Is it necessary to have insurance for motorcycles?

Many insurance companies are reluctant to insure motorcycles. The first thing to say is that although there is no motorcycle license in many counties, motorcycles must also buy compulsory traffic insurance before they can go on the road, and the annual review must also hold compulsory traffic insurance within the validity period. For the compulsory insurance cost of motorcycles, it is divided into three categories according to different displacements:

The annual premium for 1 displacement of 50cc and below is 80 yuan; 2 50cc-250cc (inclusive) annual premium is 120 yuan; 3 More than 250cc and side three wheels need to be insured 400 yuan per year. The amount of compensation is the same as that of the car, when there is liability, the maximum compensation for the property damage of the three parties is 2,000 yuan, the maximum compensation for the medical expenses of the three parties is 10,000 yuan, and the maximum compensation for the death and disability of the three parties is 110,000 yuan. When there is no liability, the maximum compensation for the property loss of the three parties is 100 yuan, the maximum compensation for the medical expenses of the three parties is 1,000 yuan, and the maximum compensation for the death and disability of the three parties is 11,000 yuan.

In fact, it is still necessary. It is still more dangerous to use a motorcycle, and it is also a guarantee for our drivers. Even if you are driving safely, you should be aware of the risks.

I felt the need. In my eyes, the chances of an accident on a motorcycle are much greater than the chance of an accident with a normal car.

Compulsory traffic insurance is a mandatory requirement of the state for motor vehicles on the road, if there is no compulsory traffic insurance, motorcycles can not be driven on the road, and can not be normal annual inspection, if the insurance company does not accept compulsory traffic insurance, it is completely illegal and violated, you can complain to the authorities, the specific ** will be different according to the different regions.

All high-risk vehicles, most insurance companies are unwilling to underwrite, after all, insurance companies need to make money, the risk of big returns and small things are definitely not willing to do, large companies do not underwrite, you can find small insurance companies, they are more short of customers, may underwrite.

Nowadays, motorcycles are also motor vehicles, and you can't go on the road without insurance.

There are relatively few commercial insurance and accident insurance for motorcycles, which has a certain relationship with the risk of motorcycles, but larger cities and insurance companies have targeted programs, such as the city where Lao Kai is located, you can buy up to 50w of three liability insurance, but there is no deductible, you can pay 90%. **It's not high, but it's still very affordable.

I think it's really necessary to go to insurance for the transfer of motorcycle ownership, so that it is also a kind of protection for myself.

It's still necessary, and it's not expensive, so you should buy one.

The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victim (but excluding the vehicle personnel and the insured) caused by a road traffic accident caused by the insured motor vehicle within the liability limit. Compulsory liability insurance is a compulsory insurance system implemented by law. The premium is subject to a national uniform charging standard and is uniformly set by the state.

120 yuan, very good to buy. I also forgot what the insurance company was, I bought it at the traffic police department, where there is all insurance, motorcycles, private cars, and the insurance sellers are very polite.

We have to pay 156 yuan for the compulsory insurance of the car, plus 65 yuan for the use of vehicles and vessels, and I have been buying it for many years. I'm from Anhui.

At present, all major insurance companies have the business of operating motorcycle insurance, and the owner can log in to the official ** of the insurance company and apply for insurance; For motorcycles, online insurance can be purchased through the following two channels:

2. Online insurance supermarket platform;

number, ID card.

numbers, etc.; At the same time, motorcycle insurance can also be directly consulted by calling the customer service of the insurance company**, or through the formal third-party insurance sales platform, or through the customer service** or the counter of the outlet.

It is recommended to bring your ID card, driving license, and driver's license.

and other information to go to the offline outlets of the insurance company to apply for insurance.

A conservative estimate is at least 100 million tons. Because of this, after the krill became a food chain, the knife was cut several times, put it in an iron pot for pure transportation, and boiled in water. Yamava.

Summary. Hello, no, unless the transfer of ownership.

Hello, no, unless the transfer of ownership.

Because even if you have been using the vehicle, as long as the name of the company is on the license of the company, the vehicle is owned by the company, and you do not have an insurance interest in the vehicle. Therefore, if you want to buy insurance in the name of a private person, you need to transfer the public car first. Claims can only be made in the name of the company when purchasing insurance for shared cars.

The public car refers to the name of the company or the enterprise in which the name of the household is driven, which is different from the personal taxi, which is what we often call a private car. In this way, the car does not need to pay the vehicle and vessel tax repeatedly during the vehicle inspection. Compared with private cars, public cars are more affordable.

And most of the public cars are basically maintained and repaired in 4S shops, and there are also sheds with complete repair and maintenance records. Most of the public cars in the second-hand car market are mortgaged due to company bankruptcy and other reasons**, which naturally affects the price of public cars, which is very affordable. Because the public car is a second-hand resale, as long as the ownership is transferred, there will not be a lot of violations left unprocessed like private cars.

Hello, at present, the major insurance companies are engaged in motorcycle insurance business, the owner can log in to the official ** of the insurance company, ** insurance; About the online purchase of motorcycle insurance can be purchased through the following two channels: 1. The online platform of the insurance company, such as the official website, WeChat, and APP; 2. Online insurance supermarket platform; In addition, when applying for insurance, you need to pay attention to filling in various data, such as the remaining number of the car purchase, the vehicle driving license number, the ID card number, etc.; At the same time, motorcycle insurance can also be directly called the customer service of the insurance company for consultation, or it can be insured through the formal third-party insurance sales platform, and it can also be insured through customer service ** or the counter of the outlets. There are car tips:

For car owners who do not know how to go online or in local areas that have not opened online insurance and want to purchase compulsory traffic insurance, or want to buy commercial auto insurance, it is recommended to bring their ID cards, driving licenses, driver's licenses and other information to the offline outlets of insurance companies to apply for insurance.

The specific amount of money paid for motorcycle insurance is related to the displacement of the motorcycle, and the specific classification standards are 50cc and 250cc.

Motorcycles, like automobiles, are also motor vehicles, so insurance can be summarized as compulsory insurance and commercial insurance. Baoshen hand insurance related knowledge: The specific amount of money paid for motorcycle insurance is related to the displacement of the motorcycle, and the specific classification standards are 50cc and 250cc.

The Chinese People's Insurance Motorcycle Cover Car Insurance Clause stipulates that this insurance insurance is composed of insurance clauses, insurance policies, insurance policies, endorsements and special agreements. All agreements relating to this insurance contract shall be in writing.