What should I do if Yu e Bao s withdrawal exceeds the limit?

1.Savings Card Express Bank Card: The amount that can be transferred out will vary depending on the bank, and the specific limit is subject to the display on the page.

2.Real-time transfer out of Yue Bao: The quota is the same as the real-time withdrawal quota of the balance, and is shared with the real-time withdrawal quota of the balance, which supports Everbright Bank, Ping An Bank and China Merchants Bank.

Yue Bao can be transferred out to the account balance or bank card, if it is transferred out to the balance, then there is no limit on a single day and a single month; If it is transferred to a bank card, the transfer limit will vary depending on the bank. Ordinary cash withdrawal card: 50,000 yuan for a single transaction, 50,000 yuan per day, 200,000 yuan per month.

The excess amount can be withdrawn the next day.

Deceiving people, Yue Bao can't overdraw the limit, you mean the free limit for withdrawal! If the free amount is exceeded, a 1% handling fee will be charged for the excess amount!

There are two ways to withdraw Yu'e Bao from the account: quick arrival and ordinary arrival

1.The daily withdrawal limit is 10,000 yuan, but the funds can be received within 2 hoursThere is no limit to the withdrawal of funds by the normal arrival method, but it will take 1 day for the funds to arrive in the account.

If you have a large amount of capital needs, you should make arrangements for transferring out in advance.

Yue Bao is a balance value-added service and current fund management service under Ant Financial. It is connected with Tianhong**'s Yue Bao currency**, which is characterized by simple operation, low threshold, no handling fees, and accompaniment. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, bill payment and other consumer payments, which is a cash management tool in the mobile Internet era.

Previously, the amount directly transferred from Yu'e Bao to the bank card was 50,000 yuan per household per day for ordinary users and 200,000 yuan for diamond users. Now, it has been officially announced that the withdrawal limit of Yue Bao has been adjusted from 50,000 yuan to 10,000 yuan. This limit refers to the amount of fast withdrawal (instant arrival), but ordinary withdrawal (i.e., arrival the next day) is not limited to 10,000 yuan.

In fact, the issue of Yue Bao's reduction of the withdrawal amount has little impact on ordinary users. Since 99% of Yu'e Bao's users are individual users, more than 70% of users with an investment limit of 1 1000 yuan, and more than 15% of users with an investment limit of 1000 10000 yuan, it will generally not affect the use of users.

Now, the real-time arrival limit of Yu'e Bao's transfer to the bank card is 10,000 yuan a day.

"Alipay does not need a handling fee for cash withdrawals of less than 20,000 yuan, and a handling fee is required for withdrawals of more than 20,000 yuan. According to Alipay's software settings, Alipay balance withdrawals only share a basic free quota of 20,000 yuan for life, and the excess amount will be charged according to the service fee, the minimum yuan. But in Alipay passedMYbankWithdrawals are fee-free.

Exceeding the limit will incur a handling fee. Due to comprehensive operating costs.

Since October 12, 2016, Alipay will charge a service fee for individual users who exceed the free limit, and individual users will enjoy a total of 20,000 yuan of basic free withdrawal quota per person. After using up the basic free credit, users can use Ant Points to redeem more free withdrawal credits.

In addition to cash withdrawal, services such as using Alipay for consumption, financial management, insurance purchase, mobile phone recharge, water, electricity and gas payment, **, paying traffic fines, using mobile Alipay to transfer to Alipay account, and repayment will not be affected in any way, and users can also get Ant Points while using them for free.

After the free quota is used up, the Ant Points accumulated by the user can be used to redeem the free withdrawal quota. According to Alipay, the current exchange ratio is that 1 ant point can be exchanged for a free withdrawal limit of 1 yuan, and there is no upper limit.

In addition, for Yue Bao.

Alipay announced that the transfer of Yu'e Bao funds, including the transfer to my bank card and the balance transferred to Alipay, will continue to be free. From October 12, 2016, the funds newly transferred from the balance to Yue Bao can only be transferred back to the balance when transferred out, and cannot be directly transferred to the bank card. If users have money in their balance and are worried about being charged, it will be the best choice to transfer the money to Yue Bao now.

On June 6, the withdrawal limit of Yu'e Bao arrived as scheduled.

The daily fast withdrawal limit for Yu'e Bao users will be reduced from 50,000 to 10,000, and if you want to withdraw quickly in the future, the maximum amount to be received on the same day can only be withdrawn 10,000 yuan, and the part exceeding 10,000 yuan will only arrive the next day.

Seeing this, it is estimated that some friends will say don't worry, even if the withdrawal is to the bank card limit, but the withdrawal to the Alipay balance is not limited! We can withdraw to the Alipay balance first, and then withdraw to the bank card, but don't forget, Alipay withdrawal lifetime free quota is only 20,000 yuan, more than 20,000 yuan after the handling fee is charged, 100,000 yuan to pay a handling fee, is not cost-effective.

Is there any way to break through the withdrawal limit of 10,000 yuan for Yue Bao and waive the handling fee?

Today we will teach you a trick, so that you can withdraw more than 10,000 yuan, arrive on the same day, and waive the handling fee!

First of all, let's talk about the basic idea: Yu Yu Bao - Alipay balance - Yu Libao - bank card.

The core link is the opening of Yu Libao, which is a product of MYbank for merchants, mainly for individuals, small and micro enterprises, and small and micro business operators, with the characteristics of low risk and high liquidity.

Yu Libao can hold a maximum of 10 million shares in a single personal account, 50 million shares in a single corporate account, 1 million real-time redemption quota for a single individual account, 5 million for a single corporate account, and no limit on the redemption amount for non-real-time quotas.

The most important thing is that at present, Yu Libao's transfer to the bank card is free!

Let's start our show:

The first step is to transfer the money from Yue Bao to Alipay balance.

Step 3: If you are a merchant, you can directly click on authorization to log in (the premise is that the Alipay account is the merchant), if it is an individual user, please click [Register] and then the page will prompt you to be a registered user (provided that Alipay has been opened and the Alipay APP is in the login state), click [Log in now].

Step 4: After logging in, click [My] [Yu Libao].

Step 5: Click [Activate Now].

Step 6, service authorization, directly click [OK] on the page, and then you will receive a text message that Yu Libao has been successfully activated, and the button to enter and transfer out will appear on the page. And your Alipay will also appear in [My] Yu Libao function.

Step 7: Transfer the amount, enter Yu Libao, click [Transfer], the account will automatically appear the money in your Alipay balance, and you can transfer the Alipay balance to Yu Libao.

Step 8, transfer out, enter Yu Libao, select [Transfer Out], have you noticed that individuals can transfer up to 1 million in a single day, and there is no handling fee, because Yu Libao is a product of MYbank, MYbank and Alipay are both from Ant Financial, so the transfer is free!

Dear, I'm glad to answer for you, Alipay balance withdrawal limits have different restrictions according to different levels of users. If your Alipay balance withdrawal limit reaches the limit, you can increase the limit in the following ways:1

Submit the identity recognition card and bank card binding: Real-name authentication is carried out in the Alipay account settings, and after the bank card is bound, the balance withdrawal limit can be increased. 2.

Card upgrade: Upgrade your regular bank card to a credit or gold card. After increasing the card level, you can increase the bank card single-transaction, single-day, single-month, etc., and then increase the limit of Alipay balance withdrawal.

3.Apply for Withdrawal Service: Go to Alipay account settings, apply for "Sesame Credit Limit Increase" or "Yue Bao Limit Increase", and decide the increase limit based on your personal information and credit score, so as to increase the balance withdrawal limit.

4.Transfer out in batches: Transfer the Alipay balance out multiple times, so as to avoid a single transfer amount being too large and exceeding the withdrawal limit.

If none of the above methods meet your needs, you can contact Alipay customer service to explain your situation and apply for an increase in the withdrawal limit. ❤️

Pro-3 The Yue Bao limit is officially set and cannot be lifted. If you exceed the limit and are unable to pay, it is recommended that you change your payment method.

Please refer to the amount displayed on the page for the balance transfer to Yue Bao, if the limit is exceeded, it is recommended that you try to change to other payment methods to transfer in.

For the time being, the following rules are only applicable to Yue Bao users who hold Tianhong Zengli Bao currency**.

From 00:00 on December 8, 2017, the total daily subscription amount of Tianhong Yuebao money market** personal trading account will be adjusted to 20,000 yuan (including active transfer-in, automatic balance transfer-in, salary transfer-in, and wish savings), and the existing personal trading account holding limit of 100,000 yuan will remain unchanged; If you determine that the amount will exceed the amount after transfer-in, you can modify the transfer-in amount and try again.

If the transferred funds have exceeded 20,000 yuan on the same day, or the total personal holding amount has exceeded 100,000 yuan, the transfer operation of Yue Bao will not be successful, and you can choose to purchase other financial products or consume according to your actual needs.

From February 1, 2018, Tianhong ** Management will adjust the service rules of Yue Bao and set the total daily subscription amount of Yu Yu Bao until the purchase is sold out on the same day. Yue Bao is sold from 9 o'clock every day, if you subscribe too late, you may not be able to subscribe successfully because the total amount of Yue Bao is full on the same day, you can transfer it after 9 o'clock the next day.