Is the mother and child rental platform reliable now?

At present, it is known that the platform for maternal and infant leasing has "baby car rental" "fun benefit" and "Ninth Five-Year Car Rental" three platforms, from the perspective of the large market, maternal and infant products are quite potential for development, but at present, parents for their children's second-hand products, especially the family with better families, will not accept the rental behavior, to a certain extent, especially the more private supplies will consider more problems, such as: disinfection, hygiene, safety, service life, etc.

Baby car rental: A cursory look here, the first activity was 1 yuan rental for 1 year, and finally there was a problem with the capital chain, resulting in untimely withdrawal, customer service is not in place, and the establishment of its own brand image from a certain angle has been slapped in the face. The leasing process is complex and difficult to understand.

Take fun and use: At first, it was the gift and sharing of second-hand idle goods. Take the sharing economy route, will purchase excess idle goods, do not mark the price, do not set the price for free, give people roses to leave the fragrance, in the second-hand market to take a small fresh road.

Now it has expanded the rental service of maternal and infant classes, and the platform and the brand directly authorized the cooperation to provide new supplies to the market for rent, and with the agreement to mail together, from the platform, the brand, the user, and jointly protect the interests of the three parties. Customer service, than a treasure to be more enthusiastic, patient, recommended in place, there is the basis of the previous second-hand market service, I believe that the customer service will be more cute than the missing baby car rental. For the item itself, the final choice of "renting" or "buying" is a decision made after use, so there is no psychological burden in the use itself, maybe in the end, you don't want to quit the lease?

The feeling is given a hidden choice "no refund = purchase".

Ninety-five car rental: the starting time is earlier than the fun, in fact, I don't know much, the publicity is not as big as the baby car rental, there are retail and rental, coexisting in the platform, the channels are separated.

I think that if the item itself has the liquidity to go to the development model of leasing is feasible to be high, growth toys, educational toys, durable goods sterilizers, food machines, etc., maternal and infant leasing has market demand, but also a test of the younger generation of parents' thinking model, I believe that the acceptance of the family will be, women's purchasing power is amazing, coupled with all kinds of e-commerce platforms, low prices, **, buy more and send more, but also promote women's purchasing power, in the maternal and infant category of hoarding quite a lot, It would also be a meaningful thing if there were more platforms to alleviate this chopping wind from the side.

There are a number of maternity and baby insurance plans on the market that are specifically designed for pregnant women.

For pregnant women, there are many maternal and child insurance products to choose from. First of all, it is recommended that you should take out appropriate commercial maternity and child insurance for your own protection needs to protect yourself and your unborn child.

At present, there are two main forms of maternal and infant insurance provided by insurance companies for pregnant women and newborns, namely additional maternal and infant insurance and specialized maternal and infant insurance. Supplementary maternal and infant insurance is usually added after the application of women's health insurance and life insurance, and the insurance period and payment period are relatively long, and the age limit for insurance is smaller. The special maternal and infant insurance can be purchased separately, with the expectant mother as the first insurer and the newborn as the second insurer, and the insurance period is generally only one year or until the mother is discharged from the hospital after delivery.

Hello, it's for mothers and children, right? How old is the child.

You ask the people who understand, honey twist mother and baby.

For women, giving birth to a new little life is a shift in the focus of the whole life. At this special stage, it is not a good thing to buy some insurance to avoid potential risks and take precautions.

However, before purchasing commercial maternity and child insurance,Maternity insuranceCheck it out!

Maternity insurance is one of the social security insurances that we usually pay, and it is the insurance used by our country to ensure the basic life and maternity safety of our citizens when they give birth, and can reimburse them for maternity medical expenses, give maternity allowances, and enjoy maternity leave. For more information about maternity insurance, you can check out the article: How to buy maternity insurance?

However, after all, the scope of maternity insurance is limited, so we need to purchase additional commercial insurance to cover the part that is not covered by maternity insurance.

For example:JD Allianz's small fortunate pregnancy accident insurance, which is an exclusive maternity insurance.

itCoverageAs follows:

1.Accidental death and disability. 100% of the basic sum assured will be paid for death, and 10%-100% of the basic sum assured will be paid for disability according to different disability levels.

2.Death in childbirth. 100% of the basic sum assured will be paid in the event of death due to pregnancy or childbirth.

3.Pregnancy allowance. Pregnancy sickness, dystocia and accidental termination of pregnancy allowances are up to 20,000 yuan, 2,000 yuan and 1,000 yuan respectively.

4.Newborn coverage. Hospitalization of neonatal congenital malformations, with a maximum sum insured of 80,000 yuan, 0 deductible, and 100% reimbursement; The maximum allowance for congenital malformations of newborns is 2,000 yuan.

This maternal and infant accident insurance provides comprehensive coverage, including accidents, childbirth, death, disability, 6 pregnancy diseases, dystocia, congenital malformation of newborns, accidental termination of pregnancy, 11 congenital malformations of newborns, and 100% reimbursement if the corresponding surgery is performed**, 0 deductible.

But it doesNoteYes, this product is only availableHealthy females aged 20-40 who are not pregnant or have less than 28 weeks of pregnancyInsure.

At present, maternal and child insurance products on the market are relatively limited, and Xiaoxing pregnancy accident insurance is still relatively outstanding among them. If you meet the relevant insurance requirements, you can consider this one. Want to know the inside story of Allianz's insurance products?

Postpartum recovery is an emerging industry in recent years, and at this stage, it is developing more and more rapidly. How much potential does an industry dedicated to women's maternal health and postpartum beauty regain have?

At present, China has 20 million new mothers every year, and there are at least 10 million potential consumers based on 50% urban women, especially after the full opening of the two-child policy in 2016, a small peak in China's birth rate broke out, and the number of postpartum women soared significantly. Among them, the "post-90s" generation has higher requirements for personal image and quality of life, and has more open careers and fashionable healthy life concepts. The pursuit of beauty and becoming a hot mom has become a common life goal of the post-90s.

At the same time, all postpartum women have varying degrees of maternal problems, with the post-85s and post-90s women becoming the backbone of childbirth. Different from the previous generation, their awareness and demand for postpartum recovery are increasing, which is a 100 billion postpartum recovery market.

Copying for expectant mothers.

Choosing maternity and baby insurance requires a long-term perspective, taking into account the expectant mother's age, health status and existing protection, and considering the above factors to select the right product.

In the specific choice to pay attention to the following points, the choice of maternal and child insurance to be able to protect the entire pregnancy, after all, the risk does not occur at a specific or predictable moment, and social security and ordinary medical insurance do not include the protection of pregnant women during pregnancy and childbirth and prenatal and postpartum, so the more comprehensive the protection, the better.

In addition, for older expectant mothers at the time of childbirth, it is recommended to allocate medical protection on the basis of accident insurance, and at the same time increase the attention to critical illness insurance, after all, the risk of giving birth to children is greater for older people. When choosing maternal and child insurance, there are a few points that must be noted, the policy is not in effect during the waiting period, the insurance company will not pay, and the expectant mother should carefully read the terms and conditions, and then apply for insurance according to her own situation. Don't think about buying maternal and child insurance when you need it, don't wait until you're already pregnant to buy insurance, there will inevitably be restrictions at this time, and you must be prepared when you have a plan to have a baby.

Hello! As an exclusive insurance for pregnant women, the maternity and infant insurance is characterized by the protection of some women for pregnancy and congenital diseases such as diffuse vascular coagulation, ectopic pregnancy, choriocarcinoma and malignant molar pregnancy, and congenital diseases such as congenital hydrocephalus or cleft lip.

Once the insurance is taken into effect immediately, on the one hand, it covers the pregnancy illness, childbirth or accident of the pregnant woman; On the other hand, certain insurance benefits are also paid for the death of the fetus or newborn, congenital diseases of the newborn, or some specific surgeries.

Because the risk probability of pregnancy in women is much higher than that of normal people, so usually each insurance company has certain restrictions on pregnant women's insurance, different products have regulations on the age and pregnancy time of the policyholder, some products are insured under 18 weeks of pregnancy, some are less than 28 weeks, if it is exceeded, it cannot be insured.

There are many products in commercial insurance that provide women with DU pregnancy protection, this kind of property.

The coverage of the product often covers the intrauterine baby, so it is often referred to as "maternal and infant insurance" or "maternal and infant insurance".

As an exclusive insurance for pregnant women, maternity and infant insurance is characterized by protection for some female pregnancy diseases and neonatal congenital diseases, such as diffuse vascular coagulation, ectopic pregnancy, choriocarcinoma and malignant molar pregnancy, and the latter such as congenital hydrocephalus or cleft lip.

Maternal and infant insurance refers to products that provide pregnancy protection for women in commercial insurance, and the coverage of such products often covers the fetusAs an exclusive insurance for pregnant women, the characteristics of maternal and infant insurance are to provide coverage for some female pregnancy diseases and neonatal congenital diseases, such as diffuse vascular coagulation, ectopic pregnancy, choriocarcinoma and malignant molar pregnancy, and the latter such as congenital hydrocephalus or cleft lip.

After all, the immunity of pregnant women during pregnancy is poor, and accidents cannot be predicted, so buy a maternal and child insurance for the current mother, but also for the dangers that the child may encounter when born, as far as possible to minimize the loss of the family. Reading the following strategy carefully before buying insurance can save you tens of thousands of dollars in unjust money: you must know the routines of these insurance companies.

What do you need to pay attention to when buying maternal and child insurance?

First: When buying maternal and child insurance, you must pay attention to the "waiting period" of the insurance. The waiting period, as the name suggests, means that the insurance benefits with a waiting period will not take effect until the waiting period ends, and if the insurance is out during the waiting period, the insurance company will only refund the premium, and will not pay according to the insured amount.

Therefore, expectant mothers should read the terms of the relevant protection and the relevant exclusion conditions before purchasing maternal and child insurance, and then apply for insurance according to their own needs.

Second: buy insurance as early as possible, you should not be pregnant before you think of insurance, it is inevitable to be restricted, after all, pregnant women are generally unable to buy maternal and infant insurance after 28 weeks of pregnancy, so we can avoid such a situation by planning in advance.

Third, when choosing an insurance plan, female consumers should not only pay attention to the short-term risks of pregnancy, but also focus on long-term protection and make comprehensive planning. It is recommended that when choosing an insurance product, you should consider your age level, health status and existing protection situation to choose the right product for you.

In short, for expectant mothers, they must choose and purchase their own maternal and infant insurance in time to provide adequate protection for themselves and their children.

Aiqin mother and baby commercial chain **** is a limited liability company registered in Dongcheng District, Beijing on 2014-11-28 (wholly owned by a legal person invested or controlled by a natural person), and its registered address is located in Room 1205, 12th Floor, Building 1, Yard 6, Jinxing West Road, Daxing District, Beijing.

The unified social credit of the mother and child commercial chain **** registration number is 91110000318197990b, and the enterprise legal person Li Haiyan is currently in a state of operation.

The business scope of the mother and child commercial chain **** is: sales of food; sales of knitted textiles, shoes, hats, stationery, clothing, daily necessities, toys, hardware, handicrafts, computers, software and auxiliary equipment, electronic products, medical equipment; photographic enlargement services; business management consulting; Undertake exhibitions and display activities; technology development and technology transfer; Economic ** consulting; computer animation design; domestic labor services; producing, publishing, and publishing advertisements; organizing cultural and artistic exchange activities (except performances); sports operation (excluding high-risk sports); import and export of goods; technology import and export; Import and export. (Enterprises independently choose business projects and carry out business activities in accordance with the law; The sale of food and projects subject to approval in accordance with the law shall be carried out in accordance with the approved content after approval by the relevant departments; shall not engage in the business activities of projects prohibited and restricted by the city's industrial policy.

In Beijing, the total registered capital of companies with similar business scope is 202470383 million yuan, and the main capital is concentrated in 14,478 enterprises with a scale of more than 50 million yuan. Within the scope of this province, the registered capital of the current enterprise is excellent.