Who can not pay for the new rural insurance?

Those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers do not need to make contributions.

Those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay premiums and can receive basic pensions on a monthly basis, but their children who meet the conditions for insurance participation shall participate in the insurance and pay premiums; If the payment is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years; If the payment is more than 15 years away from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years.

Rural Cooperative Medical InsuranceYes, you can not pay it. However, if you don't pay, you can't enjoy NCMS.

Treatment. It is advisable to submit a copy.

Compared with last year, the payment standard of NCMS has increased considerably, from 150 yuan last year to 180 yuan per person. For some poor families, this expense may be unaffordable. In this regard, the state stipulates that some special groups of people can be directly exempted from paying NCMS fees and can enjoy NCMS treatment.

Among them, these groups include the five guarantee households.

Subsistence households, rural households with registered cards.

Elderly people aged 70 or over, and poor disabled people in rural areas.

A new type of rural cooperative medical careThere are three main ways to participate in the joint management:

1. Township and village cadres come to the door to collect and collect: farmers hold the "New Rural Cooperative Medical Certificate" and "Hukou Book" to the designated place of the village or group to handle the registration of participation, fill in the "Registration Form for Participation of Participating Personnel", and the handling personnel will review and collect the farmers' individual participation funds, and at the same time issue a receipt for the collection of new rural cooperative medical treatment uniformly printed by the Provincial Department of Finance.

2. Village collective economy.

Payment method: Encourage villages with good village collective economy to implement unified payment of participation funds by the village collective economy. The person in charge of the village shall fill in and summarize the Registration Form for Payment and Participation of Participating Personnel at the Township New Rural Cooperative Medical Service with the New Rural Cooperative Medical Registration Book and Household Registration Book, and the handling personnel shall review and collect the funds of individual farmers, and at the same time issue a receipt for the collection of new rural cooperative medical care uniformly printed by the Provincial Department of Finance.

3. Farmers take the initiative to pay to the township NCMS agency: Farmers take the "New Rural Cooperative Medical Certificate" and "Hukou Book" to the township NCMS agency to handle the registration of participation, fill in the "Registration Form for Participation in the Payment of Participation Personnel", review by the handling personnel, collect the farmers' individual participation funds, and issue a receipt for the collection of the new rural cooperative medical treatment uniformly printed by the Provincial Department of Finance.

It is necessary. At present, the annual payment of 100 1500 yuan for the new rural endowment insurance is free to choose, which is not much. For personal reasons, it is advisable to participate.

In the future, the company will work to participate in the urban and pension insurance, although the current merger of the two has not yet been seen, but this is an inevitable trend.

Legal basis: Social Insurance Law of the People's Republic of China.

Article 20 The State shall establish and improve a new type of rural social endowment insurance.

System. The new rural social endowment insurance implements a combination of individual contributions, collective subsidies and subsidies.

It is very necessary, and this is also a guarantee for one's old age, after all, when you are old, you can't do the work in the countryside. When you have a retirement salary, you will be better able to secure your life.

1. The new rural insurance is a new type of rural endowment insurance, which does not affect the purchase of social insurance.

Social security includes basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance.

A total of five insurances. As long as the same obligation to participate in the insurance contribution is fulfilled, the same pension insurance rights and interests are enjoyed. Migrant workers who have reached the age of receiving pension insurance benefits shall be calculated and paid in accordance with the principle of equal treatment with urban insured workers

Those who have paid contributions for more than 15 years will receive a basic pension on a monthly basis.

Including basic pension and personal account pension; Those who have paid contributions for less than 15 years and have participated in the new rural social endowment insurance (hereinafter referred to as the "new rural insurance") shall be transferred by the social security institution to the new rural insurance system in their hometown, and enjoy the new rural insurance treatment according to the regulations; Those who have not participated in the new rural insurance shall be paid a one-time pension in their personal accounts according to the same kind of urban personnel.

2. The basic pension insurance (social security) treatment for urban employees is implemented in accordance with the relevant provisions of the pension insurance policy, and the treatment standard is relatively high; The level of new rural pension insurance treatment is low, and the pension treatment is composed of two parts: basic pension and personal account pension. At present, the basic pension standard is 55 yuan per person per month. For personal account pensions, the monthly calculation and payment standard is the total amount of savings in the personal account divided by 139.

Legal analysis: It is okay to pay the NCMS after two years. NCMS itself is in the nature of voluntary contributions.

If you don't pay this year, then you can't enjoy the treatment this year, and if you continue to pay next year after the severance of diplomatic relations, there is a one-month waiting period, and you can enjoy the hospitalization reimbursement treatment again after February next year. Legal basisArticle 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Social security and agricultural insurance cannot be transferred. Social security can be converted into agricultural insurance, agricultural insurance is not allowed to be converted into social security, nor can it be converted into social security, the two types of insurance payment amount is different, the payment method is different. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

Agricultural insurance refers to the organization and management by the administrative department, and the rural economic organizations, collective institutions and workers in various industries jointly bear the obligation to pay pension insurance premiums. The social insurance scheme is organized by **.

Article 21 of the Social Insurance Law of the People's Republic of China The new rural social endowment insurance benefits are composed of basic pensions and personal account pensions. Rural residents who participate in the new rural social endowment insurance and meet the conditions stipulated by the state shall receive the benefits of the new rural social endowment insurance on a monthly basis. Article 22 of the Social Insurance Law of the People's Republic of China The State shall establish and improve the social endowment insurance system for urban residents.

The people of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents and the new rural social endowment insurance.

Rural hukou can buy social security under the following circumstances: 1. Rural hukou personnel who have applied for a business license can purchase it as self-employed or employees of private enterprises; 2. Rural hukou personnel who work in an enterprise unit shall be handled in a unified manner as an employee of the enterprise unit; 3. Landless rural hukou persons whose land has been expropriated; 4. Other rural households as stipulated in special policies quietly pretend to be personnel.

Article 16 of the Social Insurance Law of the People's Republic of China provides that individuals who participate in the basic old-age insurance shall receive a basic pension on a monthly basis if they have paid contributions for 15 years when they reach the statutory retirement age. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new type of rural social welfare pension insurance or urban residents' social pension insurance, and enjoy the corresponding pension insurance treatment in accordance with the regulations. Article 58 of the Social Insurance Law of the People's Republic of China stipulates that an employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees.

If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

Legal analysis: There is a conflict between the new rural pension insurance and social security. The new rural pension insurance is an important part of the social endowment insurance, and they are mutually exclusive, and they cannot participate in the urban workers' endowment insurance or urban residence insurance if they participate in the new rural insurance.

But they can be transferred to each other, that is, they cannot participate at the same time, but they can be transferred from the urban workers' pension insurance to the new rural insurance, and the payment period is calculated together.

Legal basis: Social Insurance Law of the People's Republic of China Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' rights to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.