What s going on with Anyihua not supporting cash withdrawals

Anyihua will check the applicant's personal credit when withdrawing.

As a basis, if there is a bad record in the personal credit report, high debt, and relatively large loan risk, it will prompt that the comprehensive assessment is not passed, indicating that it does not meet the loan terms of Anyihua for the time being, so Anyihua cannot withdraw if it has a quota.

Extended Materials. Anyihua is a consumer finance stock ****.

Launched a revolving line financial services application.

On June 3, 2020, the Internet Finance Association of China released the "Announcement of the List of Real-name Filing of Mobile Financial Client Application Software (First Batch)", and the core product of consumer finance "Anyihua" was successfully selected.

Anyihua is a small loan platform provided by consumer finance for users, this platform has a formal license, and if you want to borrow money on Anyihua, the user's sesame credit score.

It must be above 620, and the borrowing amount of Anyihua is between 1,000 yuan and 50,000 yuan, and the borrowing amount is different for each person when they open it.

Credit line in Anyi flowers.

Users can borrow and repay at any time, and the amount will be restored in real time after repayment, and users can borrow again after recovery. If the Sesame Credit score is lower than 620 points at the time of borrowing, the user has no way to borrow. When applying for a loan at Anyihua, the borrowed funds will only go to the borrower's designated debit card.

Middle. The minimum daily interest rate for the loan is the maximum annual interest rate.

No more than 36% of the central bank's benchmark interest rate. The interest rate of Anyihua is in line with national regulations. Users can apply for a loan on Anyihua and receive it in 1 minute at the earliest.

Is it easy to spend on the credit?

Anyihua is on the credit. Anyihua will not only be credited, but also every time a user applies for Anyihua, a corresponding credit record will be generated. In the event of overdue repayment, you will be given a credit report.

Leave a stain. If the user applies for Anyihua more frequently and the credit information is queried many times, then when the user makes other loans in the future, the other party may think that the user's credit information is frequently queried, which indicates that the user has applied for multiple loans, so it may think that the user is short of money, and thus question the user's ability to repay.

Users must repay the loan in time after taking out a loan through Anyihua, otherwise the platform will use SMS and ** to collect, if the user owes more, then Anyihua may sue the user.

When Anyihua withdraws cash, if the withdrawal fails, you will receive a prompt "Cash withdrawal is not supported temporarily", this is because after the comprehensive evaluation of Anyihua, the user currently does not meet the withdrawal conditions of Anyihua. Although cash withdrawal is restricted, it does not affect the user's repayment function, and the Anyi flower borrowed before can still be repaid normally. Users are requested to maintain good repayment behavior and improve their overall credit score.

Because Anyihua is a formal consumer finance loan, it will report the bad records of the debtor to the central bank for credit. Therefore, those who do not repay the loan in Anyi will inevitably have a stain on their credit information, and then become an Internet black. As a credit black, it will be rejected by all formal financial institutions.

Extended Information: Quota Raising Tips:

1. Swipe your card to spend as much as possible. Generally speaking, the total amount of consumption within half a year should be at least 30% of the limit, which can prove that the cardholder uses the credit card more frequently and has high loyalty to the bank. The credit card center of the bank will adjust the limit adjustment according to your credit card utilization rate and repayment history.

2. Repay the loan on time and in full to eliminate late fees. Once you have made a purchase with a credit card, make sure to make full and timely payments by the monthly payment date. If you are overdue, you will not only pay a high late fee, but also create a bad credit history, which will affect the future application for a credit card.

If you can't repay the loan in time, you must call the bank customer service in advance** to explain the reason to the manual customer service to apply for a few days grace time, at present, most banks can grace 3 days, including Guangfa Bank and China Construction Bank can grace 5 days.

3. Take the initiative to apply for a quota increase after half a year. Under normal circumstances, after using the credit card for half a year, the cardholder can take the initiative to apply for a temporary increase in the credit card limit or credit limit. At present, there are many ways to apply for a quota increase, online, **, SMS and WeChat can apply for a quota increase, depending on the way the bank provides services.

4. The threat of canceling the card sometimes works. Use customer service and tell the customer service agent that you want to cancel the card. Relevant personnel may be retained by increasing the quota.

It may be a problem of passing the review, clicking on the withdrawal, unlimited return, and quota recovery.

Solution: 1. Change the card, change the entrance, change the time point to mention, it is best to withdraw on the hour, there are all kinds of time points to withdraw, there are 9-11 o'clock, every time period.

At 1 o'clock in the afternoon, there are also successful withdrawals at 12 o'clock in the morning, and there are also successful withdrawals, it is recommended to try three times a day, with an interval of a few hours, or change a bank card, and it is recommended to bind the card of ICBC to bind the card, and the payment rate is relatively high.

2. If the withdrawal of the exchange point of time still fails, this is a problem with the loan center system (remember that you can only withdraw 3000 per day, if the withdrawal exceeds 3000, it will affect your later withdrawal).

4. The quota has been deducted, and Anyihua has been billed, but the money has not yet arrived.

Solution: As long as you spend the bill comfortably, there is no record in your card. Generally speaking, it is the maintenance of the banking system. It's okay to be patient This is the slow speed of bank lending.

5. When there is a limit and then a bank card is bound, the prompt card does not match the identity document.

Frequently Asked Questions about Ease Flowers:

1. How to increase the borrowing limit: The borrowing limit will increase with the accumulation of your credit history, and repaying the loan on time will help to increase the limit.

2. How to calculate the withdrawal fee: withdrawal fee = single loan amount * 1%, up to 30 yuan.

3. How long does it take to arrive after the loan application: After the loan application is successfully submitted, the funds are expected to arrive within 5 minutes. Please refer to the bank arrival notice of the receiving card for the specific arrival time.

4. How to calculate the interest on the loan: The interest is calculated according to the actual number of days of the loan. Daily Interest = Remaining Outstanding Principal * Daily Interest Rate. The lowest daily interest rate is the highest daily interest rate, and the specific execution interest rate is subject to the data displayed on the loan information confirmation page.

5. Which bank cards can be used to borrow money: At present, 55 banks such as Bank of China, China Construction Bank, Industrial Bank, Industrial and Commercial Bank of China, Postal Savings Bank, Guangfa Bank, China CITIC Bank, Minsheng Bank and China Everbright Bank are supported.

Ease flowers. It is a relatively popular cash loan product, the application is relatively simple and the threshold is relatively low, and it is a good loan product choice if you need money urgently. After the application is successful, a line of credit will be given.

As long as it is within the credit line, it can be withdrawn and used. So can you take as many flowers as you want? In fact, this is not the case, and the cash withdrawal limit of Anyi Flower will give you an answer.

Do I have the current limit?

The amount of cash withdrawn by Anyihua is limited every day, and the maximum withdrawal can only be 3000 per day, and after exceeding 3000, you will be prompted to withdraw the upper limit of a single day.

In addition, some friends said that they had withdrawn 3000 once on the same day, but they did not withdraw successfully, and the quota was restored, and then the withdrawal again showed that the limit was overrun, which also existed. Therefore, the maximum amount of Anyi flower can only be raised to 3000, and if it exceeds 3000, it will have a great impact on the later stage.

What should I do if I exceed the withdrawal limit?

1. If you withdraw cash again the next day, it is recommended that the cash withdrawal amount is less than 3000, and a cash withdrawal fee of 30 will be left, so that the success rate will be greater in advance.

2. The success rate of cash withdrawal will be different at different entrances of Anyihua, the simplest is Alipay, WeChat, and the strictest is APP. Therefore, you can choose the entrance with a high withdrawal probability first, and then choose the entrance that requires a simple one.

Regarding the question "Is there an existing limit for comfortable spending?" What should I do if I exceed the withdrawal limit? That's it for you, I hope you can understand it after reading it, and then be able to withdraw successfully.

1. Anyihua does not support withdrawal temporarily, which may be due to the user's evaluation of Anyihua, which is not suitable for withdrawal, and can be used for consumption when withdrawal is restricted. Usually, with the increase in the number of times users use Anyihua, Anyihua may allow users to withdraw in the future, but they must repay on time when they usually use Anyihua.

2. Anyihua is a small loan platform provided by consumer finance for users, this platform has a formal license, and if you want to borrow money on Anyihua, the user's sesame credit score must be above 620, and the borrowing amount of Anyihua is between 1,000 yuan and 50,000 yuan, and the borrowing amount is different when each person opens it.

3. It is best to know what kind of income you use to repay when you use Anyi to borrow money, if the user does not have a good income to repay in the later stage, the user should be cautious in borrowing to prevent the later period from being unable to repay on time. When borrowing, users can also reduce the amount of their own borrowing, so that they will not be bored in the later stage.

4. Now there are many ways to borrow money online, and it is best for users to compare different platforms when handling loans, and then choose the platform with the lowest borrowing interest rate, so that they can spend less interest after borrowing, so as not to overdue repayment, but choose the most formal one when choosing a borrowing platform.

Anyihua is a brand under the **** of consumer finance immediately, and it is already an old mouth, but many users have reported that Anyihua has a quota that cannot be withdrawn, or prompts that the contract expires and the loan cannot be used.

If you want to turnover, there are still channels, pay attention to the work column (play card boss), you can arrange it at any time, I hope it will be adopted!

If there is a bad record in the personal credit, high debt, and the risk of imitating the mountain is relatively large, it will prompt that the comprehensive assessment is not passed, indicating that it does not meet the loan terms of the loan of the Anyihua for the time being, so the amount of the Anyihua cannot be withdrawn.

If you fail to apply for a loan withdrawal on Anyihua, you can try the following methods:

1. Reduce the debt ratio, repay part of the debt first, and then apply again;

2. Since Anyihua will review according to the user's Alipay account situation, after the second withdrawal fails, you can deposit a certain amount of funds into Alipay first, and then reapply for a second loan from Anyihua;

3. Apply for withdrawal at the right time, choose the entrance of the Comfort Flower Welfare Day, and then apply for withdrawal after receiving the withdrawal package.