What should I do if Yu e Bao is frozen? What s going on with Yue Bao being frozen

The method of untying Yu'e Bao's frozen funds is as follows:

1. Open Alipay and enter Yue Bao;

2. Click on the three dots in the upper right corner;

3. There are three options in the pop-up dialog box, click the first option "Fund Details";

4. After entering the details interface, click All Options on the left, and find the Freeze option in the pop-up menu;

5. Click on the frozen funds option, taking pen and pen savings as an example;

6. After entering the pen and pen saving interface, click on the upper right to view;

7. Click to unfreeze;

8. Select the amount of funds that need to be unfrozen;

9. Enter the password to unfreeze, and the funds will be unfrozen in real time into the available funds of Yue Bao, and the total amount of Yue Bao can be transferred out or consumed at any time without change.

Operating environment: brand model: iphone13

Extended information: 1. What is Yue Bao:

Yu'e Bao is a balance value-added service and current fund management service product launched by Ant Technology Group Co., Ltd. in June 2013.

Yu'e Bao is connected to Tianhong**'s Yuebao currency**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer and other consumer payments, and is a cash management tool in the mobile Internet era.

2. Calculation method of Yu'e Bao income:

1. According to the formula of "Yue Bao income = (your actual funds per 10,000 shares) 10,000, or Yue Bao income = 10,000 per 10,000 shares of income your actual funds" can calculate your Yue Bao income.

2. The calculation method of Yu'e Bao's income: 7-day total income 10,000 (based on 10,000 yuan) * 7-day annualized rate of return per 10,000 shares = income (income days).

Turn off the automatic transfer of Alipay balance to Yue Bao operation:

1. First of all, open the Alipay homepage on your mobile phone and find "Yuebao" on the homepage;

3. Enter the "Yue Bao Settings" page, and find the "Balance Auto Transfer" function below;

4. Click "Balance Automatic Transfer" to enter the "Balance Automatic Transfer" home page, and you can see the button after the balance is automatically transferred.

5. Click the button, and the automatic transfer function will be turned off.

6. There is also a "Reserved Balance" function on this page, which is 0 yuan by default; That is to say, enter 100, as long as the balance of Alipay exceeds 100 yuan, of course, the extra 100 yuan in the early morning will be automatically transferred to the balance of the treasure.

Operating environment: brand model: iphone13

There will always be a part of the amount in Alipay's Yue Bao, don't freeze it, and when you want to withdraw the amount, you find that this part of the money cannot be taken out, so what do you need to do if you want to take out the frozen money in Yue Bao?

Check the details of the frozen amount on the My Yue Bao page, view the reason for the freezing of funds, and then unfreeze the funds by yourself according to the reason for the freezing of funds.

The funds in Yue Bao are frozen, which may be related to services such as pen saving, ant star wish, one-point surprise, salary and financial management, if users want to unfreeze funds, they can perform the following operations.

Pen Saving: Click "Pen Saving" on the Yue Bao page, then click "Unfreeze", and follow the prompts on the page.

One Surprise: Click "One Surprise" on the Yue Bao page, and then click "....Then click "Unlock Funds", and finally click "Unfreeze", and follow the prompts on the page.

Ant Star Wish: Click "Ant Star Wish" on the Yue Bao page, then click "Saved xx" on the Ant Star Wish homepage, then click "Manage Star Wish", then click "Terminate Star Wish", and finally click "Take Out Star Wish Funds", and follow the prompts on the page.

Payroll Wealth Management: Click "Salary Wealth Management" on the Yue Bao page, then click "Currently Saved (Yuan)", then click "Withdraw", and finally click "Confirm Withdraw", and follow the prompts on the page.

The reason why Yue Bao was frozen:

1.Merchants who violate laws and regulations through Alipay** and receive money through Alipay will also be frozen if they are reported by users.

In addition, the flow identified by Alipay's risk control coefficient will also be frozen after it meets the suspected illegal national regulations such as gambling.

2.Complained by a large number of users, suspected of fraud and other behaviors, such as fraud through Alipay, the victim called ** to Alipay to complain, and in order to facilitate the follow-up docking with **, Alipay will carry out corresponding restrictions on this type of account to avoid transferring money out.

3.There are also some reasons for Alipay to be frozen, and these reasons do not involve laws and regulations, if you want to unfreeze, you need to ask customer service for specific methods.

Extended information] Yue Bao is simply understood as a way to save money similar to bank deposits. However, the current interest of Yu'e Bao is relatively high, how high is it, in short, it is higher than the interest of the deposit and death period in the bank, which will be introduced later. And his risk is very low, which is about the same as the security of a bank, so he doesn't have to worry about losing his money.

It is very convenient to withdraw money from Yue Bao, and you can quickly deposit the money in your bank to Yue Bao through the network only, or deposit it back to your bank account from Yue Bao (2 hours time difference). What is this money for, I think we ordinary people don't need to care about it at all, because we store the money in the bank is to save, and the balance treasure is also saved, but the balance treasure is more than the bank's money, literally the balance treasure is to put the money that you have not spent in your hand, and you can take it out at any time when you want to spend it, and put it in it when you don't spend it, but the money you put in it has interest every day.

"Yue Bao" is a new balance value-added service created by Alipay, a domestic third-party payment platform, users can transfer money to Yue Bao, you can get a certain amount of income, and the funds in Yue Bao can also be used for online shopping, Alipay transfer and other payment functions at any time. Yue Bao has the characteristics of simple operation process, no limit on the minimum purchase amount, high income and flexible use. On June 13, 2013, Yu'e Bao's deposit business was launched, and Yu'e Bao became the first company in China's history to exceed 100 billion yuan.

As of January 15, 2014, the scale of Tianhong** Yue Bao exceeded 250 billion yuan, and the number of customers exceeded 49 million. In February 2014, the China Consumers Association pointed out that there was a regulatory gap in Internet finance such as Yu Bao. On February 27, 2014, Tianhong**'s official Weibo announced that the number of Yu'e Bao users has exceeded 81 million.

On March 4, Zhou Xiaochuan said that he would not ban Yu'e Bao, and the regulatory policies for Yu'e Bao and other financial businesses would be more perfect.

The money in Yu Bao was frozen, and how should Nai Nayan Chang Yu Ji Chun turn out.

1. Yu'e Bao frozen funds refer to the amount that needs to be paid to the seller, and the freezing function of Yu'e Bao can temporarily freeze the money that needs to be paid to the seller in the user's Yu'e Bao, during which the frozen money can also bring income, and the freezing time is 30 days.

2. The frozen amount of Ebao refers to the intention that an individual authorizes a specific third party such as a hotel, leasing company, and auction company to send a freezing order to the currency ** sales agency corresponding to the Yue Bao service, and authorizes the ** sales agency to freeze the individual's designated ** share according to the instructions of a specific third party.

3. After the amount of Yue Bao is frozen, it cannot be withdrawn to the bank card, as long as the money in Yue Bao is transferred out to the Alipay balance, it can be unfrozen.

Extended information: 1. The frozen amount of Yu'e Bao has a wild god, which means that the user cannot use the funds for consumption or withdrawal, but it does not affect the investment purpose of the funds, and the rules for the income of the frozen amount of Yu'e Bao remain unchanged.

2. If you want to unfreeze the funds of Yu Bao, you first need to know the reason why the funds of Yu Yu Bao are frozen, and the methods of unfreezing are different for different reasons.

3. How to check the reason for the freezing of Yu'e Bao's funds (take Huawei mobile phone P30Pro as an example, based on HarmonyOS operating system):

Open Alipay on your mobile phone, find Yue Bao and click to enter, there is an option to freeze the amount below the total amount of Yue Bao, click to enter to view the reason for freezing, usually Yu Yu Bao funds are frozen due to the following reasons:

1. Yue Bao is usually transferred out.

After the upgrade, in accordance with the new regulations on the redemption of currency, the limit for quick transfer is 10,000 yuan, and there is no limit for ordinary transfer. If the user chooses to transfer out normally, the money will be frozen in Yue Bao before it is transferred to the bank card, and the frozen funds will be automatically unfrozen and transferred out to the bank card on the day of arrival.

2. Yue Bao wishes to save.

There is a wish saving function in Yue Bao, if the wish savings amount is set, the wish savings amount transferred to Yue Bao in each period will be frozen in Yue Bao, and the funds will be unfrozen and resumed until the wish is fulfilled or the operation is terminated.

3. Yu'e Bao loan repayment housekeeper.

When the transfer plan is set, the amount used for the transfer of hail will be frozen in Yuebao, and the funds will be unfrozen after the operation unlocks the loan repayment amount.

4. Make an appointment for regular wealth management products.

If you make an appointment for a fixed-term wealth management product, the funds will be frozen in Yuebao before the transaction, and the funds will be deducted from the Yuebao for the purchase of fixed-term wealth management products at the time of transaction. If the appointment fails, the funds are automatically unfrozen.

There are several possibilities for the bank card balance to be frozen:

1. For example, the bank will freeze the annual card fee of some bank cards in advance and then deduct the payment;

2. If the transfer business is handled at the ATM machine, because the ATM transfer is now received in the account after 24 hours, the bank will freeze the money after we complete the transfer business, and then transfer it out after 24 hours;

3. The bank made a mistake and froze your card in advance, but in this case, the bank will generally contact you;

4. It is a judicial freeze, if you are involved in an economic case or any economic dispute, the court or public security department will freeze your account.

Extended information: If the bank card is frozen, there are generally the following three ways:

I. Etc. Unless you are suspected of a criminal offense and are a criminal suspect, the public security organs will generally not take the initiative to contact you after freezing the card.

If you find that your card is frozen, you can wait for three days, and the public security organs will take the initiative to review your relationship with the criminal funds in the first three days after freezing the funds (in very few areas, the public security organs will set up a week), if the review is completed and that the relationship is not large, the public security organs will freeze it for half a year, and in very few cases, the public security organs will freeze it for one year (such as Beijing).

You can continue to wait for a frozen card cycle, after the expiration of the case, if the case is solved and it is found that it has nothing to do with you, it will be unfrozen, and the probability of automatic unfreezing is also about 1, if the case is not solved, there is a high probability that it will be refrozen. Most of the criminals of telecom fraud or online gambling or money laundering gangs are often abroad, and it will be very difficult for the public security organs to investigate, and many cases may not be solved.

2. Actively cooperate with the public security organs.

If it is not thawed after three days, you can choose to actively cooperate with the public security organs: get in touch with the public security organ that undertook the case, bring your own identification materials, relevant transaction records, transaction contracts, etc., and go to the local area to explain the situation in detail.

But the first problem faced by this method is that you are very likely to be unable to contact the public security organs that freeze the account, and the bank generally will not provide the information of the freezing authority, even if it does, most of them are the landlines of the reception room of the freezing agency, if the public security organs investigate such economic cases, the number of frozen cards may be hundreds or even thousands, and there are dozens of inquiries received every day, so it is difficult to get through. Even if you get through, you will most likely get a very boilerplate reply: 1. You are suspected of xx crimes, bring relevant materials to us to make a record; 2. You wait for our case to be reviewed, and the case will be unfrozen for you after it is detected.

3. Entrust a professional unfreezing lawyer to handle it on your behalf.

Professional lawyers will guide the parties to fully understand the case information, collect favorable evidence materials, and then prepare complete unfrozen materials, communicate with the public security organs to implement the handling, control the communication rhythm, and protect the legitimate rights and interests of the parties to the greatest extent.