What should I do if I make a claim for insurance bought online?

If you buy insurance online, if you make a claim, you can call the service of the insurance company**, or report it on the official WeChat***, the designated APP, and operate according to the page prompts or the instructions of the customer service staff. If you want to know more about what to do after the accident, you can poke: how to make a claim after the claim occurs.

Generally speaking, we can submit relevant claim information on the insurance company's WeChat*** and designated APP, such as the identity certificate of the relevant personnel, the hospital diagnosis sheet, the list of medical receipts, the accident certificate and other supporting materials, and wait for the insurance company's review.

Generally speaking, if the insured accident is in line with the corresponding claim conditions, the claim payment will usually be issued within 10 days, if the event is relatively simple and the claim payment is relatively small, the claim payment may be received on the same day or within a day or two at the earliest.

In addition, you need to pay attention to the fact that once the accident occurs, it is necessary to report to the insurance company in time, because some insurance companies will require the accident to be reported within 24 hours or 48 hours after the accident, and if the accident is not reported in time, it may have a certain impact on the claim.

If it is possible to settle claims nationwide, it is good to directly hand over the claim information to the insurance company, and what information is generally announced on the Internet. Of course, if there is an accident, it is best to contact the customer service staff of **, they should be able to guide how to make a claim, and now it has become a trend to buy insurance online, and you can buy it with confidence.

It is reliable to buy insurance online. As long as the company has a brokerage license issued by the China Banking and Insurance Regulatory Commission, the products sold are strictly reviewed, and you can buy with confidence. In addition, online insurance will be faster and safer, because the information can be submitted online, and the third party will also have a special person to assist in the claim, objectively and neutrally safeguarding the rights and interests of customers.

It has nothing to do with the channel, whether it is personal insurance, bancassurance, telemarketing, or the Internet.

The claims terminal is an insurance company, as long as your situation and materials meet the insurance interests, then you can settle the claim smoothly.

As for the lapse of the claim, it depends on the insurance company you are insured.

Now it is not very troublesome to buy insurance claims online, if you accidentally aggravate the illness when you buy it, you only need to give the corresponding documents

Probably not, we have a man, it seems to be a heart or something wrong, anyway, it's quite serious, at first the family didn't know that there was insurance, because the insurance was bought by his daughter-in-law from the Internet, and then the family really couldn't afford to see a doctor, only to remember that I also bought an insurance from the Internet, and then made a claim, I don't know how to make a claim, but I heard that I also lost a lot of money, so I think I should buy it right, or reliable, but there are also a lot of physical insurance, so I choose it yourself.

Buying insurance online is very quick and easy. The insurance products are transparent and easy to understand, and it is very easy to surrender or settle a claim.

Many people are worried that if they buy insurance online, there will be trouble when making a claim. At present, Internet claims are a major trend, and most small claims are completed online. Moreover, most of the business of Internet insurance companies is now handled online, which saves the trouble of running the insurance company to do business on the spot, and also avoids the embarrassing situation that your insurance company has changed careers.

Yes, you can make a claim. Buying insurance online, whether it is purchased on the official website of the insurance company or the Internet insurance platform, is actually settled by the insurance company. As long as you meet the conditions for claims, you can generally apply for a claim.

Don't know enough about insurance? Take a look at this key takeaway::

Before buying insurance, you must first understand these key knowledge points!

In fact, when it comes to buying insurance online, what friends are more worried about is the problem of unreliability. In fact, whether we buy insurance online or offline, the person who signs the contract with us is the insurance company, and the protection is subject to the terms, which also has legal effect and is reliable. Do you want to know the difference between buying insurance online and offline?

Then don't miss this article:

Is it reliable to buy insurance online? What is the difference between online and offline insurance?

If you want to make a successful claim after an accident, there are many things that need to be paid attention to. For example, the scope of the insurance needs to meet the coverage scope, the exclusion clause has not been triggered, the health notice must be truthfully informed (if the waiter has it), and the claim information must be complete. Some friends are more curious about what claim information needs to prepare?

If you are interested, you can take a look at this popular science article:

What are the general claim information? Details determine the success or failure of a claim!

That's all there is to it! Hope Luchai helps!

Hope!

Generally speaking, the four major claims processes are as follows:

If there are more than one insurance policy, the first step is to clarify the situation of the insurance. For example, to confirm whether it is an illness or an accident so that it can be further determined which policy to use to file a claim;

After confirming the policy that still needs to be claimed, you should contact the insurance company as soon as possible and report the case to the insurance company;

After the claim information is submitted, the insurance company will review it, and the insurance company will remind the supplementary materials if the information is incomplete, and if the claim information is complete and the claim conditions are met, we only need to wait for the claim to arrive.

So how long does it take for the insurance company to pay the insurance money when the claim information is complete?

Generally speaking, when the insurance company verifies that the accident is within the scope of insurance liability, the insurance company will contact the insured or beneficiary to reach an agreement on the payment of insurance benefits, and pay the compensation within 10 days.

However, if the insurance company has verified that it is not covered by the insurance, a notice of refusal to pay the insurance benefits will be issued within 3 days after the verification and the reasons will be explained.

The above is related to the problem, I believe everyone knows what the correct process of claim settlement is. As you can see, the claim process is not a hassle, and you usually just need to follow the above process to apply.

If you still have questions about the claims process, bookmark this guide to it:How to settle a claim after a claim has occurredHope!