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The specific regulations are on how to strictly regulate the use of these pre-sale funds.
We can try to understand that although the buyer has paid for the purchase of the house, because the purchase price itself is in the bank's regulatory fund account, for the developer, if the developer does not reach the corresponding construction progress, the developer actually has no right to withdraw the corresponding purchase price. In this case, if a number of institutions, including the Housing and Construction Authority and the bank, send the funds from the escrow account to the developer in advance, this will only lead to the developer misappropriating the relevant funds in advance.
Because the real estate industry is very leveraged, this behavior will lead to many buildings becoming unfinished, which is the main reason why owners are so angry about it. <>
A number of cities across the country have issued new regulations on the supervision of pre-sale funds for commercial housing.
In order to further ensure the normal construction of real estate in various regions, and at the same time to effectively reduce the proportion of unfinished buildings, many cities across the country have successively issued new regulations on the supervision of pre-sale funds for commercial housing. Under the new rules, the funds in the custody account of each development will be divided into corresponding responsible parties, and when a department approves the relevant funds, that department will be responsible for the funds. <>
The specific provisions are on the regulation of the use of pre-sale funds.
All of these regulations are intended to effectively regulate the use of these pre-sale funds. Prior to this, the housing authority may approve the bank in advance to transfer the pre-sale funds from the supervision account to the developer, which can relieve the developer's financial pressure for a short time, but will transfer the pressure of formulation to the future, and will also lead to a large number of unfinished buildings. If the pre-sale funds can be effectively monitored, the problem of unfinished properties will become less and less.
Finally, I think that the responsible parties of many unfinished buildings really need to be clearly divided, and for those properties whose funds in the supervision account have been passively used, these properties need to be further investigated and the corresponding responsible persons need to be investigated.
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There are strict regulations on the pre-sale of houses, requiring special funds and special use, and the funds need to be transferred into the supervised account in accordance with the contract, which will also increase the delivery increment of commercial housing.
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It is stipulated that real estate developers must set aside sufficient funds when building a house, and cannot overdraft in advance.
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The highlight of the pre-sale funds of commercial housing has been upgraded due to the risk supervision of unfinished buildings, which is mainly to prevent developers from having unfinished buildings when building houses. In this way, it can effectively prevent the occurrence of unfinished buildings, and some consumers are particularly afraid of the unfinished buildings when they buy houses. When buying a house, most of the people can only choose to focus on off-plan housing, because most of the existing houses have been sold out, there is no choice at all, and some owners think that the off-plan housing will be more selective, so they will consider off-plan housing.
In the first half of this year, the unfinished building incident in Henan, Anhui, Jiangxi and other places gradually came out, so that many people can realize that there are nano buildings in many regions of the country. However, the local supervision will be relatively small, as long as there is an unfinished building in the local area, all economic losses will be borne by the owner. But from the perspective of the owners, the owners are also the most wronged people.
I bought a house with my own money, but I can't live in a house at all, but I still need to pay off the mortgage to the bank. <>
After passing the first unfinished buildings in many regions of the country, the urban and rural construction departments will also strictly increase the problem of pre-sale funds for commercial housing. Because many commercial houses cannot be built because of the shortage of funds, as long as the developer's funds are managed, the occurrence of unfinished buildings can be reduced. Some people can buy a house in the sales office without worry, and if the developer has an unfinished building, the developer should also be criminally punished.
Only by increasing the intensity of punishment can the developer realize that there is a situation of unfinished buildings, and they must not choose to escape. <>
In the past, as long as there was a shortage of funds when some developers were building houses, the developers would choose to roll up and leave. When the developer escapes, leaving a mess, it can only be handed over to the local ** to govern. They will even sue the local developer directly, demanding that the developer hand over all the money from the masses and continue to build the house.
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Through such a move, we can strengthen the supervision of unfinished buildings, prevent the emergence of unfinished buildings, improve the construction capacity of real estate developers, better prevent problems of real estate developers, and prevent real estate developers from having financial problems. It can not only effectively eliminate unfinished buildings, but also protect the rights and interests of consumers and consumers' residence.
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I think there are still many highlights of this move, through this move can strengthen the control and management of unfinished buildings, to avoid the legitimate rights and interests of the people are seriously affected, this approach can effectively prevent the emergence of unfinished houses, and also ensure the legal housing of residents.
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The highlight is that this supervision has a very strong strength, so that the funds can be implemented, and it can effectively put an end to unfinished houses, and can make the entire property market begin to return to the peak.
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With the emergence of unfinished buildings, many people dare not buy pre-sold houses anymore, because once the situation of unfinished buildings occurs, then they will never be able to live in their own houses, but the loan will continue, which is still very puzzling. In order to solve this problem, the state has also introduced a lot of policies, and has also increased the supervision of commercial housing pre-sale funds. So can the supervision of pre-sale funds of commercial housing be upgraded, and this way can curb unfinished buildings?
Let's talk about this topic for a while. <>
First of all, I personally think that it is completely possible to curb unfinished buildings, because when all departments focus on the construction of the project, then how can the project be completed, and there will never be unfinished buildings. Because this upgrade will manage these funds in detail, and can no longer be withdrawn and used at will, such a situation will ensure the progress of the project construction, so how can there be unfinished buildings again. In fact, the reason why there will be a large number of unfinished buildings before, is because of the inaction of the regulatory authorities, this time the focus on the upgrade, for the pre-sale of the capital supervision is very meaningful, the relevant departments have also noticed this important detail.
In fact, what needs to be solved now is to rebuild those houses that have been unfinished, so that those who have collectively cut off their mortgages can repay their loans, and bring a certain impetus to their lives. But in general, in the current situation, it is unlikely that all the unfinished buildings across the country will be solved, because the economy is really sluggish, and there is no extra money to do such a huge job. And even if you have this idea, it will be very difficult to build an unfinished building in just a few years.
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Of course, this is a very good practice, and it can also effectively curb unfinished buildings. There will also be a good development in the future.
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Of course, it's a good practice, and there will never be unfinished buildings in my life in the future, I really like this kind of operation and method, and I recognize it.
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Yes, it is impossible to pass if the funds are not sufficient or there are major hidden dangers.
Find the developer to return the money, if the developer runs away, then call the police, if it really doesn't work, go to the court to sue, let the court decide.
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