How to re open the borrowing after it is closed, and can it be reopened after the borrowing is close

How it works: 1. Turn on your mobile phone, click to enter payment, click [My] on the Alipay homepage and enter.

2. After entering [My], find [Borrow] below and click to enter.

3. After entering, click [Agree to the agreement and re-open the loan], so that you need to complete the personal information, click [To improve].

4After clicking to enter, you need to have the front and back**, you can improve it according to the requirements, and after you complete, click [Confirm and Submit] below.

5. After clicking [Confirm and Submit], you will enter the page of [Submit Application] again, at this time, you can take a look at the [Personal Credit Report Inquiry Authorization Letter] and [Borrowing Regulations and Evidence Preservation Agreement], if you have any objections, you can not apply, if there is no problem, you can check it, click [Submit Application] below.

6. After clicking [Submit Application], Alipay's borrowing staff will review it, and the processing time is generally within 24 hours, so that you will receive a text message that has passed the review.

After the ant borrowing is closed, whether it can be opened again is comprehensively evaluated by the system.

There are two types of shutdowns: those who do not want to use active shutdown and those who are shut down by the system due to overdue reasons.

1. If you do not want to continue to use the borrowing service and want to close it independently, it is recommended that you operate with caution, because once the borrowing service is closed independently, if you want to open it again, the system needs to conduct a comprehensive evaluation again, and there is no guarantee that it will be successfully opened again.

2. If the system is closed due to overdue and other reasons, whether it can be opened again in the future will be re-evaluated by the system according to the situation of the account for a period of time.

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2. In the borrowing interface, click "Agree to the agreement and re-open the borrowing agreement". 3. Next, the system will remind you that you need to verify, click "OK". 4. Then enter the payment password in the new pop-up interface according to the regulations, which is considered a verification.

5. Finally, the interface will display "Borrowing" to open.

Hello, it can be re-activated, please follow the steps below to re-open the Hunger Know. 1. Open the Alipay app and click the "Wild Borrowing Icon". In the borrowing interface, click "Agree to the agreement and re-open the borrowing".

3. Next, the system will remind you that you need to verify, click "OK". 4. Then enter the payment password in the new pop-up interface according to the regulations, which is considered a verification. 5. Finally, the interface will display "Borrowing" to open.

You've done a great job! Can you elaborate on that?

Credit Loan (formerly known as Borrow) is a loan service launched by Ant Financial Services Group with the help of Alipay, and users can apply for different loan amounts according to the number of sesame points. Note that the mobile phone model used by Senwhich user is not this Huai code is slightly different from the steps of re-enlightening disturbance borrowing.

1. Whether the ant borrowing can be opened again after it is closed is comprehensively evaluated by the system.

2. There are two types of ant borrowing and closing: those who do not want to use active closure and those that are closed by the system due to overdue and other reasons.

1) If the system is closed due to overdue or other reasons, whether it can be opened again in the future will be re-evaluated by the system according to your account situation for a period of time.

2) If you don't want to use it and need to close it, it is recommended to operate with caution, because there is a possibility that it cannot be opened again after closing.

Extended Materials: a. The basic conditions for borrowing and opening:

1 Account real-name authentication.

2 Age 18-60 years old.

3 Account status is normal.

4 Bind your phone.

Two. Service Introduction.

"Borrow" is a loan service launched by Alipay, and the current application threshold is more than 600 sesame points. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

"Current Name Credit Loan" is a loan service launched by Alipay, and according to the different sesame scores, users can apply for different loan amounts. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

On January 9, 2018, perhaps due to excessive leverage and violation of relevant regulatory regulations of the central bank, some users were voluntarily closed to control the loan balance.

On November 8, 2021, it was reported that the name of Alipay's "borrowing" has been changed to "credit loan". In response, Alipay's customer service said that in order to make it easier for you to have a clearer understanding of the actual consumer credit service provider, the consumer credit service provided by the financial institutions that cooperate with Ant has been updated to "credit loan", and the name of the financial institution is displayed on the credit loan page. After this adjustment, the original borrowing, auditing, repayment and other services will not be affected.

The re-application process is as follows:

1. Open Alipay on your phone, log in, click "My", and then click "Ant Borrow".

2. Click "Apply for Quota Now", then click "Go to Perfect" to complete the identity information, upload the front and back of the ID card as required, click "Confirm" and submit.

3. Please read the authorization letter and agreement carefully, and if you find that it is not suitable for the service or harmful to consumers, please cancel the application.

4. If there is no problem, check the box in front, then click to submit the application, click "Complete", and you will receive a review message within 24 hours at the latest, and you will receive a text message if the review is passed.

Extended information: 1. How much is the borrowing collection**?

After the borrowing is overdue, the platform customer service will generally call ** or send a text message reminder, because Alipay is headquartered in Hangzhou, you can pay attention to the number starting with "0571", and the initial collection is mainly a reminder with a good attitude.

2. What is the borrowing collection process?

In the early days, Alipay customer service or collection personnel took over, after all, it is a well-known big platform, and the attitude and process are quite standardized, just reminding users of overdue matters and urging early repayment. If it has not been returned for more than three months, it will be outsourced to a collection company, and it is very likely that the address book will be exploded and abused, after all, the outsourcing company will get a commission according to the collection money, and will not pay too much attention to the "details".

Third, there will be no consequences if it is not possible.

Generally speaking, if you do not take the initiative to repay the loan on the repayment date, Ant Borrow will automatically deduct the money in the balance, savings card, and Yue Bao for repayment. If you still don't pay it back after outsourcing, it will almost become a bad debt. It is estimated that Alipay will block yours, and it will be very difficult to open it again in the future.

Fourth, the impact of overdue borrowing.

1. Cause the sesame credit score to decline.

Sesame Credit is related to the use of borrowing, and the risk control system will supervise customers in real time, once you are overdue, it will lead to a decrease in Sesame Credit score. For example, if you originally had 700 points, it may drop to more than 600 points after the deadline.

2. Affect the use of borrowing.

Once the borrowing is overdue, it is likely to affect the normal use of the borrowing. If the overdue situation is serious, it may even cause the system to shut down the borrower, and you will not be able to continue to use the borrower in the future.

3. Affect personal credit.

In addition to affecting the Sesame Credit score, the overdue borrowing will also have an impact on the credit of individuals, especially those with serious overdue conditions, which are likely to be uploaded to the credit information system of the People's Bank of China. Once personal credit is affected, it will be restricted from applying for a card or loan in the future.

Summary. 1.Log in to Alipay, click "My" in the upper right corner to enter "Settings"; 2.

Click "Borrow" to enter the "Borrow" page; 3.Click "Activate Borrowing" and follow the prompts to complete the authentication; 4.After completing the authentication, you can re-open the loan.

1.Log in to Alipay, click "My" in the upper right corner to enter "Settings"; 2.Click "Borrow" to enter the "Borrow" page; 3.

Click "Open Borrowing" and complete the authentication according to the instructions of Tiluqiao; 4.After completing the certification, you can re-open the loan.

Can you tell us more about that?

If you accidentally close the borrowing, you can re-open it in the following ways:1First of all, log in to Alipay, click "My", enter "Settings", click "Borrow", and enter the "Borrow" page; 2.

Click "Activate Borrowing" to enter the "Activate Borrowing" page and click "Activate Now"; 3.According to the prompts, complete the steps of identity authentication, sesame credit authentication, Alipay authentication, etc., and complete the opening of the loan; 4.After the activation is completed, you can check the borrowing amount on the "Borrow" page and borrow money.

Reason: It may be due to the theft of the Alipay account Xunheng or its own careless operation, which led to the closure of the loan. Workaround:

You can log in through Alipay, enter the "Borrow" page, click "Open Borrow", and follow the prompts to complete the steps such as identity authentication, Zhimuque credit authentication, Alipay authentication, etc., to complete the borrowing opening. Personal tips: When using Alipay to borrow, you should pay attention to protecting your safety, and you should operate at will to avoid accidentally closing the borrowing.

Hello, I am glad to serve you and give you the following answers: 1. Cause of the problem: 1

It may be due to improper operation, resulting in the borrowing being closed; 2.It may be due to the theft of the account, which leads to the closure of the debit; 3.It may be due to malicious operation of the account, resulting in the closure of the debit.

2. Solution: 1If it is not operated properly, you can log in to the official website of borrowing and re-open it; 2.

If the account is stolen, you can contact the guest banquet to verify the account security and re-open it; 3.If the account is maliciously operated, you can contact customer service to verify the account security and re-open it. 3. Detailed explanation of the steps:

1.Log in to the official website of Borrow, click "Reactivate"; 2.Go to the reactivation page, fill in the relevant information, and submit the application; 3.

If your account is stolen or maliciously operated, you can contact customer service for account security verification. 4.If the review is passed, the borrower will be re-opened and can be used normally. 4. Personal tips:

1.When using borrowing, pay attention to the operation steps to avoid unnecessary mistakes; 2.Try not to disclose your account information to others to avoid account theft; 3.

If you find that your account is stolen or maliciously operated, contact customer service in time and deal with it in time.

Summary. Hello, the borrowing service can be re-opened after it is closed, but once the borrowing service is closed independently, if you want to open it again, the system needs to re-conduct a comprehensive assessment, and there is no guarantee that it will be successfully opened again, so it is recommended that users operate with caution. In the process of using the borrow, the system will comprehensively evaluate whether it can continue to be used according to the user's account situation and the use of the debit from time to time, and there may be a situation that it cannot be used, at this time, the user needs to maintain a good credit record and wait for it to be opened again.

Hello, the borrowing service can be re-opened after it is closed, but once the borrowing service is closed independently, if you want to open it again, the system needs to re-conduct a comprehensive assessment, and there is no guarantee that it will be successfully opened again, so it is recommended that users operate with caution. In the process of using the borrow, the system will comprehensively evaluate whether it can continue to be used according to the user's account situation and the use of the debit from time to time, and there may be a situation that it cannot be used, at this time, the user needs to maintain a good credit record and wait for it to be opened again.

Hello dear, the opening conditions for borrowing are as follows: 1. Personal mainland account and complete real-name authentication: 2. The account status is normal and has not been appealed, 3. The account is bound to a mobile phone. For accounts that meet the above conditions, the system will conduct a comprehensive evaluation based on the account usage, and whether it can be used in the end is subject to the system evaluation, and manual intervention is not possible.

If the user finds the borrowing entrance at the end of the above path, it means that the conditions for the use of the borrowing are not met for the time being, and the system will evaluate it from time to time, and once the access conditions are met, it can be used, and it is recommended that the user maintain a good account status. Users need to pay attention to the fact that there is no means to force the opening of the loan, the so-called internal employees and professional companies of Ant are fake, and the opening through the payment of this handling fee and activation fee is not real, not only can it not be successfully opened, but it will cause a loss of funds.