If you deposit 10,000 yuan in a bank fixed deposit, how much can you withdraw after 10 years with pr

Now our cash will basically be deposited in the bank card, everyone will have a few bank cards in their hands, the salary is also into their own salary card, even the tuition is bank transfer, our monthly deposit will also be put into the bank card, and there is also a certain amount of interest, you can make money, that is not a good means? If you deposit 100 million yuan in the bank, you will have 3 million in interest a year, and you will not have to worry about food and clothing, and the bank will definitely make money, otherwise how can you give us interest? So how much money can banks make from it?

We know that there is interest on depositing money in the bank, but the type of money you save is different, and the interest you get is also high and low, like demand deposits, the interest is relatively small, and the interest on time deposits is relatively high. How could they not go out of business? In fact, banks are also very profitable, but they are a different way to make money, giving interest to everyone is just to attract more people to put their money into the bank, so that they can also have the opportunity to make money.

You must know that banks can not only save money, but also borrow money, and the interest on bank loans is very high, and the money lent out by the bank is the money we deposit, but the interest on the loan is 7%, and the interest on the deposit is only 3%, not even half, the gap is still very high, the bank can earn much higher than we imagined, the minimum is more than 3 million, no wonder the salary of the bank can be so high.

Many of us will borrow, such as buying a car and buying a house, we may not be able to take out so much money at once, but at that time it is very favorable, so we will choose to go to the bank for a loan, and you can also pay in installments, which seems to reduce a lot of pressure, but in fact, the interest is really high, and the mortgage is higher, and you can afford to buy half a house for ten years, doesn't it sound scary?

If you deposit 100 million yuan into the bank, you can get 3 million interest, but the bank can earn more money, nearly 7 million, which is more than twice as much as you, and it is precisely because you can deposit money in the bank that the bank has enough funds to lend out and obtain higher interest, so the annual profit that the bank can earn is very high, almost hundreds of billions of yuan, which is a huge profit, and the bank also has many ways to make money, and can make more money.

In the case of a fixed deposit in the bank, it is transferred once every three years, and the interest rate of 10,000 yuan is not high, but the annual fixed deposit plus the interest transferred is about 3,000 according to the interest rate.

According to the current interest rate, if you save 10,000 yuan for ten years, you can get about 3,000 yuan in interest after ten years, totaling more than 13,000.

Although in the process of 10,000 yuan fixed, the bank's interest rate will definitely fluctuate, but even if it rises greatly, the final interest will only be more than 3,000 yuan.

Summary. Legal analysis: The interest rate tools used by the People's Bank of China mainly include:

1. Adjust the benchmark interest rate of ** banks, including: relending interest rate, which refers to the interest rate adopted by the People's Bank of China to issue reloans to financial institutions; The rediscount rate refers to the interest rate used by financial institutions to rediscount the discounted bills held by them to the People's Bank of China; Reserve interest rate refers to the interest rate paid by the People's Bank of China on the statutory deposit reserve deposited by financial institutions; The interest rate on excess reserves refers to the interest rate paid by banks on the part of the reserves deposited by financial institutions that exceed the level of statutory reserves. 2. Adjust the statutory deposit and loan interest rates of financial institutions.

3. Formulate the floating range of deposit and loan interest rates of financial institutions. 4. Formulate relevant policies to adjust various interest rate structures and grades.

How much can you get if you deposit 8,000 yuan in the bank for 10 years.

Hello, it's my pleasure to answer your <>

According to your question [how much can you get for 8,000 yuan deposited in the bank for 10 years with principal and interest], the following is the result of my analysis for you: calculated according to the benchmark rate of the People's Bank of China + principal 8000 = 8880

Legal analysis: The benchmark interest rate is the guiding interest rate for commercial banks' deposits, loans, discounts and other businesses announced by the People's Bank of China, and the deposit interest rate of each financial institution can be reduced by 10% on the basis of the benchmark interest rate, and the loan interest rate can be reduced by 20% on the basis of the benchmark interest rate. The benchmark interest rate is the interest rate that has a general reference role in the financial market, and other interest rate levels or financial assets** can be determined based on this benchmark interest rate level.

The benchmark interest rate is one of the important prerequisites of interest rate marketization, and under the condition of interest rate marketization, financiers measure financing costs and investors calculate investment returns, which objectively require a generally recognized interest rate level for reference. Therefore, the benchmark interest rate is the core of the formation of the market-oriented interest rate mechanism.

Legal analysis: The interest rate tools used by the People's Bank of China mainly include: 1. Adjust the benchmark interest rate of ** banks, including:

The refinancing interest rate refers to the interest rate adopted by the People's Bank of China to issue reloans to financial institutions; The rediscount rate refers to the interest rate used by financial institutions to rediscount the discounted bills held by them to the People's Bank of China; Reserve interest rate refers to the interest rate paid by the People's Bank of China on the statutory deposit reserve deposited by financial institutions; The interest rate on excess reserves refers to the interest rate paid by banks on the part of the reserves deposited by financial institutions that exceed the level of statutory reserves. 2. Adjust the statutory deposit and loan interest rates of financial institutions. 3. Formulate the floating range of deposit and loan interest rates of financial institutions.

4. Formulate relevant policies to adjust various interest rate structures and grades.

Calculated according to the benchmark rate of the People's Bank of China: year + principal 8000 = 8880

Please read the answer carefully, the first sentence has been sent, what do you mean by sending a question mark?

I don't know where to give a thumbs up.

It's okay, you just close it normally, it's sent automatically by the system.

Summary. Hello, the fixed deposit is 1000 yuan, the deposit interest rate is 3%, the deposit period is 15 years, after the deposit expires, your total income will be 1000 yuan of principal plus about yuan of interest, the total amount of principal plus interest is about yuan.

A fixed deposit of 1,000 yuan for 15 years, when the time comes, how much is the principal plus interest.

You are good and rough, the time deposit is 1000 yuan, the deposit is 3%, the Changmo deposit cycle is 15 years, after the expiration of the deposit, your total income will be 1000 yuan of principal plus about yuan of interest, the total principal plus interest is about yuan.

Dear, to calculate the income of deposit with principal and interest, you need to know the deposit interest rate of the fixed deposit and the crude reference deposit period, you can use the following formula to calculate: income with principal with interest = deposit rock search principal x (1 + deposit interest rate leakage) deposit period, this can calculate the basic amount.

Dear, according to your nonsense description, according to the question given by the socks, the calculation of the principal with interest income is: with principal with interest = 1000 yuan x (1 + yuan, plus your principal on top of this amount, after you do it in 15 years, the total amount of principal and interest you can get at the end of the deposit period is about yuan.)

100,000 yuan is deposited in the bank for a fixed period of 12 years, with a total of 134566 yuan with interest. 100,000 yuan deposit for 12 years is divided into two five years, one for two years to deposit in the bank. The five-year interest rate of the bank is 2.75 percent.

Divide 100,000 by 100 times 2.75 to equal 2,750 yuan. Multiplying by five years equals $13,750. Under the condition that the interest remains unchanged, the principal and interest of 113,750 yuan will be deposited for another five years.

The interest for one year is 3,128 yuan, multiplied by five years, which is equal to 15,640 yuan. The two-year interest rate is two percent. The principal and interest deposit is 129,390 yuan, which is equal to 5,176 yuan.

Therefore, 12 years with principal and interest, a foot of grinding is 134566 yuan.

Summary. Dear, I'm glad to answer for you: deposit 120,000 yuan to the bank every year, uninterrupted deposit for 5 years, and withdraw 720,000 yuan in principal and interest.

This question needs to know the deposit interest rate and calculation method, taking Chinese mainland as an example, the current deposit interest rate is about about, usually using the annual interest rate calculation, assuming that you deposit 120,000 yuan to the bank every year, a total of 5 years, then the principal is 600,000 yuan, according to the annual interest rate, the annual interest is 120,000 * yuan. After the expiration of the five-year term, the principal plus interest totaled 720,000 yuan <>

Deposit 120,000 yuan to the bank every year, uninterrupted deposit for 5 years, how much is the principal and interest at one time?

Dear, I'm glad to answer for you: deposit 120,000 yuan to the bank every year, uninterrupted deposit for 5 years, and withdraw 720,000 yuan in principal and interest. This question needs to know the deposit interest rate and calculation method of Chenshan Road, taking the dry register Chinese mainland as an example, the current deposit interest rate is not about Brother Hong, usually using the annual interest rate calculation, assuming that you deposit 120,000 yuan to the bank every year, a total of 5 years, then the principal is 600,000 yuan, according to the annual interest rate, the annual interest is 120,000 * yuan.

After the expiration of the five-year term, the principal plus interest totaled 720,000 yuan <>

Principal and interest refer to the sum of the principal amount of the deposit and the interest earned. For example, if you save 10,000 yuan and get 150 yuan of interest after a year, then your total principal and interest is 10,000 yuan + 150 yuan = 10,000 yuan. <>

You can directly calculate how much I receive for a performance once in 5 years?

The performance of 5 years is 720,000 yuan.