Can I use my passbook to transfer money online? Can I transfer money online from my passbook?

You can transfer money or not at an ATM, and you must bring your ID card to the bank counter for processing. x0d x0a extended information: At present, there are two kinds of current passbooks, one can be used for transfer, and the other is not, you first see what kind of passbook your passbook is; The transferable can be on the stamped cover:

Settlement account; The ordinary savings passbook cannot be used for transfer settlement; If you have a settlement passbook, you can transfer money without a passbook, as long as the fold is complete and correct, you can put the money in; If you transfer money from another place, you will be charged a fee.

No. Bankbook.

Online transfer is not possible. Bank passbooks have savings functions such as depositing, withdrawing money, and accepting remittances, and some passbooks also have the function of settlement and transfer, but passbooks with transfer functions cannot be transferred online.

You can transfer money online with your bank passbook, but you need to open online banking.

The specific transfer method is:

1.Find the banking app on your phone and tap to open it;

3.Select the payment account in the transfer interface, and if it is a passbook transfer, select the account of the passbook, and fill in the relevant information;

4.After that, enter the payment password and mobile verification code of the passbook.

A passbook, or deposit book, commonly known as a red book, is a type of book used to record bank transactions in a deposit account. Its size varies from country to country and banking institution. It can be the size of a checkbook or the size of a passport.

Operating environment: Huawei P30PRO China Merchants Bank.

Extended information: 1. If we want to trace the other meaning of "excerpts", that is, the origin of the excerpt style, it should be said that the invention of papermaking made our ancestors give up the method of carving words on bamboo slips and accept the convenience of using paper, but retain the habit of exhibition. It is possible to deal with individual corporate foreign exchange transactions and ** transactions in some institutions.

Your overseas and domestic remittances can be recorded directly. Payment** and related settlement services are available. Provide ** banking and financial services.

2. Normally, bank deposits are accounts used for a small number of transactions, such as demand deposits and fixed deposits. In earlier banks, bank tellers would write down the date and amount of the transaction, the latest balance of the deposit, and sign or stamp it. Nowadays, customers can update their bank deposits directly to a bank branch through an ATM, an auxiliary printer (similar to an ATM), or by using a small dot matrix printer or inkjet printer.

3. Looking back, "excerpts" not only have the meaning of credit and withdrawal, but also have another historical significance, that is, the origin of the excerpt style. It should be said that the invention of papermaking made our ancestors gave up the method of carving words on bamboo slips and retained the habit of reading while accepting the convenience of using paper. Later, as the money industry went from peak to decline, these folded passbooks naturally withdrew from the stage of history, and the name of the passbook will remain in use until 2020.

Nowadays, with the financialization of the financial market, passbooks are as popular as the renminbi. Depending on the purpose of the passbook, there are various types of passbooks, such as bank passbooks, fixed passbooks, medical passbooks, and so on.

Available. The bank passbook has the functions of deposit, withdrawal, transfer, etc., and when you need to make a transfer, you can bring your personal identity document and passbook to the bank counter for processing. Passbook transfers to and from banks are usually free of charge, and transfers from other places are generally subject to a 1% fee.

The bank passbook transfer can be handled in person, or others can help with valid documents. In addition, you need to keep in mind the bank passbook password, because once you forget the bank passbook password, you need to take your ID card and passbook, go to the bank to report the loss, and then wait until a week later to go through the loss report procedures before you can re-obtain the new password, the process is more cumbersome, and it takes a long time.

Yes, the process is as follows:

1.Go to the bank and queue**.

2.Carry the passbook, and after your number, give the passbook to the staff and tell him that you want to transfer money.

3.The staff will give you a slip to fill out.

4.After writing the remittance form, the staff will handle it for you.

5.If it is a different bank, a partial fee will be charged.

2.Select Transfer - Peer Inter-bank transfer, click on the transfer account on the transfer page to select other banks;

3.Fill in the beneficiary information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

Extended information: 1. Characteristics of online banking.

1) Greatly reduce the operating costs of the bank and effectively improve the profitability of the bank. The establishment of network i two banking business, mainly using public network resources does not need to set up physical branches or business outlets, reducing personnel costs, and improving the efficiency of the bank's back-office system.

2) There is no time and space limitation, which is conducive to expanding the customer base. Online banking breaks the geographical and time restrictions of traditional banking business, and has the characteristics of 3A, that is, it can provide customers with financial services at any time, anywhere and in any way, which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profits**.

3) It is conducive to service innovation and provides customers with a variety of personalized services. The sale of financial products such as insurance, ** and ** through bank outlets is often greatly restricted, mainly due to the difficulty of general business outlets to provide customers with detailed and low-cost information consulting services. Using the Internet and bank payment system, it is easy to meet the needs of customers to consult, purchase and trade a variety of financial products, in addition to handling banking business, customers can also easily buy and sell online**, bonds, etc., online banking can provide customers with more suitable personalized financial services.

2. Precautions for using online banking.

Obtain online banking from a regular bank branch** and keep in mind that you should avoid using third-party methods such as search engines when logging in to online banking. Because some fake online banks** are likely to be hidden in the search results, once you click to enter, you may unknowingly fall into the trap. The best thing to do is to register the correct online banking** in your browser's favorites, and future visits are accessed by clicking on the link in the favorites to ensure that you don't access the wrong **.

2) Set a hybrid password and a dual password.

It is recommended to use a mixture of numeric and alphabetic passwords to increase the difficulty of password cracking and keep them properly, and try to avoid the same transaction password as the credit card password.

3) Review your transaction history regularly.

Regularly check the business records such as transfers and payments handled by online banking, or customize account change notifications through SMS to keep abreast of account changes.

The money in the passbook cannot be transferred online, and can only be transferred after the bank card is opened for online banking. Moreover, the passbook can generally only check the balance, and there is no transfer and remittance function. However, a passbook can receive money transfers, but it cannot be used to transfer money outward.

The passbook with the settlement and transfer function needs to be transferred at the bank counter, and the transferor needs to bring the passbook and provide the name and bank card number of the payee to make the transfer.

Benefits of using a passbook:

1. The detailed account is clear at a glance, and the card details can be obtained in time.

2. It can reduce unnecessary expenses, such as the cost of the card and the annual fee of the card.

3. Minimize the insecurity factors caused by using the card.

The difference between a passbook and a bank card.

1. The difference in convenience.

The passbook is a booklet that you have to go to the bank counter every time you handle business, which is limited by the bank's business hours and is not convenient to carry around. The bank card is a card, which is easy to carry, can be directly swiped for consumption, and the business is not limited by time and space, and can open online banking, and carry out some operations on the Internet to achieve various paperless transactions.

2. The difference in the clarity of accounts.

There is a detailed record of each transaction in the passbook, and the bank card does not, but as long as the customer has opened a bank, he can check his account balance at any time through the bank, and if the SMS business is opened, each withdrawal or consumption will be notified in the form of SMS in a timely manner.

3. The difference in fees.

The passbook is free of charge, while the bank card is charged a production cost and annual fee, and a certain handling fee is charged for inter-bank and cross-regional withdrawals.

4. The difference between card numbers.

Some banks can remit passbook numbers, but some cannot, while all banks can remit card numbers. Both the card number and the account number can be used to receive money transfers.