How do you tactfully collect debts from friends who owe money?

Advertise in the company that you are going to live in a new house, and you will definitely be able to spread it to your colleague's ears and give him a mental preparation, which is called vaccination. Then wait a few days and then jokingly tell him that he has no money, I hope he will pay back the money, it should not be so embarrassing, he has already been mentally prepared, not people with too bad character are ready.

Chat with him, cry to him about poverty, and by the way, talk about the decoration of the home. Ask him if he has any friends who sell decorative materials and hardware and appliances, and ask him to help you get credit. If you are not a particularly thick-skinned person, you should be able to pay back the money you owe.

You can ask your colleagues out, have a meal together, chat, and insert your intentions and ideas about decorating the house recently. If there is a commitment, or if you ask how much you need, you should roughly say the numbers and don't rush too much.

Going out with him without saying a word? put his arm on his shoulder, pointed to the clouds in the sky and said, "Look at this cloud, it doesn't look like the xx yuan I borrowed from you before?" ”

will be mentioned in front of him intentionally or unintentionally, for example, "I bought a coat today, **how much yuan", and that ** happened to be the money he owed me, I believe this can evoke his memory, and it is logical to collect debts.

If the relationship is very good, knowing that his financial situation is still passable, try to ask, see if your friend can remember, and then talk about the recent lack of money, what to do, can you pay it back, if his financial situation is average, and he doesn't remember, if you cherish this friend very much, then you should forget it, because this is likely that you will not be friends in the future.

Send him a song Eason Chan's "Your Backpack", focusing on the lyrics of "Why don't you return what you borrowed", sing it to him affectionately and loudly, remember to stare at his eyes until he is embarrassed.

Take a child's smallest size hat and gloves, put them on him, and ask him, "Are your hands and head a little tight?" "That's right, I'm like this now, what do you think?

Borrowing money from a friend and getting it back can be a bit awkward, but if you need it, you need to take some tactful way to get it back. Here are some suggestions:

1.Direct communication: The best way to do this is to communicate directly with a friend explaining that you need the money and asking them if they have the time and ability to repay it.

You can express your needs in a friendly and understanding way, such as "I know you may be busy, but I need this money, when can you repay it?" ”

2.Provide repayment methods: If your friend is temporarily unable to repay, you can offer some repayment methods, such as repayment in installments, providing collateral, and so on. This can help your friends repay their loans more easily and reduce their burden.

3.Give time slots: If your friend can't afford to repay the loan for a while, you can give them some time to raise money and don't rush too much. You can express your needs in an understanding and caring way, and trust your friend to repay the loan as soon as possible.

4.Pay attention to your wording: When you ask for repayment, be careful with your wording and don't be too tough or aggressive.

You can express your needs in a tactful way, such as "I know you're busy, but I need this money, do you remember that?" Or, "I'm grateful that you can help me, but I need this money very much, do you have time to pay it back?" ”

Most importantly, be friendly and understanding, and trust that your friend will repay the loan as soon as possible.

If your friend can't repay the loan, you need to consider whether you're willing to give up the money and whether you'll borrow money from them again in the future.

Here are some suggestions when you need to tactfully get back the money your friend owes you:

Choose the right time: Look for a suitable time to discuss this with a friend and make sure he doesn't get upset or stressed out about other things.

Use a gentle tone: Use a tactful, friendly tone in conversation and avoid overly direct or aggressive expressions. You can pat Kai and say, "Hey, I wish we could talk about the money that I lent you before, and I hope to be able to pay it back." ”

Highlight the other person's difficulties: Try to understand the other person's situation, and the person may be in financial difficulties or have other reasons that cause delay in repayment. You can say, "I know everyone is financially stressed, but this money is also important to me, and I hope you can understand." ”

Offer a repayment plan: If the other person is currently unable to pay it off all at once, you can suggest making a repayment plan in installments. This relieves stress on the other party and allows both parties to have a clear repayment schedule.

Be friendly and rational: Try to avoid emotional communication and stay calm and sane. Emphasize your friendship and willingness to solve problems together.

Seek help from a third party: If the negotiation becomes difficult, you may consider seeking the help of a third party, such as a mutual friend or family member, to balance the interests of both parties.

Keep in mind that discussing money issues with friends can be awkward, but communicating in a tactful, rational, and friendly way can help maintain friendships and find a solution.

Regardless of whether the debtor is a friend or someone else, there are several ways for a creditor to collect the debt:

1. The parties may directly claim the creditor's rights against the debtor and require the parties to repay the arrears.

2. You can convey your intention to ask the other party to repay through the family members or relatives and friends of the debtor, so that the other party can take the initiative to repay.

3. If the above methods are invalid, the parties should file a lawsuit with the court in time to require the other party to repay the debt, so as to prevent the adverse impact on the realization of the creditor's rights due to the expiration of the statute of limitations or the change of the other party's economic situation.