How to unfreeze Yu e Bao s withdrawal if it is frozen

Reason 1: Withdrawal freeze.

Solution: Wait for the system to recover automatically.

Some users directly withdraw money from Yue Bao to the bank card, but the money does not arrive in the account, but there is a prompt that the withdrawal is frozen. This is because the transfer of Yue Bao to the card will first transfer the balance to the card before withdrawing to the card, so you can view the freezing situation in the balance details. The funds will be frozen in the balance until they arrive in the account, and the frozen funds will be transferred to the bank card after they arrive.

Reason 2 for freezing: Yue Bao is frozen in installments.

Solution: Select Return, you can unfreeze the frozen amount; Confirm the receipt of the goods, and the frozen funds will be called to the merchant.

Since you can choose to pay in installments when you buy on Tmall, and Yu'e Bao has also opened an installment payment service, this part of the amount will be frozen when you choose to pay in installments and the payment method is Yu'e Bao. After confirming the receipt, the frozen amount will be sent to the merchant, and if the return occurs, the frozen funds will be unfrozen and returned to Yu Bao.

Reason 3: Subscription freezing.

Solution: When the product is established, the system will automatically deduct the frozen amount.

If you use Yu'e Bao to purchase a wealth management product, and the product is still in the subscription period, then the amount of Yu'e Bao will be frozen during this time. Until the finished product is established and is in the closed period, then the frozen funds will be automatically deducted by the system.

Reason 4 for freezing: Other reasons.

Solution: Query the solution as prompted.

In addition to the above three reasons, there will be other reasons that cause the freezing of Yu'e Bao's funds. At this time, you can enter the details page of Yue Bao, inquire about the reason for freezing, and then query the solution according to the prompts.

The first step, of course, is to enter Yue Bao, first open Alipay, click [My] and then click [Yue Bao] to enter the Yue Bao interface.

In the second step, below the total amount on the Yue Bao page, there is a display of the frozen amount of Yue Bao, click on this number to enter the frozen amount management page.

Step 3, in the next page, we click on the [Frozen] option, and we will see which category the frozen amount is in**, we take the first [Yue Bao Ant Star Wish Freezing] as an example to illustrate, click on it.

Fourth, after entering the Yue Bao Ant Star Wish Freezing page, click the [View] option on the right side.

Step 5: Click the [Manage Star Wishes] button in the upper right corner.

Step 6: Terminate Star Wish directly, click Terminate, and you also need to enter the payment password here.

Step 7, still on this page, click on the end of the wish to terminate the wish and a withdrawal button will appear at the bottom, click on it and confirm.

Yu'e Bao Loan Repayment Manager: This is a timed repayment function, if the user sets a regular repayment plan, then the amount used for repayment will be frozen in Yuebao.

Opened Wish Saving, Ant Star Wish, Pen Saving, etc.: These are mainly functions that we have opened for reasonable consumption, which can help us save money, so by freezing the funds, we can avoid excessive consumption and make forced savings.

Make an appointment for regular wealth management products: If we have an appointment for regular wealth management products, such as regular investment, etc., then before completing the financial transaction, the funds will be frozen in the Yue Bao account, and when the financial transaction is completed, the financial funds will be deducted from the Yue Bao account.

The reason why the funds are frozen is that the withdrawn funds have not yet arrived, and the frozen balance will be displayed before they arrive. Don't worry, just wait patiently for your account to arrive.

1) Holding Tianhong Yue Bao: Since Yue Bao will be transferred out to the card first to the balance and then withdrawn to the card, it will be reflected in the balance details; The funds will be frozen in the balance before they arrive in the account, don't worry, just wait patiently for the account to arrive.

2) Holding other currencies**: After transferring Yue Bao out to the card, if you choose the ordinary arrival method, the funds will be displayed in Yue Bao before the arrival of the account, but the arrival time of the funds will not be affected, please rest assured.

Arrive before 00 (T day refers to ** trading day). China** trading days are Monday to Friday on non-holidays, and the previous trading day before 15:00 is 15:00

After 00, it is the next trading day.

4) When the ordinary arrival schedule does not involve holidays and the fast arrival service is not supported, the ordinary arrival service can be used.

1) China Merchants Bank, Minsheng Bank: 00:00 24:00.

2) Industrial and Commercial Bank of China: 00:00 24:00.

3) China Everbright Bank: 00:00 24:00.

4) Bank of Ningbo: 00:00 24:00.

5) Bank of China: 04:00 21:00.

6) Bank of Hangzhou: 00:00 24:00.

7) Industrial Bank: 00:00 24:00.

8) Bank of Communications: 00:00 24:00.

9) China Guangfa Bank: 00:00 24:00.

10) Agricultural Bank of China: 00:00 24:00.

11) China Construction Bank: 00:00 24:00.

12) China CITIC Bank: 00:00 24:00.

13) Shanghai Pudong Development Bank: 00:00 24:00.

14) Ping An Bank: 00:00 24:00.

15) Postal Savings Bank (only support wireless terminal): 00:00 24:00.

16) Shangkai Huishou Bank: 00:00 24:00.

17) Huaxia Bank: 00:00 24:00.

18) Jinhua Bank: 06:00 20:00.

19) Other banks: 06:00 20:00.

2. Ordinary arrival: transfer out on T day, and arrive before 24:00 on T+1 day (T day refers to ** trading day).

The specific arrival time shall be subject to the prompts on the front desk.

1) Monday 15:00, Tuesday 15:00, Wednesday before 24:00.

2) Tuesday 15:00 Wednesday 15:00, Thursday before 24:00.

3) Wednesday 15:00, Thursday 15:00, Friday before 24:00.

4) Thursday 15:00 Friday 15:00, next Monday before 24:00.

5) After 15:00 on Friday, before 15:00 on Monday, and before 24:00 on Tuesday.

Open Alipay, click on the lower row of "My", "Bill", is there a column of "Yue Bao - Transfer out to Bank Card", and you hold the red word Shanfan "Processing" (after clicking on it, Haoweiqing is shown below)? If there is such a freeze, it is normal, and the bank card will be credited within the time shown above.

1.Learn about Yue Bao.

Yue Bao is a currency launched by Alipay**, users can dry the idle funds into Yu Bao to achieve financial management, and the income is relatively high. However, due to the devastation of the investment in Tex, the funds of Yu Bao are not convenient to be withdrawn at any time, and they need to be unfrozen.

2.Defrosting process.

Before the unfreezing operation, the user needs to transfer the funds in Yue Bao to the Alipay balance. The specific operation process is as follows:

Open the Alipay app and enter the "Yue Bao" page.

Click the "Transfer Out" button and select the amount you want to transfer out.

Enter the Alipay payment password and click "Confirm".

After completing the above steps, the funds in Yue Bao will be transferred out to the user's Alipay balance.

3.Payout process.

Withdrawing funds from your Alipay balance to your bank card requires the following:

Open the Alipay app and go to the "My" page.

Click on the "Balance Withdrawal" button and select the amount you want to withdraw.

Select the balance of the bound bank card.

Enter the withdrawal password and click "Confirm Withdrawal".

Once the above steps are completed, the funds will be transferred to the card to which the user has bound.

4.Precautions.

When unfreezing and withdrawing Yue Bao, you need to pay special attention to the following points:

The unfreezing operation generally needs to wait for 1-2 working days, and the withdrawal cannot be made immediately.

There are limits on the amount of withdrawals, and the limits vary from user to user.

There will be a fee during the withdrawal process, which varies by bank and region.

If there is a situation that cannot be unfrozen or withdrawn, you can contact Alipay customer service to solve it.

5.Summary.

Unfreezing and withdrawing are common operations for Yu'e Bao users, as well as common financial operations. Although the operation method is simple, it is necessary to strictly follow the process and pay attention to it. If you have any questions, you can always contact customer service to resolve them.

Yue Bao's money is frozen and unfrozenDetails: Open and log in to the Alipay app, click "My", then click "Yue Bao", and then click "Total Amount" to enter the My Yue Bao page. Check the details of the frozen amount on the "My" Yue Bao page, check the reason for the freezing of funds, and then unfreeze the funds according to the reason for the freezing of funds.

The funds in Yue Bao are frozen, which may be related to services such as pen saving, ant star wish, one-point surprise, salary and financial management, if users want to unfreeze funds, they can perform the following operations.

Yue Bao is a balance value-added service and current fund management service product of Ant Financial, which is connected to the Yue Bao currency of Tianhong**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. Yu'e Bao remains the largest currency in China**.

Yu'e Bao calculates the seven-day annualized return, the seven-day annualized rate of return = principal interest rate 7 365, for example, the current Yu'e Bao seven-day annualized rate of return is, the principal is 10,000 yuan, then you can calculate that the income of Yu'e Bao is: 10000, and the daily income is: yuan.

The seven-day annualized rate of return refers to the data obtained after the annualized average return of the underlying asset in the past seven days.

Yu'e Bao is essentially a currency, although this is not principal-protected. However, from the perspective of the investment target of the currency, it mainly invests in treasury bonds, corporate bonds, central bank bills, etc. Therefore, from this point of view, the investment products are relatively safe.

At the same time, Yu Bao is attached to Ant Fortune, which is relatively safe compared to other online investment platforms.

Operating Environment: Brand: Apple 12

System version: iOS14

1. Open the Alipay app and click [My] - Yue Bao; 2. Click the total amount in the Yue Bao interface; 3. Click [All] - Freeze in the fund details to know the reason for freezing. After you know the reason for freezing, you can perform the following methods to unfreeze the freeze based on the reason for freezing. 1. If the funds are frozen because of the wish savings, then the user can enter the wish savings page from the Yue Bao details page, and then terminate the plan.

2. If the pen is saving frozen funds, then the user can enter the pen and pen save page from the Yue Bao details page, and then find [Unfreeze], and follow the page prompts to operate. 3. If the reservation of a fixed wealth management product is due to the frozen funds of the scheduled wealth management product, then the user can cancel the appointment through [Wealth] - Wealth Management - Hold]. 4. If the income challenge is due to the frozen funds of participating in the income challenge, then the user can enter the activity page of the National Income Challenge from the Yue Bao details page and Kaiyou face, and then click Sell Participation Package, and follow the prompts on the page.

5. If the funds are frozen because of salary finance, then the user can enter the salary wealth management page from the details page of Yue Bao, and then find [Take Out], Sun Li and follow the page prompts to operate.