What should I do if the insurance does not pay? What happens if the insurance company doesn t make a

In the spirit of the contract, even if it is half a day or a year, it is impossible for the insurance company to refuse the claim, but the claim takes time, about seven days, which should be the claims adjuster is afraid that the progress of the claim approval will not be completed in these days, so let the renewal be made.

The salesman's statement is unfounded, as long as the policy is in effect, regardless of whether the policy is renewed in the next period, it will not affect the claim. If the negotiation fails, you can file a complaint with the local CBIRC, or you can go to the court to file a lawsuit. But your case is from 09, why haven't you dealt with it for so long?

In the middle, there may be a problem of the expiration of the statute of limitations.

In insurance claims.

There is no claim that you have to pay for the next year's insurance

You read the policy carefully.

Say so.

You're going to hand over what you didn't pay back then.

You can make a claim.

And also. Each policy has a grace period of 60 days.

Within 60 days, he handed over the money for Ding Wear Relaxation Fei Du Chong's killing and twitching series.

That's it. You can call that company's national service**.

There is still no clear situation. You can't talk nonsense, and the compensation is a must. However, if the premium is not paid in the following year, it may be the reason for the claim, but it is not sufficient. At least 65 days should be reimbursable.

Find a lawyer or a legal aid center (free of charge) to help you resolve your issue.

Ignorance leads to the consequences.! ·#

What did the salesman say?

Take a good look at the policy, pay attention to the scope and amount of the policy, what year did you buy it, and what is the payment period?

Look for the insurance company, and the counter should be able to give a suitable answer.

Legal Analysis: The solutions for insurance companies not to settle claims are as follows:

1. Complain to the insurance company;

2. Complain to the China Banking and Insurance Regulatory Commission;

3. Go to the local court to sue the insurance company and ask for compensation.

Legal basis: Insurance Law of the People's Republic of China Article 157 *** Insurance regulatory institutions shall establish a supervision and management information sharing mechanism with the People's Bank of China and other financial regulatory institutions.

When the insurance regulatory authority performs its duties in accordance with the law and conducts supervision, inspection and investigation, the relevant departments shall cooperate.

First of all, it depends on what kind of insurance you have purchased; Secondly, what is the reason for hospitalization**.

If you purchase hospitalization medical insurance, the general observation period is 30 days, then if it is hospitalization caused by illness, it is indeed impossible to claim because the observation period has not passed; If you are hospitalized due to an accident, there is no observation period for the accident, and the expenses can be reimbursed.

If you buy critical illness insurance, the shortest observation period is generally 90 days, and the situation you said is definitely not the observation period, so the insurance company will not make a claim.

So, you can look at it in combination with the above.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"