What happens when the policyholder of the insurance contract is different from the e insurance polic

The policyholder must be one person in the insurance contract and the policy of electronic insurance, otherwise, it will be very troublesome to claim compensation when the real personal interests are damaged, and it must be changed as soon as possible.

Because the status of the two of them is different, the products they make are different, and their personalities are different.

Hello, if it's different, it must be a mistake caused by your filling in the information.

This situation is generally made by the system, or manually made, and the aunt can go to find it and change it.

If the insurance contract is different from the electronic policy, you need to check with the insurance company and change it.

The policyholder of the insurance contract and the electronic policy are different, what is the matter?This tells you, did you fill in the wrong form yourself?Or the insurance company is out, you can find customer service to contact and change it, otherwise you won't be able to make a claim when the claim really occurs in the future.

The insurance contract is not the same as the electronic policy policyholder, what is the matter?This may be a mistake and needs to be changed immediately.

My contract is different from the policyholder of the electronic newspaper policy, so it belongs to you, and the electronic policy is wrong.

If the policyholder of the insurance contract and the electronic policy are not the same, then this is incorrect.

The insurance contract and the electronic policy should be the same, if not, see if the contract number is different.

This needs to be asked to the insurance company, and there may be some problems when entering.

If the policyholder of the insurance contract and the e-insurance policy are different, the original insurance contract should prevail.

Joyful electronic museum. What is the difference between the signed cigarettes of the self-insurance policy?Alas, this one thing really has to be the same, and if you want to put on two, then it doesn't match. Then there are plugs. It has to be the same, it's the most reasonable.

What is the matter with the difference between the policyholder of the insurance contract and the electronic insurance policy, hurry up to rebuild, and when this happens, go and change it quickly.

When it comes to two contracts, the policyholders are different, which means that there are two contracts. Headaches, so you have to know what's going on.

Okay, what's the deal with the fact that the policyholders of my e-policy are different?This one is for sure, this may be a problem with the system, you can check it again.

What happens when the policyholder of the contract and the e-policy are different? If the insurance of the two kappa and the electronic insurance policy is different, there should be relevant regulations, so ask the professional staff for details.

The policyholder of the insurance contract and the electronic policy is not the same, it may be someone from the insurance company, so we have to consult it ourselves.

It is recommended that you find their customer service to see if you have filled in the wrong form yourself or if the other party has made a mistake and can correct it.

Legal analysis: electronic insurance policy is a contract, China's law stipulates that the contract established in electronic and other ways is regarded as a written contract as long as it can tangibly express the content contained therein and can be accessed and used at any time. Accompany rejuvenation.

Legal basis: Article 469 of the Civil Code of the People's Republic of China: The parties may conclude a contract in written, oral or other forms. The written form is the form in which the contents of the contract, letter, telegram, telex, fax, etc. can be tangibly expressed.

Data messages that can be tangibly expressed in electronic data interchange, e-mail, etc., and can be accessed at any time, shall be regarded as written form.

The electronic insurance policy is a contract, and China's law stipulates that the contract established in electronic and other ways is regarded as a written contract as long as it can tangibly express the content contained therein and can be used at any time.

Legal basis: Civil Code of the People's Republic of China Article 469 When the parties conclude a contract, they may use written, oral or other forms. The written form is the form in which the contents of the contract letter, letter, telegram, telex, fax, etc. can be tangibly expressed.

The contents contained in the phenotype file can be tangibly displayed by means of electronic data interchange, e-mail, etc., and the data used by Yintong Lucha can be retrieved at any time, and the text is deemed to be in writing.

The electronic insurance policy is a contract, and the laws of our country stipulate that the contract established in electronic and other ways is regarded as a written contract as long as it can tangibly express the content contained therein and can be retrieved and used at any time.

1. Do I need to sign a contract for entrustment?

The entrustment may not be subject to a written entrustment contract, unless otherwise agreed by the parties or otherwise provided by law. According to Article 919 of the Civil Code, an entrustment contract is a contract agreed between the principal and the trustee that the trustee will handle the affairs of the principal. Article 469 stipulates that the parties may conclude a contract in written, oral or other forms.

The written form is a form in which the contents of the contract, letter, telegram, telex, fax, etc. can be tangibly expressed. Data messages that can be tangibly represented in electronic data interchange, e-mail, etc., and that can be accessed at any time shall be deemed to be in writing.

2. What are the requirements for the start date and signing date of the contract.

There is no requirement for the time to sign the contract, and consensus is sufficient.

According to the law, the parties may conclude a contract in written, oral or other forms. The written form is a form in which the contents of the contract, letter, telegram, telex, fax, etc. can be tangibly expressed.

Data messages that can be used in electronic data interchange, e-mail, etc., to represent the contents of the information in a tangible way, and which can be accessed at any time, shall be regarded as in writing.

The conclusion of the contract can be oral or otherwise, so as long as the law does not require the signing of a written contract, the parties reply in WeChat to agree to sign the contract also has legal effect, and can also promote the contract to take effect. According to Article 469 of the Civil Code of the People's Republic of China, which came into effect in 2021, the parties may enter into a contract in written, oral or other forms. A written contract is a form in which the contents of a contract, letter, telegram, telex, fax, etc. can be tangibly expressed.

Data messages that can be tangibly represented in electronic data interchange, e-mail, etc., and that can be accessed at any time shall be deemed to be in writing.

Article 469 of the Civil Code of the People's Republic of China provides that when parties conclude a contract, they may use written, oral or other forms. The written form is a form in which the contents of the contract, letter, telegram, telex, fax, etc. can be tangibly expressed. Data messages that can be tangibly represented in electronic data interchange, e-mail, etc., and that can be accessed at any time shall be deemed to be in writing.

Summary. 1.The policy has not yet come down, and after the general salesman submits the insurance information to the company, the company deducts the money successfully, and the insurance liability takes effect.

2.Some companies have a special explanation of insurance liability for the period from the successful deduction to the time when the policy is obtained, and some have no special instructions, but only notify by SMS that the deduction has been successful, and the contract has taken effect from a certain point in time.

3.From the submission of information to the company receiving the information after underwriting, underwriting, to the production of the policy, it generally takes about a week in the middle, and then the made contract can be sent to the salesman, and then the salesman can send the policy to the customer.

4.When the customer receives the contract, it needs to sign the receipt, and from the date of signing the receipt, the cooling-off period is counted, which is generally 10 days.

5.Therefore, the longer the customer receives the contract, the longer the hesitation period, which is not unfavorable to the customer, but thus prolongs the hesitation period, so as long as it is within the normal time period, there is no need to be too anxious to ask for the contract, it is really not at ease, you can call customer service ** to ask about the progress of the contract.

Insurance companies do not give electronic policies.

You are trembling, I am a partner financial analyst Yu Fei, I will do my best to sort out the answer file in 5 minutes, I will do my best to your question, satisfied with the trouble5 Close Xun praise Oh Thank you

Hello. Hello, the electronic policy is with the car, if the other party does not provide it, you can confirm with the insurance company to solve.

The insurance company doesn't give me the policy.

Insurance companies must provide insurance policies and terms to consumers, and they can complain to this company, in reality, many car insurance policies and terms are not mentioned. You can check whether it is an electronic insurance policy, and a paper policy needs to be applied for.

1.The policy has not yet come down, and after the general salesman submits the insurance information to the company, the company deducts the money successfully, and the insurance liability takes effect. 2.

Some companies have a special explanation of insurance liability for the period from the successful deduction to the time when the policy is obtained, and some have no special instructions, but only notify the deduction by SMS that the deduction has been successful, and the contract has been guessed from a certain point in time. 3.From the submission of information to the company after receiving the information underwriting, underwriting, to the production of the policy, it generally takes a week to make the right and left of the world, and then the made contract can be sent to the salesman, and then the salesman can send the policy to the customer.

4.When the customer receives the contract, it needs to sign the receipt, and from the date of signing the receipt, the hesitation period will be counted, which is generally 10 days. 5.

Therefore, the longer the customer receives the contract, the longer the hesitation period, which is not unfavorable to the customer, but thus prolongs the hesitation period, so as long as it is within the normal time period, there is no need to be too anxious to ask for the contract, it is really not at ease, you can call customer service ** to ask about the progress of the contract.

Is the e-policy reliable?

Insurance itself is a kind of visible, intangible, product, after paying a large premium, only in exchange for an insurance contract, however, now, this contract has become electronic, can not be touched, so, there is a problem, is the electronic policy reliable?

Yi Xiaobao said, of course it is reliable, but of course it is not authoritative, so please see the following law:

Article 13 of the Insurance Law stipulates that "an insurance policy or other insurance certificate shall specify the contents of the contract agreed upon by the parties. The parties may also agree to set out the contents of the contract in other written forms";

Article 11 of the Contract Law stipulates that "written form refers to the form in which the contents contained in the contract, letters, and data messages (including telegrams, telex, faxes, electronic data interchanges, and e-mails) can be tangibly expressed".

Article 4 of the Electronic Signature Law of the People's Republic of China stipulates that "data messages that can tangibly represent the content contained therein and can be accessed at any time shall be deemed to be in written form that meets the requirements of laws and regulations".

Now, you know that the electronic policy is reliable!

An electronic policy is also a policy, just like your uncle will always be your uncle, but this insurance uncle is more fashionable and is also catching up with the wave of Internet addition!

According to statistics, in 2016, the scale of online insurance sales reached 234.7 billion yuan, an increase of nearly 74 times compared with 3.2 billion yuan in 2011. The types of Internet insurance are also constantly enriched, with long-term complex products such as critical illness insurance and life insurance beginning to be sold, and innovative products such as freight insurance and mobile phone broken screen insurance being continuously launched, making Internet insurance recognized by more and more consumers.

The reason why Internet insurance is developing so rapidly is because its advantages are very obvious:

The product is cost-effective. Internet insurance adopts the method of e-commerce, which directly connects the insurance bank to the company and the customer, which greatly saves the intermediate links and channel costs, so the cost performance of Internet insurance products is generally very high. (i.e. the premium is cheaper).

Fit the scene and meet the needs of customers. Traditional insurance sales mainly rely on people's words, while Internet insurance can stimulate customer demand through specific risk scenarios. For example, when consumers buy air tickets, they are worried about aircraft accidents, so they will buy aviation insurance; When shopping, you will worry about the unsatisfactory goods, and freight insurance comes into being.

This kind of demand stimulated by specific scenarios is more natural and easier to close.

Of course, internet insurance is not without its drawbacks:

At present, the most important thing is that the product types of Internet insurance are not rich enough, and the penetration rate of traditional products is not high, especially the number of life insurance, critical illness and other products is far less than offline. Therefore, all of the products on our e-Xiaobao platform are short-term grinding insurance, welcome to buy!

It doesn't matter if it's an electronic policy or a paper policy, it's all an insurance policy in the final analysis, and there is no difference between claims and other services, so you don't have to worry too much about it.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"