What is the maximum payout of Chinese Life Cancer Insurance? Rehabilitation benefits and death insur

Xueba says insurance, focusing on insurance evaluation. Buying an old age insurance policy can sometimes be a good opportunity for us to do our filial piety; Here I recommend to you an article that I have carefully prepared, which is a practical item and is recommended to collect:【Elderly Insurance】That's the right way to buy

The maximum specific amount of compensation depends on which type of Chinese life cancer insurance purchased, what is the maximum amount of insurance that can be purchased, whether the compensation has been doubled, and the specific division of the compensation amount of cancer prevention insurance also depends on how the insurance purchased is stipulated.

In fact, when we buy insurance, we should not only pay attention to the amount of compensation, but also pay attention to the amount of insurance, the content of protection, and the conditions of insurance of the product. If you want to know more about Chinese Life's cancer insurance, I will introduce it to you in detail below

In general, the incidence of cancer is higher in the elderly. For the elderly over 60 years old, the first choice in health insurance is cancer insurance. The more eye-catching is the cancer prevention insurance of Chinese Life, so let's simply understand the cancer prevention insurance through the two products of Chinese Life (see the table below).

Take KangAi Malignant Tumor Insurance as an example:

1. Cancer multiple claims:In other words, the malignant tumor can be paid up to three times, with an interval of 3 years.

2nd and 3rd payouts;

2. Carcinoma-in-situ coverage:Once diagnosed with carcinoma-in-situ, 30% of the compensation can be paid, and the cost of carcinoma-in-situ is low and the rate is high;

3. Flexible insurance period:This means that you can choose the coverage period from 60 to 80 years old.

However, the exemption is very strict: only if the malignant tumor is diagnosed, the premium can be waived, and although the patient suffers from carcinoma-in-situ pays 30% of the sum insured, he still has to continue to pay the premium.

As far as Kangai e-sheng is concerned, it can be seen that:

1. The protection is more comprehensiveCovered benefits include Carcinoma-in-situ, Cancer, Death;

2. Carcinoma-in-situ coverage:Carcinoma-in-situ has a high rate** and low cost, and 30% of the basic sum insured can be paid if diagnosed.

But the shortcomings are obvious:

1. Single guarantee period:Only choose for life, no short-term, and you can't even choose to guarantee to 70 or 80;

2. Age limit:If you are over 60 years old, you can no longer apply for insurance.

In general, good cancer insurance will always have these three characteristics: a more comprehensive coverage and multiple claims of the sum insured;

Flexible coverage period with no age limit; Highlighting the leverage advantage requires greater flexibility in payment methods.

Nowadays, the cancer prevention insurance on the market is very changeable, and we will be able to better understand the function of cancer prevention insurance in terms of Chinese life products, so what products are suitable for us? Which cancer insurance is worth comparing and referring to? I recommend you take a look at this article:

You deserve these cancer insurances! Hope!

Mainly depends on the sum insured, the cancer diagnosis insurance benefit is paid according to 100% of the sum insured; Additional benefits for specific cancers are added to the above 30%; The maximum insurance benefit for minor cancer diagnosis is 100,000 yuan. **The maximum amount of money paid is the basic sum insured. The death benefit will be paid at the greater of 105% of the premium paid or the cash value.

At present, there are two main types of insurance that "cover" cancer in the market, one is critical illness insurance including cancer, and the other is "cancer insurance" specifically for cancer. The biggest difference between the two is that critical illness insurance covers a total of more than 30 critical illnesses, including cancer, while "cancer insurance" specifically covers cancer, so in terms of premiums, "cancer insurance" is cheaper than heavy illness insurance. How to buy cancer insurance?

1. Clarify the content of the guarantee.

First of all, the policyholder should carefully read the insurance contract and have a clear understanding of which cancers can be prevented by cancer prevention insurance. Some cancer insurance plans can also pay the insured person's hospitalization benefit, surgical insurance benefit, premium waiver and death benefit on top of the cancer diagnosis benefit, which can make the coverage more comprehensive.

2. The amount of insurance cannot be low and the term cannot be short.

Cancer insurance is a type of health insurance that has strict requirements on the age of the insured, and it is usually difficult to apply for insurance for those over the age of 50. If the sum insured is too low, it is difficult to play a good role in risk prevention, although the cost of different cancers is different, it is recommended that the policyholder set the amount of compensation after cancer confirmation at at least 200,000 yuan. In addition, we are particular about the length of the insurance period.

If it is too short, it may not be possible to cover the age group with a high incidence of cancer.

3. Choose as needed.

In fact, it is difficult to define which is better, because different products have their own unique attributes and functions, and no matter how the policyholder chooses, they all need to start from their own needs.

Finally, we need to remind everyone that it is best to choose the right insurance product for you.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello, from the perspective of how much cancer insurance can pay, the amount of compensation provided by each insurance company is different, but the general principles are as follows: 1. Critical illness insurance Cancer prevention insurance pays for cancers that have reached the stage of invasive cancer, whether it is a milder early invasive cancer or a more serious intermediate and advanced invasive cancer, you can get compensation; 2. For carcinoma in situ with a low degree of physical harm, critical illness insurance will not pay; 3. In the carcinoma-in-situ stage, the liability for minor illness can be paid according to the ratio of 20 30 basic sum insured; 4. Other malignant tumors can be paid after diagnosis, but it should be noted that minor diseases such as carcinoma in situ are proportional compensation; 5. At the same time, it should be noted that cancer during the period of HIV infection is not covered by the claim.

Through the above arrangement, I believe you have a general understanding of the scope of cancer insurance claims, and the compensation standard of cancer insurance is closely related to the coverage of compensation.

Chinese Life Insurance Compensation for Cancer.

Hello, from the perspective of how much cancer insurance can pay, the amount of compensation provided by each insurance company is different, but the general principles are as follows: 1. Critical illness insurance Cancer prevention insurance pays for cancers that have reached the stage of invasive cancer, whether it is a milder early invasive cancer or a more serious intermediate and advanced invasive cancer, you can get compensation; 2. For carcinoma in situ with a low degree of physical harm, critical illness insurance will not pay; 3. In the carcinoma-in-situ stage, the liability for minor illness can be paid according to the ratio of 20 30 basic sum insured; 4. Other malignant tumors can be paid after diagnosis, but it should be noted that minor diseases such as carcinoma in situ are proportional compensation; 5. At the same time, it should be noted that cancer during the period of HIV infection is not covered by the claim. Through the above arrangement, I believe you have a general understanding of the scope of cancer insurance claims, and the compensation standard of cancer insurance is closely related to the coverage of compensation.

Hello, I would like to inquire about a family member who was diagnosed with colon cancer last year and received a life insurance claim for a serious illness. If I passed away from cancer this year, can I continue to receive a life claim in this case?

Is it a critical illness insurance claim?

As long as there is a confirmed fact. If you meet the relevant terms of the insurance, you can also make a claim after your death.

Hello, the scope of cancer compensation is stipulated according to the insurance contract you signed with the insurance company, all insurance companies will clearly state the scope of cancer compensation in the insurance contract, in general, the insurance company will make the following provisions:

The following illnesses are not covered:

1) carcinoma in situ;

2) chronic lymphocytic leukemia equivalent to the stage A level of BINET staging regimen;

3) Hodgkin's disease equivalent to the Ann Arbor stage I level;

4) ** cancer (excluding malignant melanoma and ** cancer that has metastasized);

5) Prostate cancer with TNM stage of T1N0M0 or less;

6) Infection with HIV virus or malignant tumor during AIDS treatment.

Therefore, as long as the cancer specified in the insurance contract occurs, the insurance company will pay for it, and the insurance company will refuse to pay if the above insurance contracts clearly stipulate that it will not pay.

If you have any other insurance questions, come to Snail Insurance and ask me

No, carcinoma-in-situ and some benign tumors are not covered.

This depends on how the policy stipulates, and not all cancers can be compensated.

Depending on the age and gender, the protection is different.

You tell me the gender and age of the insured.

Premiums vary depending on age

Depending on the age, the premium varies depending on the benefit.

Dear, look at the age and men and women! We Sunshine Insurance 50-year-old women! More than 3,000 yuan! 150,000.

If you are about 30 years old, 1,300 is 100,000 protection, and there is 50,000 protection for mild cancer!

It depends on the age and gender of the individual, and each age is different.

Hello, you can contact me, tell me your age and gender and I will help you make a plan.

When consumers buy many products, they will choose some large-scale, strong, and well-known merchants, not only because of their products and services, but also because of the consumers' own down-to-earthness. Of course, buying insurance is no exception, in China's insurance industry, Chinese Life is undoubtedly a very influential and strong old enterprise, so there are many consumers who buy Chinese life insurance, when many consumers buy Chinese life insurance, many people will ask some questions, such as: How about Chinese life cancer insurance?

How to make a claim for Chinese Life Cancer Insurance? What are the best cancer insurance for the elderly, and which one is better? Take a look at the top 10 best-selling insurance companies from insurance companies this year:

The latest list! Inventory of 20 hot-selling cancer insurance products in the country.

First, how about Chinese life cancer prevention insurance.

In general, the insurance business of Chinese Life is very good, its cancer prevention insurance has the characteristics of low premium and high protection, and it is very targeted, which is more suitable for two types of people to insure: one is people with average economic conditions and want to obtain cancer prevention insurance protection, and the other is people with better economic conditions but greater risk of cancer; Therefore, in terms of products, Chinese life cancer insurance is still very good. Moreover, Chinese Life Insurance Company is very strong, and has been constantly improving its products and services, and its cancer insurance business is reliable.

2. How to settle the claim for Chinese life cancer prevention insurance?

The Chinese Life Cancer Prevention Insurance claim process is as follows: the insured must notify within 10 days of the date of the accident, and the insurance company will approve the application and relevant materials within 5 days, and the more complex ones will be approved within 30 days. If it is an insurance liability, the insurance money shall be paid in accordance with the contract within 10 days.

Of course, we must also make it clear that there are many materials that need to be submitted when making a claim, mainly including: insurance policy, applicant's identity certificate, diagnosis certificate and medical record issued by the hospital, and admission and discharge certificate, etc.

In general, Chinese life cancer insurance is still very good, with strong pertinence and the characteristics of the product itself, which can also enable the policyholder to obtain protection, which is worthy of consumer trust.

If you have any other insurance questions, please come: more insurance fish talk about insurance! ，

Claims process.

Claim materials. 1. When applying for cancer diagnosis insurance benefits, specific cancer additional benefit insurance benefits, mild cancer diagnosis insurance benefits, cancer ** insurance benefits, and insurance premium waiver, the required certificates and materials are:

1. Insurance policy;

2. Applicant's legal identity certificate;

3. Diagnosis certificate (including relevant diagnosis basis), medical records, hospitalization and discharge certificates issued by specialists;

4. Other certificates and materials required by the insurance company for the applicant to confirm the nature and cause of the insured accident.

2. When applying for death insurance benefits, the required certificates and materials are:

1. Insurance policy;

2. Applicant's legal identity certificate;

3. Death certificate of the insured issued by the public security department or a hospital above the second level (including the second level);

4. Certificate of cancellation of household registration of the insured;

5. Other certificates and materials required by the insurance company for the applicant to confirm the nature and cause of the insured accident.