How to take insurance for driving without a license, can you take insurance without a driver s licen

Driving without a license cannot take insurance, and the insurance company refuses to pay for driving without a license.

Driving without a license is within the scope of the "liability exemption" clause in the compulsory motor vehicle traffic liability insurance contract and commercial insurance. Therefore, if you drive without a license, the insurance company will not pay for it.

Driving without a license is illegal and will cause injury to others, and the insurance company will not give you insurance.

Driving without a license is illegal driving, and the insurance company has the right to refuse to pay.

It is illegal to drive without a license. Not covered by insurance.

Driving without a license must not be without insurance, and if you are found, you will be fined, and if you have a serious traffic accident, you will be detained.

If you are driving without a license and have an accident, it is not possible to take insurance, unless you have an unusual relationship with the insurance company's salesman.

Driving without a license is a violation of traffic laws, and you can't go through insurance....

How can driving without a license take insurance, think too much! At least the most common sense is required.

Driving without a license can now sentence you and take insurance, are you thinking too much and don't even understand basic common sense?

1. Can I take insurance without a driver's license?

1. You can't go insurance without a driver's license. The insurance company will not pay the following benefits:

1) The driver has not obtained the driving qualification certificate;

2) the driver is drunk;

3) The insured motor vehicle has an accident during the theft and robbery;

4) Traffic accidents intentionally caused by the insured;

5) Traffic accidents intentionally caused by the victim;

6) All property of the insured and property damage of the insured motor vehicle;

7) The insured motor vehicle is involved in a traffic accident, resulting in the victim's suspension of business, power outage, stoppage, gas outage, suspension of production, interruption of communication or network, loss of data, and voltage change;

8) Loss caused by the value after repair, etc.

2. Legal basis: Article 23 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

Compulsory liability insurance for motor vehicle traffic accidents implements a uniform liability limit nationwide. Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents.

The liability limit of compulsory insurance for motor vehicle traffic accident liability shall be prescribed by the insurance supervision and administration agency in conjunction with the public security department, the health department and the agriculture department.

2. What does car insurance cover?

1. Car damage insurance. After the car is damaged, the insurance company can repair the car, insure the new car at the purchase price, and determine the insurance amount according to the brand model by the unified vehicle purchase platform;

2. Third-party insurance. If the accident occurs in the process of using the vehicle by the insured or the driver, and the third party suffers personal damage or property, the insured shall bear the economic responsibility and the insurance company shall compensate for it;

3. Separate glass breakage insurance is for the insured vehicle windshield and window glass, excluding headlights and mirror glass, to insure. During the insurance period, if the windshield or window glass is broken alone during the use of the insured vehicle, the insurer will be responsible for compensation according to the actual loss.

1. Can I apply for insurance if I drive without a license?

1. Driving without a license can apply for insurance, but the insurance company can seek compensation from the infringer after the insurance company pays in advance. The circumstances in which the insurance company can recover compensation include the driver's failure to obtain driving qualifications or intoxication, the accident caused by the theft and robbery of the insured motor vehicle, and the intentional cause of road traffic accidents by the insured.

2. Legal basis: Article 99 of the Traffic Safety Law of the People's Republic of China.

Any of the following acts shall be fined not less than 200 yuan but not more than 2,000 yuan by the traffic management department of the public security organ:

1) Driving a motor vehicle without obtaining a motor vehicle driver's license, having a motor vehicle driver's license revoked, or during the period when the motor vehicle driver's license has been suspended;

2) Giving a motor vehicle to a person who has not obtained a motor vehicle driver's license or whose motor vehicle driver's license has been revoked or temporarily detained;

3) Fleeing after causing a traffic accident that does not constitute a crime;

4) The motor vehicle is driving more than 50% of the speed limit;

5) Forcing a motor vehicle driver to drive a motor vehicle in violation of road traffic safety laws, regulations, or requirements for safe driving of motor vehicles, causing a traffic accident, which does not constitute a crime;

6) Forcibly passing in violation of traffic control regulations and not listening to dissuasion;

7) Intentionally destroying, moving, or altering transportation facilities, causing harmful consequences, but it does not constitute a crime;

8) Illegally intercepting or detaining motor vehicles, and refusing to heed dissuasion, causing serious traffic obstruction or relatively large property losses.

Where the perpetrator has any of the circumstances in items (2) or (4) of the preceding paragraph, the motor vehicle driver's license may be revoked concurrently; In any of the circumstances in items 1, 3, 5 through 8, they may be detained concurrently for up to 15 days.

Second, the penalty standard for driving without a license is what to hide.

1. Those who drive a motor vehicle without obtaining a motor vehicle driver's license, have their motor vehicle driver's license revoked, or have their motor vehicle driver's license suspended are to be fined between 200 and 2,000 RMB, and may be detained for up to 15 days;

2. For those who do not carry a motor vehicle driver's license, regardless of whether the driver violates the law during the driving process, they are not allowed to continue to drive the vehicle. The traffic management department of the public security organ shall detain the motor vehicle and notify the driver to provide a driver's license.

If driving without a license does not need to take insurance, because if driving without a license causes property loss or personal injury to the victim, the insurance company generally does not bear the liability for compensation, and the driver of the motor vehicle at fault generally bears the liability for damages, including personal injury compensation and property loss compensation.

Can you be convicted of driving without a license and getting involved in a traffic accident.

When the perpetrator is driving without a license, a traffic accident occurs, and if it causes serious injury or death to a person or causes major damage to public or private property, and bears all or primary responsibility for the accident, he will be convicted, usually for the crime of causing a traffic accident, and sentenced to up to three years imprisonment or short-term detention; Where a person escapes after causing a traffic accident or has other especially heinous circumstances, a sentence of between three and seven years imprisonment is to be given.

Legal basis: Article 22 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

In any of the following circumstances, the insurance company shall pay the rescue expenses within the limits of the compulsory insurance liability for motor vehicle traffic accident liability, and shall have the right to recover compensation from the victim:

1) The driver has not obtained driving qualifications or is intoxicated;

2) The accident is caused during the theft and robbery of the insured motor vehicle;

3) The insured deliberately causes an accident involving the dismantling of the road.

In any of the circumstances listed in the preceding paragraph, if an accident occurs in which the road is handed over to the Yunaitong, the insurance company shall not be liable for compensation for the property loss of the victim.

1. How to take insurance for driving without a license.

1. If you drive without a license, you don't need to take insurance, because if driving without a license causes property loss or personal injury to the victim, the insurance company generally does not bear the liability for compensation, and the driver of the motor vehicle who is at fault bears the liability for damages, including compensation for personal injury and property loss.

2. The law is based on Article 22 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

In the case of one of the circumstances of getting off the car rental, the insurance company shall pay the rescue expenses in advance within the limit of the compulsory insurance liability of motor vehicle traffic accident liability, and shall have the right to recover from the victim

1) The driver has not obtained driving qualifications or is intoxicated;

2) The accident is caused during the theft and robbery of the insured motor vehicle;

3) The insured intentionally causes a road traffic accident.

In any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, the insurance company shall not be liable for compensation for the property damage caused to the victim.

2. Can you be convicted of driving without a license in a traffic accident?

When the perpetrator is driving without a license, and a traffic accident occurs, if it causes serious injury or death to a person or causes major losses to public or private property, and bears full or primary responsibility for the accident, he will be convicted of the offense of causing a traffic accident and sentenced to up to three years imprisonment or short-term detention; Where a person escapes after causing a traffic accident or has other especially heinous circumstances, a sentence of between three and seven years imprisonment is to be given.