calculated for half a year and less than 2 years; Interest will be calculated for 2 years and less than 3 years; Interest will be calculated on the basis of holding 5-year certificate treasury bonds for 3 years but less than 4 years, and interest will be calculated for 4 years and less than 5 years.

In the purchase of 2006 treasury bonds, in addition to the handling fee of 1 of the principal amount redeemed in advance, interest will be calculated and paid according to the actual holding time and the corresponding tranche interest rate. Specifically, from the date of purchase, no interest will be paid on 3-year and 5-year certificate treasury bonds held for less than half a year; Interest will be calculated for half a year and less than 2 years; Interest will be calculated for 2 years and less than 3 years; Interest will be calculated on the basis of holding 5-year certificate treasury bonds for 3 years but less than 4 years, and interest will be calculated for 4 years and less than 5 years.

If you need to cash out the 2005 certificate treasury bonds after purchasing them, investors can redeem them in advance at the original purchase outlets at any time. When redeeming in advance, a handling fee of 1 of the principal amount will be charged, and interest will be calculated and paid according to the actual holding time and the corresponding interest rate. From the date of purchase, no interest will be paid on 3-year and 5-year certificate treasury bonds held for less than half a year; Interest will be calculated for half a year and less than 2 years; Interest will be calculated for 2 years and less than 3 years; Interest will be calculated on the basis of holding 5-year certificate treasury bonds for 3 years but less than 4 years, and interest will be calculated for 4 years and less than 5 years.

In the purchase of 2006 treasury bonds, in addition to the handling fee of 1 of the principal amount redeemed in advance, interest will be calculated and paid according to the actual holding time and the corresponding tranche interest rate. Specifically, from the date of purchase, no interest will be paid on 3-year and 5-year certificate treasury bonds held for less than half a year; Interest will be calculated for half a year and less than 2 years; Interest will be calculated for 2 years and less than 3 years; Interest will be calculated on the basis of holding 5-year certificate treasury bonds for 3 years but less than 4 years, and interest will be calculated for 4 years and less than 5 years.

If you need to cash out the 2005 certificate treasury bonds after purchasing them, investors can redeem them in advance at the original purchase outlets at any time. When redeeming in advance, a handling fee of 1 of the principal amount will be charged, and interest will be calculated and paid according to the actual holding time and the corresponding interest rate. From the date of purchase, no interest will be paid on 3-year and 5-year certificate treasury bonds held for less than half a year; Interest will be calculated for half a year and less than 2 years; Interest will be calculated for 2 years and less than 3 years; Interest will be calculated on the basis of holding 5-year certificate treasury bonds for 3 years but less than 4 years, and interest will be calculated for 4 years and less than 5 years.

In the purchase of 2006 treasury bonds, in addition to the handling fee of 1 of the principal amount redeemed in advance, interest will be calculated and paid according to the actual holding time and the corresponding tranche interest rate. Specifically, from the date of purchase, no interest will be paid on 3-year and 5-year certificate treasury bonds held for less than half a year; Interest will be calculated for half a year and less than 2 years; Interest will be calculated for 2 years and less than 3 years; Interest will be calculated on the basis of holding 5-year certificate treasury bonds for 3 years but less than 4 years, and interest will be calculated for 4 years and less than 5 years.

Are you going to sell it, sell it, or are you selling the treasury bonds of the selling bank?

Hope to communicate with you!

The first issue of electronic treasury bonds in 2012 is finally about to be "put on the shelves". The reporter learned from the official website of the Ministry of Finance that the first electronic savings treasury bonds in 2012 will be sold through the counter outlets of major banks on March 10, and the deadline is March 23.

Due to the gradual rise of RRR and interest rate cuts, the yield of bank wealth management products has been improved, and the yield of treasury bonds is still consistent with the end of last year.

According to the announcement of the Ministry of Finance, these two treasury bonds are fixed-interest rate and fixed-term varieties, with a maximum total issuance of 50 billion yuan. The first instalment has a term of 3 years and an annual interest rate; The term of the second phase is 5 years, and the annual interest rate is the same as the interest rate of several savings treasury bonds issued before the end of last year, and the interest rate is higher than that of time deposits of the same maturity and percentage points respectively, and the issuance period of these two treasury bonds is from March 10, 2012 to March 23, 2012, and the interest is paid annually on March 10, 2012. The first and second instalments were repaid on March 10, 2015 and March 10, 2017, respectively, with the final interest paid.

According to the announcement, the issuance objects of these two issues of treasury bonds are individual investors, and the maximum purchase limit of each period of a single account is 5 million yuan.

According to the terms of the issuance, if the current treasury bonds are urgently needed to be realized after purchase, investors can redeem them in advance at the original purchase outlets at any time. When redeeming in advance, a handling fee of 1% of the principal amount will be charged, and the interest will be calculated according to the actual holding time and the corresponding interest rate, calculated from March 10, 2012, holding the two treasury bonds issued by the issuance of less than 6 months in advance and no interest will be paid, and the interest will be calculated and deducted for 180 days according to the issuance interest rate for less than 6 months and less than 24 months, and the interest will be calculated and deducted for 90 days according to the issuance interest rate for 24 months and less than 36 months; The interest calculated at the issue rate will be calculated according to the issue interest rate and deducted for 60 days after the maturity of the second term for 36 months and less than 60 months.

This year is the year of interest rate cuts, so if you want to buy government bonds, hurry up. From April 10 to 23, three-year and five-year certificate treasury bonds were issued, with interest rates respectively, and the principal and interest were repaid in a lump sum at maturity. If you don't cut the interest rate by then, the interest rate should be the same, but the electronic one is paid annually and is automatically credited to your account.

That yield to maturity is a percentage; It means that if the principal is 10,000 yuan, it is 10,000 yuan per year. This income is not as good as depositing in the bank on a regular basis.

If you don't hold it to maturity and sell it halfway; That is, the full price at which the customer sells - the full price when you ** = your income for each treasury bond. Multiply by the number of tickets you bought, and that's your total profit; If you sell it after only holding it for a month, I guess your total profit is a few dollars or a dozen dollars!

Addendum: 1, I'm asking how much I can get?

Answer: I guess your principal of 10,000 yuan holds the total income for 1 month, a few yuan or a dozen yuan!

2. Also, shouldn't your formula be set with an annual percentage rate instead of a yield to maturity? Although it is only held for 1 month. But it's due in a month.

A: The annual interest rate is the proportion of one year's interest to your principal; The rate of return is the percentage of your actual return to the principal amount you invested. APRs and yields are not inherently contradictory; This Treasury bond is not something that you hold to maturity from the date of issuance; It's your halfway point, and it's usually only the rate of return.

Book-entry treasury bonds are held for one day to get one day of interest, not that you can get 12 months of interest for the whole year one month before maturity**; You can only get the last month's interest; That's why the yield will be marked for you.

**Price-to-Maturity Yield*Customer**Price.