Is there any follow up coverage for going to a doctor s treatment abroad?

Yes, there are institutions like Xiangkang International, when the patient receives ** abroad, when the patient receives ** abroad, it is also possible to return to China for follow-up**, or consult other institutions**.

Going abroad for medical treatment has become a choice for more and more people, especially those with severe illness. Cancer and tumor diseases are more complex, and patients are more likely to have problems such as insignificant results or unclear diagnostic results, and when it is difficult to get better in China, going abroad to see a doctor has become the hope of such patients. In addition to the main purpose of caring about the best effect, we should also be more careful in the process of seeing a doctor, especially on the issue of cost.

When you see a doctor abroad, you will find that the medical environment at home and abroad is very different, so it is necessary to make good preparations in order to ensure the quality of your trip to a foreign country. As a professional organization that helps patients go abroad for medical treatment, Massachusetts Clinic reminds us to be extra careful in the following five aspects: 1. Visa processing A visa is required to enter a foreign country, and a medical visa is required to go abroad for medical treatment.

Usually during the interview, the first question the visa officer asks is: "What are you doing in country X?" "For all patients who want to go abroad for medical treatment, it is advisable to tell the visa officer truthfully:

I want to go abroad for medical treatment. It is also important to ensure that the visa officer is sure that he will not be stranded in the destination country after the end of the ** and that he can afford to pay the ** fee. Try not to book air tickets before receiving the appointment letter and passport (including visa) from a foreign doctor, because the process of accepting and mailing passports by the embassy may cause patients to delay in receiving their passports, resulting in ticket changes or cancellations.

2. Be careful about cost-related things After getting a doctor's appointment, the estimated cost given by the hospital is only the cost of the preliminary examination, and the actual cost may be much higher than the estimated cost, so be financially prepared. In addition, in the U.S.**, hospitalization is generally not required, and the cost of hospitalization or emergency room can be as high as $10,000 per day, or even more. In addition, the advance payment is directly paid to the hospital's account, and the intermediary service agency will not collect it on behalf of the agency.

Therefore, Massachusetts Clinic reminds that if an intermediary proposes to collect advance payment on behalf of others, then it is necessary to be vigilant, which is likely to be a "**" set up by a black intermediary. In order to facilitate payment to the hospital and subsequent hospital refunds, it is recommended that patients use an international dual-currency credit card such as Visa or Master, which is valid for at least half a year. 3. Appointment system of foreign hospitals If the destination of a foreign hospital is the United States, you should be careful, American hospitals have a strict appointment system, so try to solve all questions when meeting the doctor.

Before each doctor's appointment, try to write down the questions you need to solve on a piece of paper so that you can ask questions. When the medical records are sent to the U.S. hospital for an appointment, the patient will receive a letter from the U.S. hospital within a week**, and the staff of the hospital's international department will learn more about the patient's condition and current physical condition. Due to the time difference between China and the United States, ** is generally at night, and patients who are accustomed to going to bed early should remember not to miss it.

1. If it is not registered, it is a critical illness insurance group, and it can be claimed worldwide;

2. If it is a consumer-based hospitalization insurance, the insured will generally be required to go abroad for no more than 90 days each time, and if it exceeds 90 days, the contract will become invalid;

3. If you plan to live in a foreign country for a long time, you need to purchase hospitalization medical insurance locally.

The policyholder or the insured should inform the insurance company before going abroad, and the change of occupation of the insured shall be reviewed by the underwriting department of the insurance company to decide whether to increase the fee or sign a special agreement.

1) For insurance excluding medical liability, the insurance contract that has taken effect is still valid during the period when the insured goes abroad, unless otherwise agreed, and the policyholder shall pay the renewal insurance premium on time. Before going abroad, the customer should inform the insurance company, and the insurance company will issue an "Endorsement", which clearly reminds the customer that when the insured has an insured accident while abroad, it is necessary to provide the claim information recognized by the insurance company, that is, if the insured dies abroad, the valid written death certificate confirmed by the consulate or local ** agency of the country where the insured is located should be presented, and the corresponding Chinese translation should be attached.

2) If the hospital is clearly specified in the contract, the insurance company shall not be liable for the insured for the medical accidents that occur during the insured's stay abroad. If the hospital is not clearly specified in the contract, it shall be handled in accordance with the provisions of the insurance clause.

Critical illness insurance is a compensation upon diagnosis, which is not affected by domestic and foreign countries, as long as it is diagnosed by qualified specialized hospitals and specialist doctors. (Liu Wenjun, Chinese Shou).

The key to whether you can get a claim before seeking medical treatment overseas is whether you are diagnosed in China, and it has little to do with where the policyholder seeks medical treatment, mainly depending on whether the policyholder meets the conditions for claims. Because the judgment of critical illness claims is based on the diagnosis of the disease, the claims required for overseas medical treatment and domestic medical treatment are more likely to provide the relevant confirmation of the embassy.

Health insurance in the United States is divided into private insurance and public health insurance. Taking China's medical insurance system as an analogy, private insurance is similar to the medical insurance purchased by Chinese citizens in insurance companies, in which individuals sign insurance contracts with insurance companies. Public medical insurance is mainly for the elderly, the disabled, low-income people and other special groups living in the United States, and these insurances are generally supported by the state and **.

With health insurance, most or all of the costs of medical treatment are naturally covered by the insurance company. For those who are seriously or chronically ill, having insurance is equivalent to having a safe haven for their family's finances.

The private health insurance system in the United States is very developed, and the types of products offered by health insurance companies are diverse and varied, and more than eighty percent of Americans have purchased a variety of private health insurance products. Unlike in China, employers are not required to pay for health insurance for their employees, so in the United States, private health insurance is often used as a non-wage benefit, with employer-provided insurance paid by employers, and some people purchase private health insurance on their own. This type of private insurance is the responsibility of the insurance company to review the bills and pay them, so only individuals who have paid their premiums to the insurance company on time are eligible for the benefits.

Private insurance companies generally do not accept coverage for individuals who have been diagnosed with a serious illness. As the ultimate body of the pocket, if the insurance company finds that someone has concealed the true information from them to buy insurance, of course, it will immediately report to the police and stop paying the individual's medical expenses, and the individual will not only have to bear a huge amount of compensation to the insurance company, but will also be sentenced to imprisonment for fraud.

Public health insurance is only available to U.S. residents, which means that the applicant should be a U.S. citizen, a green card holder, or a foreign national who has worked in the U.S. for a certain period of time and has paid relevant taxes for a specified number of years. Foreign nationals with B1 or B2 visas are not eligible to apply for these public health insurances.