320,000 The interest is 5 88 20 years to repay the principal How much should the principal be repaid

If you take out a loan through Ping An Bank, the specific monthly payment also depends on your loan execution interest rate, repayment method, etc., which can be calculated through the official website of Ping An Bank or Ping An Pocket Bank, and the trial calculation results are for reference only.

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According to the equal amount of principal and interest, the monthly payment is yuan, and a total of interest yuan needs to be paid, with a principal of 320,000 yuan, totaling yuan.

Repay the principal in equal amounts, repay the first month, and decrease the amount every month thereafter, and need to pay a total of 188944 yuan in interest, with a principal of 320,000 yuan, totaling 508944 yuan.

The loan of 320,000 yuan will be repaid in 20 years, and the interest rate will be calculated according to the repayment method of equal principal and interest, with a monthly payment of yuan and a total interest of yuan.

Because interest = principal interest rate time, the annual interest rate is, so the interest is 320,000, and the principal and interest are 10,000 in total.

The mortgage is 700,000 yuan, interest, the loan has been for 30 years, and the equal principal and interest are repaid 4143 per month, if it has been repaid for 10 years, the remaining principal needs to be repaid at one time, plus the monthly payment for 10 years, and the total interest plus principal is paid 10,000. The total amount is different for different repayment methods.

If the interest rate is 200,000, the interest for one year is 11,760, and the interest for one month is 980

The monthly interest rate of the interest rate is 380,000, calculated according to the method of equal principal and interest repayment (the same monthly repayment amount), 20 years (240 months).

Monthly repayment = 380,000* (1+.)

Total Interest = Description: 240 to the power of 240.

In the case of equal principal and interest, the total repayment: yuan, where the interest is yuan.

In the case of equal principal, the total repayment: Yuan, of which the interest Yuan.

It is calculated according to the two repayment methods of "equal principal and interest" and "equal principal";

Annual interest rate = , monthly interest rate = annual interest rate 12=

1. "Equal principal and interest" method.

Formula] Monthly repayment amount = loan amount * monthly interest rate [1 - (1 + monthly interest rate) - number of months of repayment].

Monthly repayment amount = 320,000*

Monthly repayment amount = 2, RMB.

Total repayment = 544, yuan.

Total interest = 224, yuan.

2. The "equal principal" method.

1) Calculate the initial repayment amount.

Formula] Initial repayment amount = loan amount * [(1 total number of months) + monthly interest rate)]].

Initial repayment = 320,000 * [(1 240)+

Initial repayment = 2, RMB.

2) Calculate the monthly regression.

Formula] Monthly Decrement = Loan Amount Total Number of Months * Monthly Interest Rate.

Monthly decline = 320,000 240*

Monthly decline = RMB.

3) Calculate the total amount of interest and the total amount of repayment.

Formula] Total interest = 1 2 * loan amount * monthly interest rate * (1 + total number of months).

Total interest = 1 2 * 320,000*

Total interest = 188, RMB.

Total repayment = 508, RMB.

Results:

In the "equal principal and interest" method, the monthly repayment is 2, yuan, and the total repayment is 544, yuan.

In the "equal principal" method, the initial repayment amount is 2, and then decreases by month by month; Total repayment = 508, RMB.

"Equal principal" saves 35,000 yuan in interest compared with "equal principal and interest".

Hello, the interest generated by the loan will incur different fees due to product details, credit comprehensiveness, repayment method and time, etc., and everyone's situation is different, and the costs incurred are also different. When we apply for a loan, we should not only compare the interest, but also comprehensively check the reliability of the loan platform, so as to ensure the safety of our information and property.

It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.

It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

Because interest = principal interest rate time, so the interest is 320,000, the principal and interest are 32+ 00,000 in total, and the monthly is 10,000.

Calculated according to equal principal and interest repayment, 320,000 principal, term 20 years, interest rate. The repayment is calculated as follows:

The situation of the 13 installments is as follows:

It can be seen that after 13 installments, the remaining principal is: 310, yuan.

Let's say it's an "equal principal and interest" repayment method.

Annual interest rate = , monthly interest rate = annual interest rate 12=

1. Calculate the monthly repayment amount.

Formula] Monthly repayment amount = loan amount * monthly interest rate [1 - (1 + monthly interest rate) - number of months of repayment].

Monthly repayment amount = 320,000*

Monthly repayment amount = 2, RMB.

2. Calculate the remaining principal after 13 periods.

Formula] Remaining principal = monthly repayment amount * [1 - (1 + monthly interest rate) - number of remaining months - 1)] monthly interest rate.

Remaining principal = remaining principal = 309, yuan.

3. Calculate the one-time repayment amount after 13 installments.

Formula] Lump sum repayment amount = {loan amount - monthly repayment amount * [1 - (1 + monthly interest rate) - number of months repaid] monthly interest rate} * (1 + monthly interest rate) (number of months repaid + 1).

Lump sum repayment = {

One-time repayment = 312, yuan.

Results:

Under the assumption that the remaining principal is 309,yuan after 13 installments of repayment; After 13 installments, a one-time repayment of 312 yuan can be repaid in a lump sum.

If you pay off the loan early at this time, you can save 203 yuan in interest.

Wan rent, annual interest rate, one-year interest of 20,140 yuan, excluding compound interest, 20-year interest of 402,800 yuan, one-time repayment of principal and interest totaling 782,800 yuan.

2. Equal repayment of principal and interest, monthly repayment, total interest, and total principal and interest.

3. Equal principal repayment, the first month of repayment, 7 yuan per month, the last month of repayment, the total interest of this yuan, the total principal and interest yuan.

Assuming that the mortgage is repaid in the form of equal principal and interest, and the monthly repayment amount is fixed, then the repayment can be calculated through the repayment calculation formula.

First of all, you need to calculate the monthly repayment amount based on the mortgage amount, loan term, interest rate and other information. Assuming that the mortgage amount is 220,000 yuan, the loan term is 20 years, and the interest rate is, the monthly repayment amount is about yuan.

Secondly, it is necessary to calculate how many installments have been repaid according to the time of repayment, so as to calculate the remaining repayment period. Assuming that 8 years have been repaid, i.e. 96 months, the remaining repayment period is 12 years, i.e. 144 months.

Finally, based on the monthly repayment amount and the number of remaining repayment periods, the remaining outstanding principal amount can be calculated using the repayment calculation formula. According to the formula:

Remaining outstanding principal = p 1+i) n - 1+i) m] 1+i) n - 1].

Among them, P is the principal of the loan, I is the monthly interest rate, N is the total number of months of repayment, and M is the number of months that the loan has been repaid.

Substituting the known information, you can get:

Remaining outstanding principal = 220,000 1+ -1+ 1+ -1].

128, yuan.

As a result, the mortgage chain Hu still has about the principal of about yuan unpaid. It is important to note that this is only an approximate calculation, and the actual repayment situation may vary due to a number of factors.

Hello, loan 330,000, repayment for 20 years, interest rate, monthly payment, total interest yuan, total repayment yuan.