30 year old people love which major diseases

30-year-old people often socialize, often stay up late and work overtime, coupled with the influence of unreasonable diet and other factors, it is easy to suffer from severe malignant tumors, severe chronic renal failure and other major diseases. According to relevant statistics, thyroid cancer is the first most common malignant tumor in both men and women. In addition, men need to be vigilant against hidden dangers such as lung cancer, liver cancer, and stomach cancer; Women need to be more vigilant against "health killers" such as breast cancer, cervical cancer, and ovarian cancer.

In order to cope with the economic risks brought about by critical illness, it is wise to allocate critical illness insurance. Regarding what diseases can be covered by critical illness insurance, this article is worth a look: What diseases does critical illness insurance cover?

If you don't know these, don't buy them randomly!

How to buy critical illness insurance, the senior sister suggests that you consider the three aspects of protection content, protection period and insurance amount.

1. The guarantee content is comprehensive.

The most important thing about a good critical illness insurance is comprehensive coverage. Critical illness insurance usually covers critical illness benefit, moderate illness benefit and mild illness benefit, and these three basic benefits must be available at the same time.

In addition, it is better to have other practical benefits such as the second compensation for malignant tumors, the second compensation for cardiovascular and cerebrovascular diseases, the additional benefit for specific diseases, and the total disability benefit for death. In accordance with the standards of excellent critical illness insurance, the senior sister has also compiled a list of critical illness insurance for everyone, click the link to get:

Top 10 Popular Critical Illness Insurance Points Worth Buying!

2. The guarantee period should be long.

If the funds are more sufficient, the senior sister recommends that you give priority to choosing critical illness insurance with a longer protection period, and do a good job of protecting the critical period of life, and it is best to choose lifelong critical illness insurance, so that you don't have to worry about losing protection after the expiration of the protection period.

3. The sum insured should be sufficient.

According to statistics, the average cost of critical illness is 300,000, and the later recuperation expenses should also be considered, so the senior sister suggests that the insured amount of critical illness insurance should be at least 300,000, and it is best to allocate it to 500,000. The selection of the amount of critical illness insurance is also a university question, and friends who don't know about it suggest taking a look at this article: How much insurance is appropriate?

Let's talk about the doorway inside.

People who are 30 years old are prone to high-incidence critical illnesses such as malignant tumors and severe diseases.

Acute myocardial infarction, etc., so it is recommended that people aged 30 should take advantage of their health to allocate critical illness insurance as soon as possible.

However, when applying for critical illness insurance, it is necessary to pay attention to whether the coverage is comprehensive, such as whether it covers severe, moderate and mild illnesses, etc.

It is related to the external environment and one's own health status.

Precautions for purchasing insurance:

1. Choose the right type of insurance.

Priority will be given to the three types of insurance that have a greater impact on oneself and family in the event of death (life insurance), accident and critical illness; secondly, medical care, pension, etc.;

2. Determine the amount insured.

When these three types of risks occur, how much compensation is needed, and the family's economic life will not be greatly affected;

3. Determine the duration of the guarantee.

According to the personnel structure of yourself and your family, the stage of life, consumption habits, budget, etc., decide whether to buy fixed-term products, or lifelong or long-term products. (If you're on a budget, be sure to think about the near future.) ）

Take critical illness insurance as an example: pay attention to the following points:

There are various types of critical illness insurance, and only those that meet your actual needs, are cost-effective, and have good claims services are the first choice.

1. According to the duration of the insurance: regular and lifetime;

2. The impact of the payment on other types of insurance: early payment (after payment, the amount of death and other benefits will be reduced accordingly) additional payment (death and other liabilities will not be affected);

3. Number of payments: single, two, three, four, etc.;

4. Waived: Waiver of late premium for mild illness and waiver of late premium for critical illness;

5. Observation period: whether life insurance is the same as critical illness insurance, and some life insurance (death) has no observation period;

6. The ratio of additional benefits for individual diseases, the duration of protection, and the scope of diseases (this article is more greasy, so you must pay special attention to it).

People around the age of 30 can change to life-threatening diseases, that is, cerebral hemorrhage and cerebral hemorrhage, because there are many young people who do not pay attention and often stay up late, resulting in damage to the brain nerves, and it compresses the blood vessels, I think this is a very scary thing, and there are many cases reported on the news.

People around 30 years old suffer from life-threatening diseases, that is, stomach diseases, because I read a report that there can be many 30-year-old people who have already had stomach problems and passed away, and stomach cancer is really a terrible disease, so we should stay away from stomach diseases, cherish life and health, and don't always eat and drink.

People around the age of 30 can actually get a lot of life-threatening diseases, such as heart disease, and diabetes, because there are many people who like to eat sugar very much, and they also live irregularly in their daily life, so it is very common to cause diabetes, this phenomenon is very common, there are many young people who have lost their lives at the age of 30, which is enough to show that the harm of diabetes is really very big, and there is heart disease, although the incidence is very low. However, because young people like to stay up late, the incidence is relatively high.

I think people around the age of 30 may develop many high-risk diseases, such as hyperlipidemia, high blood pressure, and high blood sugar. Minimize the entry of oil and salt into our life, so that we can avoid these diseases from harming our body, and we can live a healthier and happier life.

Have regular check-ups and buy the necessary medical insurance.