Where do you spend your money in your daily life?

1.Consumer household consumption expenditure is mainly used for culture and entertainment, health care, and food and beverage services.

The survey results show that in addition to the consumption of daily necessities, the top three consumer spendings are culture and entertainment, health care and catering services, and the proportion of consumers who choose these three items are respectively9%, this survey also understands the proportion of household online shopping spending, and the survey results show:

Household online shopping expenditure accounts for 10%-30% of the highest proportion, which is; This is followed by online shopping spending accounting for 30%-50%, followed by the proportion. The proportion of online shopping spending exceeding household spending has reached 30%, which shows that online shopping is changing the traditional way of shopping and has become an important channel for consumers to shop and consume.

2.Consumers spend "not cost-effective": buying and renting houses, health care, investment and financial management.

Judging from the evaluation of consumers' satisfaction with household consumption expenditure in the past year, consumers' satisfaction rate with consumption expenditure on luxury goods, cars, beauty and fitness is relatively high, exceeding 65%. The relatively high "dissatisfaction rate" of consumers is buying and renting, health care, and investment and financial management, respectively0% and.

The survey specifically understands the reasons for consumer dissatisfaction, and the results show that in terms of buying and renting houses, consumers have greater opinions on high housing prices, high interest rates, high pressure to repay loans, poor intermediary services, and many traps. In terms of health care, consumers are concerned about high medical expenses, arbitrary charges, low reimbursement coverage, and low medical standards.

There are many opinions such as difficulty, disorder, and poor attitude; In terms of investment and financial management, consumers are interested in low returns, poor security, information asymmetry, and false publicity.

There are many problems reflected.

of consumers consider themselves unlucky after encountering consumer disputes.

According to the survey results, in the past year, 2,617 consumers have encountered consumer disputes, accounting for the proportion. For the types of consumer disputes encountered, consumers mainly reported quality problems, after-sales service and false publicity. The survey also looked at the measures taken by consumers after encountering consumer disputes.

The survey results show that consumers will choose to negotiate with the operator to resolve consumer disputes after encountering them; of consumers choose to go to the consumer association.

Complaints. In addition, there are still consumers who choose to consider themselves unlucky, and consumers' awareness of rights protection needs to be further improved.

There are three main ways to spend your money. The first aspect is housing loans, car loans. The second aspect is that you have to eat and dress in life. The third aspect is social communication. There must be money going on with each other, and that's a point.

Spent on daily life. Things like eating, rent, shopping, etc., are all costing my money.

Most of my money is spent on household expenses, and my family's expenses are really large, and my salary is just enough to sustain.

In daily life, because I am also a college student, the main expenses of money are daily meals, as well as the cost of dinner with classmates and roommates on weekends, and online shopping.

It is generally used to buy daily necessities and children's education, and other expenses are very small.

First, spend money on yourself. Both men and women should be willing to invest in themselves, and this investment is not to spend money indiscriminately, not to buy clothes wantonly, and to buy things that they don't need.

It's about spending money on things that add value to you. There is no downside in this world that has a higher rate of return than investing in yourself.

Finish. Women can make themselves more beautiful, go to the gym, go to yoga.

Read more and cultivate yourself.

Men can invest in their skills, their ability to learn.

Second, spend money on your own friends. But not every friend is worth your money, you have to spend money on friends who can help you and have a non-negligible effect on you. Like your business partner, like your life coach.

They give you thoughts, give you perspectives, give you advice, and even help you show you the way, and at any time when you are at your trough or peak, they can always push you forward and work hard. For this kind of person, he is your nobleman, so you have to be willing to spend money.

Third, spend more money on your own family. Although there are now unmarried people, 95% of people still choose to get married. It's not so simple for us to start a family, get married, and just find someone to live with, but to let the family give us strength.

So you should also spend more money on your lover, on your parents, on your children. Let your parents become healthier, your children receive a better education, and your loved ones can grow with you.

Fourth, the place where people should spend the most money is their health, and without a healthy body, how can they talk about work, study, and contribute to the motherland. Only with a healthy body can you talk about other capitals. Spend your money on taking care of your health.

I usually pay attention to the maintenance of the body, and there is a saying: all parts of the body are very expensive, and there is no spare one. Don't wait until you go to the hospital to spend money.

If you are willing to spend money in these places, in a few years, not only will you not become poor, but you will also become richer and richer, which is a positive cycle process. We must believe that in this world, the harder, more positive, luckier and happier we are.

I think money should be spent wisely, and as for what is appropriate, it is appropriate to spend it where it can make you happy.

Healthy. As the saying goes, "The body is the capital of the revolution." Tuan's slow".

If a person is not healthy, then even if he earns more money, he will not enjoy the joy of spending money. I will be tormented by illness every day, often deal with hospitals, and spend a lot of time and money on my body, which is a result that no one wants to see.

Try to spend it in useful places, that is, buy the necessities of life, and don't buy things that you don't need.

Spend it where it is necessary to not waste it, such as the necessary expenses of life.

I don't think it's a waste to spend money on yourself and get a certain boost.

The first point and the simplest way is to pay wages every month, the first thing is to put one-third or more of the money to 50%, according to personal ability and habits, into a bank card, or a more stable fixed investment purchased by yourself**. In this way, you will control your desire to spend more.

The second point is the distribution of savings funds, which is a regular monthly savings. It can also be an allocation, which can be a state jujube for a savings card. Put a part of the money in it and die.

Choose a few fixed **, more stable ones, and put the rest of the savings into it. In this way, you can also lay eggs through **.

Third, the fixed deposit of ordinary income, in addition to the income of wages, there will also be additional income, so one-third of the additional income will not hesitate to put into the savings fund.

Fourth, regularly checking the savings bill can help develop a good habit of saving, that is, constantly enhance the sense of achievement, you can regularly check how much money you have saved in the current book. When you know that your money is increasing, you will unconsciously spend less in life, and you will continue to think about working harder and saving more money.

Fifth, learn to delay consumption.

People often find that they don't like what they buy on a whim. For example, if you suddenly see a beautiful and expensive dress on the Internet today, so you buy it immediately, but often when the goods are delivered, you will feel that the skirt is not sorry for it at all. This is known as impulse spending.

I'll do some of the following sock sock things:

1.Saving and investing: Many people hope to earn money that can help them save and invest in order to achieve financial freedom in the future or to achieve their life goals.

3.Pay off debt: Some people may want to earn money that can help them pay off their credit cards or other debts to reduce financial stress.

4.Buying luxury goods: Some people may want to use the money they earn to buy luxury goods, such as high-end clothing, handbags, jewelry, etc., to improve their quality of life.

5.Charitable Giving Wide-hole: Some people may wish to use the money they earn to make charitable donations to help people or institutions in need.

6.Pay for everyday expenses: Some people may want to use the money they earn to pay for everyday expenses such as rent, food, utilities, etc.

Whatever you want to use the money you earn, it's important to build a good saving habit and think carefully about how to use it most effectively.

I think I'll have the following hobbies that I can't quit burning

1.Travel: I like to travel to different places and experience different customs and cultures, which may cost me a large part of my income, but it is difficult to give up.

2.Food: I am keen to try all kinds of food, especially some local snacks and famous dishes, although this will cause a certain financial burden, but it is difficult to refuse the pleasure of eating food.

3.Books: I like to buy paper books, especially art or photography books, which are generally expensive but are one of the most enjoyable ways for me to have fun.

4.Photography: I may have a strong interest in photography and will buy some professional photography equipment, which requires a high cost, but it is very fun to document my life and create through photography.

5.Sports: I am passionate about sports such as skiing, diving, etc., which require a regular investment in renting equipment and venues, but bring physical pleasure and enjoyment.

These are hobbies that require higher cost investment and pretend to be a loss to bring emotional enjoyment and happiness, and for many people, although they "burn money" but "can't quit".

Saving money and having fun in a timely manner are two competing needs that people need to choose between the two. In economics, the meaning of saving money is to prepare for future risks and uncertainties, but also to be able to achieve one's long-term goals and plans. If a person is able to start saving at a young age, they may have more money to pursue their dreams in the future, such as traveling, buying a house, or living in retirement.

However, having fun in a timely manner is also an important part of life, which helps individuals to achieve a sense of satisfaction and happiness. In economics, people usually make decisions based on the fact that they evaluate their current pleasure and future potential utility. If one always saves all their money, one may lose the opportunity to enjoy life and be satisfied.

Therefore, saving money and having fun in a timely manner are important and we need to balance the two. A good way to do this is to create a reasonable savings plan and budget that keeps a portion of your income for storage, while also setting aside some disposable funds for yourself to enjoy life. When making decisions, there are trade-offs that need to be made based on the individual's values and long-term goals.

Mine is all spent on daily life.

First of all, it is necessary to divide the hard consumption that is necessary in life. These expenses include mobile phone bills, broadband bills, water and electricity bills, rent, gas bills, transportation costs, property fees, etc., which must be planned in detail, because these things are relatively trivial and difficult to plan.

Of course, in today's society, all kinds of entertainment need to spend money, such as singing with friends and colleagues, eating, buying clothes, getting married, etc. When you go on a date with friends, you also need to dress up, buy some better quality clothes, etc., in addition to paying off your credit card and daily snack consumption. These trivial expenses add up to a lot of money. These expenses should also be included in the hard expenses, so be sure to plan well so as not to fall into the title of stingy or miser and affect your personal image.

The second is to save. It's a good idea to save some money in the bank every month, which can be used as an emergency fund. After a few years, this money will become a lot and become a fund that can help you solve your worries, so that you can develop your hidden career with more confidence, so in addition to receiving your salary every month and excluding hard expenses, you must first choose to save a part.

Finally, there is the investment, which includes investment in personal abilities and careers. If you still have a balance in your monthly expenses, then it is a better choice to invest this money, and this money will become a guarantee for you to achieve personal asset appreciation. When managing money, it is best for you to choose the Lingzao domain that you are familiar with, and after choosing a wealth management product, the best way is to choose long-term holding to achieve asset appreciation under the effect of compound interest.

Of course, it is best to list this asset separately and not participate in the next salary distribution, so that you have a special fund for financial management, avoid the financial chaos caused by the mixing of various expenses, so that you can achieve your financial goals as soon as possible.